Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

MICHAEL FOSNAUGHT

Mentor

Summary


Ohio State graduate with 2 years experience in the banking industry. Developed analytical and strategic planning skills in fast-paced, team-oriented environment. Effective at reviewing client information and financial analysis. Seeking to transition into Securities and Investment Banking in the near future.

Overview

3
3
years of professional experience
1
1
Certification

Work History

Portfolio Management Analyst

KeyBank
10.2024 - Current
  • Performed underwriting services for State Local and Educational (SLED) clients.
  • Performed detailed financial analysis to support credit decisioning for Municipal clients.
  • Researched public debt information along with any current news for clients with an open credit request.
  • Used excel "spread" matrices to breakdown client annual financials to determine both the financial strength, and ability to repay any products offered by the bank
  • .Learned proficient use of Electronic Municipal Market Access (EMMA) to find and read through important documents provided by clients such as Official Statements and Audited Financials.
  • Managed a specialized mailbox geared towards the submittal of new requests and organized all required documents for those requests in client folders along with a comprehensive request list in excel.
  • Worked first hand with sales teams to ensure all required documents were received as well as document timeline/give updates.

Risk Management Rotational Analyst

KeyBank
07.2023 - 10.2024
  • Used Risk and controls platforms to validate the resolution of company findings across all commercial areas
  • Analyzed and reviewed regulatory intelligence items to determine their impact to the bank and direct them to the right areas of the commercial bank
  • Analyzed changes to current regulations and policies to determine if changes significant to Key Commerical Bank were made
  • Created reports, presentations, and other documentation for stakeholders.
  • In these reported I used new data to validate and manage information regarding the credit relationships owned by the bank
  • Managed the changes to various statistics critical to the bank such as utilization rate, policy exception trends, monthly trends for KEF, and asset quality trends
  • Trained in tableau and became responsible for multiple workbooks with information important to the bank
  • Exposed to Congos and the basics of using a data source to run a report to excel/excel data

Accounting Intern

KeyBank
06.2022 - 08.2022
  • Spent 10 weeks working with a team forecasting potential losses and building an allowance(budget) for those losses shown on the quarterly balance sheet.
  • Got many opportunities to enhance my presenting skills with long presentations through PowerPoint given to executives at the company
  • Was exposed and began training on essential programs such as Tableau, Excel, and SAS
  • My team was responsible for the financial analysis and caution of all loans and leases held by the bank totaling over $100 billion

Education

Bachelor of Arts - Business Economics

Ohio State University
Columbus, OH
05-2023

Skills

  • Tableau
  • Analytical Thinking
  • Microsoft Excel
  • Commercial Banking
  • Risk mitigation strategies
  • Data Interpretation
  • Underwriting in CWA and nCino (Salesforce)
  • Financial Statement Analysis

Certification

FINRA - Securities Industry Essentials (SIE) Exam

NASAA/FINRA- Uniform Securities State Law Exam (Series 63)

Timeline

Portfolio Management Analyst

KeyBank
10.2024 - Current

Risk Management Rotational Analyst

KeyBank
07.2023 - 10.2024

Accounting Intern

KeyBank
06.2022 - 08.2022

Bachelor of Arts - Business Economics

Ohio State University

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