- Outdoor Recreation
- Kayaking
- Golfing
Michael Haddad
Warren
Summary
Passionate, conscientious, results-driven Mortgage Banker with 10 years of experience and holder of 22 state licenses. Some of my expertise include originating residential home loans, guiding clients through the end-to-end mortgage process, and maintaining compliance with industry regulations. Known for delivering personalized service, exceeding sales goals, and maintaining a high level of customer satisfaction.
Overview
13
13
years of professional experience
Work History
Mortgage Loan Originator
Amerisave Mortgage
02.2026 - Current
- Explained different types of loans pertaining to client situations.
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
- Worked with underwriters to fix application problems and resolve issues.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
Mortgage Broker
Next Door Lending
06.2025 - 12.2025
- Analyzed client financial profiles to recommend suitable mortgage products.
- Facilitated communication between clients and lenders throughout loan process.
- Developed customized mortgage solutions based on individual client needs.
- Maintained up-to-date knowledge of market trends and regulatory changes.
Executive Mortgage Banker
Rocket Mortgage
07.2017 - 05.2025
- Originate residential mortgage loans by evaluating client financial profiles and recommending appropriate loan products (FHA, VA, conventional, jumbo, etc.)
- Guide borrowers through the entire loan process from application to closing, ensuring compliance with lending guidelines and federal regulations
- Analyze credit reports, income, assets, and property appraisals to assess loan eligibility and risk
- Maintain and grow a pipeline of clients through referral networks, real estate partnerships, and outbound prospecting
- Prepare and submit complete loan files to processing and underwriting teams, ensuring accuracy and efficiency
- Collaborate with processors, underwriters, and closers to resolve conditions and ensure timely funding
- Provide personalized service to clients, fostering trust and long-term relationships
- Stay up-to-date on market trends, interest rates, and changes in mortgage lending guidelines (Fannie Mae, Freddie Mac, CFPB, etc.)
- Mortgage banking (licensed in 22 states NMLS 1650199 )
Realtor
CENTURY 21
04.2013 - 05.2017
- Represented buyers and sellers in residential and commercial real estate transactions, from initial consultation through closing.
- Listed properties, developed marketing strategies, and coordinated professional photography, staging, and open houses to maximize visibility.
- Guided clients through the entire transaction process, including offer negotiation, inspections, appraisals, and contract review.
- Maintained compliance with all state and federal real estate laws and regulations, including proper documentation and disclosures.
- Built and maintained a network of lenders, inspectors, and contractors to support smooth transactions.
- Leveraged CRM systems and MLS tools to manage leads, track listings, and schedule showings.
- Provided exceptional customer service and maintained long-term client relationships, leading to consistent referrals and repeat business.
Education
High School Diploma -
Salem High School
Canton, MI11-2012
Skills
- NMLS 1650199
- Credit evaluation
- Document preparation
- Pipeline management
- Underwriting guidelines
Interests
Timeline
Mortgage Loan Originator
Amerisave Mortgage
02.2026 - Current
Mortgage Broker
Next Door Lending
06.2025 - 12.2025
Executive Mortgage Banker
Rocket Mortgage
07.2017 - 05.2025
Realtor
CENTURY 21
04.2013 - 05.2017
High School Diploma -
Salem High School
HOBBIES
GOLFING WITH FAMILY AND TRAVELING
LINKS
- LinkedIn: https://www.linkedin.com/in/michael-haddad-4837572a4/
- Social Proof: https://social.pr/p/rocket-mortgage-refinance-team/MichaelHaddad