Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Michael Harlan

Punta Gorda,FL

Summary

Market risk professional with proven history of managing and mitigating market risks through comprehensive risk assessments and strategic planning. Known for collaborative approach and strong results orientation. Reliable under pressure and adaptable to evolving market conditions. Proficient in risk modeling and financial analysis.4



Overview

2025
2025
years of professional experience

Work History

AVP, Market Risk

Wheeling National Bank
  • Led efforts in creating a centralized data repository for improved transparency and accessibility of critical risk information.
  • Contributed insights into new product development discussions from a market-risk perspective guiding better product offerings.
  • Reduced potential losses from market fluctuations by developing effective risk mitigation strategies.
  • Implemented stress testing scenarios to assess potential impacts on portfolio value under adverse market conditions.
  • Optimized portfolio performance by conducting thorough analysis of market trends and identifying potential risks.
  • Enhanced risk management practices by implementing robust market risk frameworks and methodologies.
  • Managed a diverse team of analysts, fostering an environment of continuous learning and professional growth.
  • Created a indirect Auto and home improvment loan program.

General Manager

North Trail Rv Center
08.2016 - Current
  • Analyzed competitive landscape for informed decision-making in product development.
  • Coordinated cross-functional teams to enhance workflow efficiency.
  • Reviewed financial reports to identify trends for strategic adjustments.
  • Streamlined operational processes by implementing best practices.
  • Analyzed market trends/data to identify potential opportunities for business growth within existing or emerging markets successfully.
  • Spearheaded development of new market strategy, significantly enhancing brand recognition and customer base with innovative advertising campaigns.
  • Oversaw successful launch of new product lines, coordinating between departments to ensure unified approach and timely delivery.

Director of Operations

Haydocy Airstream And Rv
01.2013 - 08.2016
  • Mentored and coached team members for enhanced skills and increased engagement.
  • Streamlined operational processes by identifying bottlenecks and implementing best practices.
  • Provided direction and support to teams for aligning individual goals with organizational objectives.
  • Developed financial forecasts for resource allocation and strategic planning.
  • Oversaw successful implementation of operational strategies and policies to drive organizational growth and productivity.
  • Built a new dealership from ground up and became a top 10 Airstream dealer in 3 years. Fastest in history to that point.

Store Owner

Alum Creek Rv and Marine
06.2006 - 12.2012
  • Improved customer retention rates by developing personalized shopping experiences.
  • Expanded market reach by launching targeted promotional campaigns.
  • Developed a loyal customer base with personalized assistance, attentive listening, and friendly interactions.
  • Fostered a positive work environment with open communication and feedback.
  • Sold Dealership for 3.7 times purchase price.

AVP Lending/VP Consumer Lending/Risk Manager

Fifth Third Bank
05.2001 - 05.2006
  • Streamlined processes by identifying inefficiencies and implementing best practices.
  • Optimized resource utilization to support organizational goals and reduce overhead costs.
  • Presented strategic plans to key stakeholders, securing buy-in and support for initiatives.
  • Mentored emerging leaders by designing tailored professional development programs.
  • Maintained compliance with industry regulations by implementing risk mitigation through prospecting, wealth management clients and follow-up activities as well with corporate lending.
  • Designed and developed an internal credit scoring system for a better prediction of payment probability.
  • Designed and implemented new products such as The Advantage Loan and Student Loans.
  • Set and regulated loans rates for branches and indirect auto leading.
  • Led acquisitions team on purchasing two banks, Old Kent bank and First National Bank.

Education

BBA - Risk Management

Capital University
Columbus, OH
01-2002

Skills

  • Risk Assessment Strategies
  • Derivative Pricing Expertise
  • Portfolio Pricing Expertise
  • Employee Retainment Expertise

Accomplishments

  • Collaborated with a team assembled by former Federal Reserve Chairman Paul Volcker in the saving of Bank Mandiri located in Indonesia. Fifth Third Bank Loaned me to Financial Services Volunteer Corps in Washington DC for 120 days to make this happen.

Timeline

General Manager

North Trail Rv Center
08.2016 - Current

Director of Operations

Haydocy Airstream And Rv
01.2013 - 08.2016

Store Owner

Alum Creek Rv and Marine
06.2006 - 12.2012

AVP Lending/VP Consumer Lending/Risk Manager

Fifth Third Bank
05.2001 - 05.2006

AVP, Market Risk

Wheeling National Bank

BBA - Risk Management

Capital University

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Michael Harlan