Michael Hatch
Sandy,UT
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
41
41
years of professional experience
3
3
Certification
Work History
Sr Closing Manager/Funding/MLO
United Security Financial Corp
Murray, UT
01.2012 - Current
- Assisted clients in selecting appropriate mortgage products based on individual needs.
- Performed quality control checks on completed files prior to submission for review by underwriters or attorneys.
- Monitored daily operations within the department to ensure compliance with regulations.
- Maintained up-to-date knowledge of state laws governing real estate transactions.
- Organized paperwork for each transaction in accordance with lender requirements.
- Assisted customers in understanding their rights and obligations related to the purchase or sale of a home.
- Maintained accurate records of all closed files according to company policy.
- Ensured adherence to all closing procedures and policies.
- Prepared closing documents such as deeds, mortgages, notes, affidavits and settlement statements.
- Reviewed loan documents for accuracy prior to closing.
- Worked with processors and underwriters to complete necessary documents.
Associate Broker
Miller & Company Real Estate
Murray, UT
08.1983 - Current
- Analyzed market data to identify trends in the real estate industry.
- Developed and maintained relationships with clients, other brokers and lenders.
- Assisted in preparing marketing materials such as brochures, flyers, advertisements. to promote listings.
- Provided guidance to clients regarding financial options available for property purchases or sales.
- Performed due diligence related tasks such as reviewing titles, surveys, appraisals and environmental reports prior to closing.
- Negotiated contracts between buyers and sellers of residential properties.
- Organized client events such as seminars or workshops related to the real estate field.
- Communicated regularly with clients regarding portfolio performance and changes in the marketplace.
Education
Civil Engineering
Utah State University
Logan, UTSkills
- Six Sigma Yellow Belt
- Appraisal ordering
- Relationship Building
- Loan terms
- Compliance regulations
- Income analysis
- Loan Closing
- Loan Documentation
- Compliance knowledge
Certification
- Realtor and Associate Broker 1983 to Present
- Licensed MLO in multiple states since 1992
- Member of the Salt Lake Board of Realtors since 1983
- Member of the NAR since 1983
Affiliations
- Family oriented individual that attends as many of his grandchildren's activities as possible
- Very involved at church serving in multiple callings through the years
- Served 2 year Inner-City Mission for the Church of Jesus Christ of Latter-Day Saints addressing the needs of homeless, unemployed, addicted individuals and families for solutions to their circumstances
- Currently serving as a counselor in a Branch Presidency for the LDS Church, serving the Valencia Care Center in Draper, Utah
- Sports enthusiast from golf to pickle ball and many in between!
Accomplishments
- Salt Lake Board of Realtors Million Dollar Club Member
- Multiple Awards for Listing and Selling Agent of the Month at Miller and Company Real Estate
- Planned and coordinated over 20 golf tournaments to promote communication and personal interest with clients, fellow realtors and vendors.
Timeline
Sr Closing Manager/Funding/MLO
United Security Financial Corp
01.2012 - Current
Associate Broker
Miller & Company Real Estate
08.1983 - Current
Civil Engineering
Utah State University
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