Michael Hazelrig
Tuscaloosa,AL
Summary
Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
7
7
years of professional experience
Work History
Mortgage Loan Officer
Consumer First Mortgage
08.2021 - 10.2023
- Worked with underwriters to fix application problems and resolve issues.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Originated $25 million+ in mortgages within first 2 years
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Financial Relationship Consultant
Regions Bank
05.2021 - 07.2021
- Identified customer needs and provided appropriate guidance and perspective about Regions solutions
- Educated and advised customers on Regions Consumer and Business products and services, including loans and deposit types
- Ensured safe and sound banking practices including adherence to all applicable laws and regulations.
- Cultivated and strengthened relationships with new clients and educated clients on account services and capabilities.
Financial Relationship Specialist
Regions Bank
07.2018 - 06.2021
- Provided customers with an excellent experience while handling their transactional needs
- Educated current and potential customers on regions products, emerging bank technology, and digital solutions to best suit each customers needs
- Worked to foster and grow customer relationships within the bank and through digital outlets
- Referred customers to in house employees for more complex matters when needs were recognized.
Financial Services Representative
The Piedmont Group
04.2017 - 05.2018
- Broke down benefits packages for clients and offer solutions to supplement and optimize each package
- Utilized advanced Microsoft Excel techniques to build cash flow models for existing clients
- Presented new insurance/investment ideas to management during meetings to assist with the growth of the company
- Fostered client relationships and increased insurance and investments sales year over year
- Successfully built a book of business by using Profiles professional to create retirement analysis and used salesforce to optimize opportunities.
Education
Bachelor of Science in Finance -
University of Alabama
Tuscaloosa, AL03.2017
Skills
- Sales
- Client Relations
- Financial Services
- Financial Analysis
- Banking
- Salesforce
- Microsoft Excel
- Relationship management
- Residential Mortgage Lending Regulations
- Negotiation Tactics
- Risk Assessment
- Analytical Thinking
Additional Information
Camp-Smile-A-Mile Birmingham, Al 2016-Present, Junior Achievement of Tuscaloosa, Al 2019-Present
Personal Information
Willing To Relocate: Anywhere
Timeline
Mortgage Loan Officer
Consumer First Mortgage
08.2021 - 10.2023
Financial Relationship Consultant
Regions Bank
05.2021 - 07.2021
Financial Relationship Specialist
Regions Bank
07.2018 - 06.2021
Financial Services Representative
The Piedmont Group
04.2017 - 05.2018
Bachelor of Science in Finance -
University of Alabama