Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
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Michael Johnson

Garland,Texas

Summary

Experienced Master Degreed professional with 15+ years of mortgage and financial experience. Skilled in advanced management roles, compliance, quality assurance, and customer advocacy. Proven track record of exceeding business objectives while managing cross functional groups. Expertise in streamlining and developing organizational processes to maximize business.

Overview

14
14
years of professional experience

Work History

Tier III Apple Card Advocacy

Goldman Sachs
Dallas, Texas
08.2022 - Current
  • Provide assistance and support in handling escalated customer service, seeking resolutions as an advocacy manager.
  • Escalated complex customer cases as necessary to appropriate teams and departments.
  • Act as a primary point of contact to seek our customer-centric solutions with peers and business partners.
  • Utilize analytical and problem-solving skills to solve customer-facing issues independently or as part of a team.
  • Identify opportunities to enhance current support content to improve both the customer and agent experience.

Passenger Services Representative, Part-time

Envoy Air/ American Airlines
DFW Airport, TX
03.2022 - Current
  • Manage both international and domestic Envoy American Airlines flights; displays professionalism and interpersonal communication with internal and external customers.
  • Enhance the travel experience by providing superior and attentive service: ticketing, baggage check-in and claims, rebooking, information inquiries, and resolving issues and complaints as needed.
  • Combine efforts with the Transportation Security Administration (TSA) to properly reinforce compliance with security and airport regulations.

Union Steward, CWA 6002.

  • Acting Union Stewart, who mediates disciplinary and personal issues between employees and management.
  • Represent employees in disciplinary hearings with management to ensure that the provisions of the collective agreement are not violated.

Owner/Manager of Operations

Blu Door Renovations
Dallas, TX
12.2015 - 01.2022
  • Purchased, repaired, and resold residential properties for profit.
  • Collaborated with private investors and municipal code inspectors.
  • Managed subcontractors, adhered to schedules, and maintained cost-effective timelines.
  • Knowledge of real estate transaction process and legalities.
  • Proficient in contract negotiations, payment draws, business scheduling, cost analysis, and efficiencies.
  • Purchased an average of 8 properties, increasing property value by 45%.

HE Remediation Analyst

DISYS, Capital One
Plano, TX
12.2014 - 12.2015
  • Reviewed HUD-1 settlement statements prepared by third-party vendors to ensure adherence with regulations and standards during loan closings.
  • Conducted risk assessment research for existing operational processes in partnership with Quality Assurance Specialist.
  • Reviewed customer mortgage transactions to ensure accuracy.
  • Ensured compliance guidelines were met with all Capital One underwriter and regulatory requirements.
  • Documented and reported key risks, with recommended mitigation strategies; facilitated weekly meetings to convey information to Sr. Management.

SR Quality Control Analyst

Newbold Advisors, Bank of America
Dallas, TX
11.2012 - 09.2014
  • Performed quality control casework of underwriters to meet compliance goals of home loan modifications.
  • Supported servicing of mortgage loans, including default and/or non-defaulted loans.
  • Conducted research on mortgage documents to address concerns and identify gaps or trends.
  • Effectively communicated and recommended better process flows for process support and continual improvement with LOB and Sr. Management
  • Implemented controls that lowered error rates among staff by providing training on policies and procedures.

Manager, Office of the CEO and President

Carlisle and Gallagher Consulting Group, B of A
Dallas, TX
05.2010 - 11.2012
  • Liaison with Congressional offices and regulatory agencies to ensure resolutions adhered to structured timeliness, provided detailed correspondence to homeowners on behalf of the Bank of America's Office of the CEO and President.
  • Provided detailed correspondence to homeowners on behalf of the Bank of America's Office of the CEO and President. Worked with Home Retention, Appraisals, Property Claims, and Foreclosure departments to ensure customer satisfaction and regulatory compliance.
  • Recognized as subject matter expert for knowledge of HAMP and Foreclosure regulations.
  • Adhered to structured timeliness, reviewed and analyzed metric data to provide improvements required for daily audits and quality deliverables.
  • Key member of Priority 1 triage team to troubleshoot and resolve mortgage concerns directed to the Office of the CEO and President of Bank of America.

Education

MBA - Strategic Management

Amberton University
Garland, TX
05-2017

Bachelor of Science - Business Administration And Management

University of Phoenix
Dallas, Tx
06-2015

Skills

Relationship Management

Project Management

Business Consulting

Client Services

Retail Management

Change Management

Financial Analysis

Inventory Management

Quality Assurance

Mortgage Processing and Underwriting

Customer Advocacy

Training and Development

Operations Management

Business Analysis

Customer Relations

Affiliations

Member of Alpha Phi Alpha Fraternity Inc.

Timeline

Tier III Apple Card Advocacy

Goldman Sachs
08.2022 - Current

Passenger Services Representative, Part-time

Envoy Air/ American Airlines
03.2022 - Current

Owner/Manager of Operations

Blu Door Renovations
12.2015 - 01.2022

HE Remediation Analyst

DISYS, Capital One
12.2014 - 12.2015

SR Quality Control Analyst

Newbold Advisors, Bank of America
11.2012 - 09.2014

Manager, Office of the CEO and President

Carlisle and Gallagher Consulting Group, B of A
05.2010 - 11.2012

MBA - Strategic Management

Amberton University

Bachelor of Science - Business Administration And Management

University of Phoenix
Michael Johnson