Michael Lobo
Gainesville,GA
Summary
Results-driven insurance professional with comprehensive understanding of property underwriting. Demonstrates expertise in accurately assessing risk and developing effective underwriting strategies. Highly collaborative team player with strong analytical skills, attention to detail, and exceptional communication abilities to deliver optimal outcomes.
Overview
4
4
years of professional experience
Work History
Property Underwriter
Arch Insurance Group Inc.
06.2022 - Current
- Strengthened relationships with brokers and agents, fostering long-term partnerships and generating new business opportunities.
- Maintained up-to-date knowledge of industry trends and regulations to consistently apply best practices in underwriting decisions.
- Increased profitability by effectively managing portfolio risks and making informed underwriting decisions.
- Assisted in training junior underwriters on proper risk assessment techniques, contributing to their professional growth and performance improvement.
Client Services Associate
Morgan Stanley
08.2021 - 06.2022
- Collaborated closely with sales team to identify potential upselling opportunities based on client needs analysis.
- Supported senior advisors in preparing presentations for client meetings, ensuring accurate data representation while also highlighting relevant insights.
- Developed comprehensive financial plans tailored to individual clients'' needs, goals, and risk tolerance levels.
Education
Bachelor's degree - Business Administration and Management, Finance
University of North Georgia - Mike Cottrell College of Business
05.2021
Skills
- Catastrophic modeling analysis
- Loss control and prevention
- Negotiation and decision making
- Client Relationship Building
- Risk assessment and Policy analysis
- Underwriting guidelines and procedures
- Portfolio management and Analyzing data
- Bilingual (Spanish)
Accomplishments
- Built and maintained a profitable book of business
- Grew personal understanding and risk mitigation practices with hazardous occupancies
- Served as a point of contact for newer hires for mentorship and overall development
- Grew expertise in perils coverage and exposures including Wildfire and mitigation practices
Timeline
Property Underwriter
Arch Insurance Group Inc.
06.2022 - Current
Client Services Associate
Morgan Stanley
08.2021 - 06.2022
Bachelor's degree - Business Administration and Management, Finance
University of North Georgia - Mike Cottrell College of Business
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