Michael Lynch
Simpsonville,South Carolina
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Looking to relocate to the Chicagoland area.
Overview
3
3
years of professional experience
Work History
Analyst - Financial Planning & Analysis
American Credit Acceptance
Spartanburg, SC
06.2022 - Current
- Cash Flow Forecasting:
- Compiled and maintained daily forecast model for operational cash flows.
- Analyzed cash inflows and outflows from the Accounts Payable & Wires teams to determine borrowing needs from debt facilities.
- Liquidity Forecasting
- Assisted in building long & short term model for forecasting liquidity
- Managed and analyzed monthly results, adjusting forecast based on historical data
- Analyzed debt facility utilization & availability based on originations forecast and advance rates
- Compiled bi-weekly email to executives explaining analysis findings and forecast updates
- Budgeting and Strategic Financial Planning:
- Orchestrated and facilitated the budgeting process for CFO and CHRO organizations.
- Acted as the primary budget contact for director-level leaders, ensuring alignment with strategic financial objectives.
- Provided insight on potential cost savings with focus of reducing waste
- Variance Analysis:
- Compiled and maintained monthly budget vs. actual variance analysis reports for ten different teams.
- Presented findings to director level leaders on a monthly basis, highlighting key insights and discrepancies.
- General Ledger Review:
- Reviewed assigned teams' general ledgers, validating accruals and prepaids.
- Ensured accurate financial reporting and compliance with accounting standards.
- Operational Expenditure Analysis:
- Analyzed and compiled visuals for operating expense (OPEX) spend in specific business areas such as employee benefits, recruiting, and legal fees.
- Board Meeting Preparation:
- Assisted in compiling critical financial and operational data for monthly board meetings.
- Competitor and Industry Analysis:
- Led the reporting on competitor earnings and industry trends, providing strategic insights to support competitive positioning.
- Profit and Loss (P&L) Forecasting:
- Assisted in P&L budgeting and mid year forecasting to aid in financial planning and performance evaluation.
- Assisted in presentation of monthly results and forward looking data to CFO
Co-op - Global Supply Management
Borgwarner
Seneca, SC
05.2021 - 08.2021
Education
Bachelor of Science - Finance
University of South Carolina - Columbia
Columbia, SC05.2022
Skills
- Financial forecasting and modeling
- Budgeting and strategic planning
- Variance analysis
- General ledger review and validation
- Financial reporting and compliance
- Data analysis and visualization
- Industry and competitor analysis
- P&L forecasting
- Strong Microsoft Ability
- Experienced with Workday Adaptive Planning
- Surface Level SQL Abililty
Volunteer Work
Friends of Uncle Mike, a Children’s Charitable Organization, Tinley Park, IL - May 2016 - Present
· Assist at the organization’s annual fundraising event with registration of participants, auction of gifts and selling promotional items for the event
High School Baseball Camps – Lincoln Way West HS and Mauldin HS – Summer ’16, ’17, ’18
· Worked summer high school baseball camps for youth athletes, New Lenox, IL and Mauldin, SC
Mentored youth athletes on leadership, teamwork, and baseball fundamentals
Timeline
Analyst - Financial Planning & Analysis
American Credit Acceptance
06.2022 - Current
Co-op - Global Supply Management
Borgwarner
05.2021 - 08.2021
Bachelor of Science - Finance
University of South Carolina - Columbia