Michael Mahlstadt
Colton,CA
Summary
Senior Financial Analyst with extensive experience at Thinkwise Federal Credit Union, achieving a 15% reduction in corporate spending through effective financial analysis and cost control measures. Proficient in financial modeling and variance analysis, delivering insights that enhance growth and profitability. Strong collaboration skills facilitate cross-functional teamwork, ensuring timely and accurate project completion. Specialized in market research, risk assessment, and portfolio management, with a proven ability to communicate complex financial concepts clearly.
Overview
4
4
years of professional experience
Work History
Senior Financial Analyst
Thinkwise Federal Credit Union
08.2024 - Current
- Lead FP&A initiatives supporting credit union growth and profitability targets.
- Manage and monitor over $10M in investments, ensuring liquidity and regulatory compliance.
- Reduced 15% of corporate spending through financial analysis, contract optimization, and cost controls.
- Deliver actionable financial insights through dashboards, variance analysis, and trend forecasting.
- Serve on ALCO to support balance sheet management, risk assessment, and investment strategy.
- Attended America's Credit Unions Finance Conference annually (2023-2025).
Financial Analyst
Thinkwise Federal Credit Union
07.2022 - 08.2024
- Conducted detailed variance and sensitivity analyses to enhance budget precision.
- Reduced 10% of total expenses through financial process improvements and efficiency initiatives.
- Developed financial models supporting long-term strategic planning and pricing analysis.
- Maintained internal project reporting to ensure cost containment and budget adherence.
- Represented the credit union at the CUNA Finance Conference for professional development.
Finance Specialist
Thinkwise Federal Credit Union
01.2022 - 07.2022
- Supported reconciliations, reporting, and account analysis with attention to audit accuracy.
- Contributed to month-end close, financial tracking, and compliance filings.
Teller
Thinkwise Federal Credit Union
08.2021 - 01.2022
- Delivered exceptional member service and ensured adherence to internal operational policies.
Student Assistant
California State University, San Bernardino
09.2019 - 08.2021
- Provided academic support in mathematics, enhancing student performance and comprehension.
Education
B.A. - Mathematics
California State University
San Bernardino12.2023
Skills
- Financial budgeting and Financial modeling
- Cost reduction strategies
- FP&A and advanced Excel
- Data visualization with Power BI
- Reporting automation and GAAP compliance
- Risk management and regulatory compliance
- Cross-functional collaboration with ALCO participation
- Executive reporting and strategic planning
- Data analysis and KPI management
- Operations analysis and internal controls
- Financial statement analysis and general ledger accounting
- Interdepartmental coordination and team collaboration
- Developing solutions for financial challenges
Timeline
Senior Financial Analyst
Thinkwise Federal Credit Union
08.2024 - Current
Financial Analyst
Thinkwise Federal Credit Union
07.2022 - 08.2024
Finance Specialist
Thinkwise Federal Credit Union
01.2022 - 07.2022
Teller
Thinkwise Federal Credit Union
08.2021 - 01.2022
Student Assistant
California State University, San Bernardino
09.2019 - 08.2021
B.A. - Mathematics
California State University