Summary
Overview
Work History
Education
Skills
Accomplishments
Affiliations
Timeline
Generic

Michael Nwosu

Elizabeth,USA

Summary

Results-driven professional, prepared to bring extensive experience in managing executive operations and driving strategic initiatives. Focused on fostering collaborative environment and ensuring alignment with organizational goals. Reliable in adapting to dynamic needs and skilled in project management and communication.

Overview

24
24
years of professional experience

Work History

Chief of Staff & Head of Special Projects

UBA America
08.2024 - Current
  • Provided strategic and technical business support to the Group Executive Director & Country CEO, coordinating execution of corporate strategy across International Banking subsidiaries and U.S. branch functions.
  • Led development, tracking, and reporting of key strategic initiatives, corporate projects, and transformation programs on behalf of the Executive Office.
  • Served as a trusted advisor to the Group Executive Director & Country CEO on strategic planning, risk management, policy alignment, and regulatory engagement.
  • Reviewed and analyzed business proposals, reports, and policies for alignment with corporate strategy and regulatory expectations, providing actionable recommendations to the Group Executive Director & Country CEO.
  • Coordinated strategic planning activities, including development of the International Banking Corporate Calendar in collaboration with Company Secretariats and business leaders.
  • Oversaw preparation of executive reports, Board and regulatory submissions, speeches, presentations, and confidential business documents for the Group Executive Director & Country CEO.
  • Managed cross-functional project teams to ensure timely delivery of new initiatives, license applications, and International Banking office rollouts.
  • Monitored progress of enterprise projects, identified interdependencies, mitigated delivery risks, and ensured alignment with business goals.
  • Liaised with senior stakeholders across jurisdictions to ensure country-level strategies supported the overarching International Banking agenda.
  • Provided leadership oversight to Executive Office team members including Strategy Analysts, Legal/CoSec support, MCCX Officer, and Executive Assistant.
  • Ensured compliance of the Executive Office with legal, regulatory, and internal policy requirements, including document governance and procedural integrity.
  • Directed planning and execution of strategic events and engagements, including Board meetings, executive offsite, conferences, and client events.
  • Maintained the operational effectiveness, confidentiality, and professional standards of the Executive Office, upholding discretion and executive-level judgment.

Chief Operating Officer

UBA America
01.2021 - 07.2024
  • Directed all aspects of branch operations, including Trade Finance, Loans, Payments & Receipts, Treasury Back Office, IT, Human Resources, and Administration, ensuring alignment with strategic and regulatory objectives.
  • Provided leadership and oversight to four department heads, driving performance accountability, staff development, and cross-functional collaboration.
  • Ensured full compliance with internal controls, AML/BSA requirements, and U.S. regulatory mandates in coordination with the BSA Officer and Risk Manager.
  • Oversaw expense management across all support functions, driving cost efficiency, monitoring budgets, and aligning spending with operational priorities.
  • Championed a strong control environment, leading to satisfactory internal and external audit outcomes across operational and administrative areas.
  • Developed and tracked departmental and individual performance goals, supporting execution through regular review, feedback, and coaching.
  • Led compliance and operational training programs to ensure regulatory readiness and build staff capability across operations, IT, and administration.
  • Directed Business Continuity Planning (BCP) and Disaster Recovery (DR) efforts, ensuring uninterrupted service and regulatory compliance.
  • Managed key vendor relationships, procurement processes, and premises operations, ensuring effective third-party oversight and operational resilience.
  • Maintained strong communication with senior management and frontline teams to promote transparency, service excellence, and operational discipline.
  • Supported the CEO on strategic and administrative initiatives, including special projects, board reporting, and branch-level operational governance.

Head of Risk Management

UBA America
11.2014 - 12.2020
  • Directed end-to-end risk oversight for the branch, covering credit, market, liquidity, operational, and compliance risks in line with U.S. and Home Office regulatory requirements
  • Localized and implemented risk frameworks, policies, and procedures to align with the branch’s operations and regulatory expectations
  • Acted as primary liaison with U.S. regulators, leading all risk-related regulatory engagements, examinations, and remediation efforts
  • Produced and delivered comprehensive risk reporting, dashboards, and stress test results to branch management, Head Office, and regulators
  • Provided risk review and challenge on various risk taking activities and new business initiatives to ensure sound risk-taking
  • Fostered a strong risk culture by embedding risk awareness across business units through training, engagement, and consistent risk messaging
  • Establish, implement, and oversee systems, processes and policies to monitor risk.
  • Managed and maintained the Risk and Control Self-Assessment (RCSA) framework to proactively identify, assess, and mitigate operational risks across branch activities
  • Led third-party risk management efforts, including due diligence, ongoing monitoring, and integration of vendor risks into the branch’s overall risk profile.
  • Perform periodic risk assessments and evaluations including risk identification, analysis, and estimation of business risks.
  • Oversaw information security risk governance and collaborated with technology teams to ensure data protection, access control, and cybersecurity controls met regulatory and internal requirements.

Asst Manager - Internal Control

UBA America
06.2007 - 10.2014
  • Assisted in conducting the annual internal control risk assessment of the Branch, forming the basis for the annual internal control review plan.
  • Supported the planning and execution of risk-based internal control reviews aligned with identified high-risk areas across functions and departments.
  • Periodically reviewed and enhanced internal control procedures and the review plan to reflect changes in the risk environment and business strategy.
  • Collaborated with Department Heads to develop and maintain risk control matrices and facilitate risk and control self-assessments (RCSA).
  • Conducted internal control reviews of operational and support processes, identifying gaps, weaknesses, and opportunities for improvement.
  • Prepared detailed internal control review reports, highlighting control deficiencies and recommending practical, risk-based mitigation measures.
  • Identified emerging risks within business and operational processes and advised on the design and implementation of controls to mitigate those risks.
  • Promoted a sound risk and control culture throughout the Branch by advocating effective internal controls and safe banking practices.
  • Provided coaching and support to staff on internal control expectations and risk management practices.
  • Conducted special investigations on behalf of Head Office and Branch Management into control breaches, anomalies, or staff conduct concerns.
  • Acted as liaison with external auditors, outsourced internal auditors, and regulatory examiners, coordinating responses to control-related inquiries.

Special Assistant to Director - Group Executive Office

United Bank for Africa
08.2006 - 06.2007
  • Coordinated strategic interactions between the Group Executive Office and key stakeholders, including domestic and international regulators, business heads, and functional leads.
  • Acted as liaison with regulatory authorities (e.g., Central Bank, SEC, and international bodies) on matters impacting the Group Executive Office, including compliance, governance, and regulatory reporting.
  • Facilitated executive-level engagement with internal and external audit teams, ensuring timely resolution of audit findings and follow-through on Executive Office priorities.
  • Supported the Director in monitoring strategic initiatives and business unit performance, ensuring alignment with the Executive Office agenda and timely escalation of critical matters to the Group CEO
  • Drove follow-up on management responses to audit and regulatory findings, coordinating across business offices and control functions to ensure closure of identified gaps on behalf of the Executive Office
  • Managed communications, briefings, and documentation for the Executive Director to the Group CEO, ensuring accuracy, context, and alignment with Executive Office priorities.
  • Contributed to the preparation of high-level presentations, updates, and briefing materials for Executive Management and Board-level committees.
  • Maintained awareness of key regulatory developments and strategic issues across jurisdictions, advising the Director and Group CEO on matters relevant to the Executive Office’s oversight and decision-making.

Resident Control Officer/Auditor

United Bank for Africa
08.2003 - 08.2006
  • Responsible for performing periodic reviews and spot checks of business and operational processes.
  • Conduct special investigations for business office management and Head Office
  • Performed credit, operations, and liquidity risk monitoring function at the business office level
  • Monitor, validate, and report on business office general ledger integrity
  • Measure and report to Head Office on effectiveness and efficiency of risk mitigation and internal controls
  • Recommend enhancements to improve efficiency and effectiveness of branch control environment and risk management practices

Management Control Officer

Pacific Bank Ltd
10.2002 - 08.2003
  • Performed periodic reviews and spot checks of Head Office business and operational processes.
  • Conducted special investigations for business office management and Head Office
  • Performed credit risk, operations, and liquidity risk monitoring function at the business office level
  • Monitoring, validation, and reporting on Bank general ledger integrity
  • Measure and report to Head Office on effectiveness and efficiency of risk mitigation and internal controls
  • Recommend enhancements to improve efficiency and effectiveness of branch control environment and risk management practices
  • Monitored transactions for adherence to regulatory frameworks and internal policies.
  • Collaborated with cross-functional teams to streamline control processes and enhance efficiency.

Accounts/Data Processing Officer

Savannah Bank Plc
03.2001 - 10.2002
  • System data processing, report writing and generation
  • Preparation of periodic branch financial and non-financial reports to Head Office
  • Credit administration
  • Maintained data integrity by performing regular audits and implementing quality control measures.
  • Collaborated with cross-functional teams to streamline data entry workflows and enhance productivity.
  • Implemented process improvements that increased overall efficiency of data processing tasks.
  • Resolved discrepancies in data entries through thorough analysis and effective communication with stakeholders.
  • Maintained and referenced training documentation for entry process.

Education

Bachelor of Science - Accounting

University of Benin
Nigeria
1997

Skills

  • Internal Audit
  • Risk Identification, mitigation, and Internal Controls
  • BSA/AML and Regulatory Compliance
  • Strong Interpersonal Skills
  • Excellent Communication
  • Workforce planning
  • Influencing skills
  • Collaborative mindset
  • Ethical leadership
  • Innovation management
  • Planning and prioritization
  • Process improvement
  • Policy and procedure modification
  • Strategic planning

Accomplishments

  • Contributed to development and implementation of Risk Control Self-Assessment process at UBA New York
  • Contributed to development and implementation of exceptions tracking database at UBA New York
  • Contributed to introduction and implementation of annual Branch risk assessment of UBA New York
  • Co-implemented risk based internal controls review program and procedures
  • Contributed to development and implementation of acceptable audit and internal control reviews work paper standards at UBA New York

Affiliations

  • Association of International Bank Auditors (AIBA)
  • Nigerian Institute of Management (NIM)

Timeline

Chief of Staff & Head of Special Projects

UBA America
08.2024 - Current

Chief Operating Officer

UBA America
01.2021 - 07.2024

Head of Risk Management

UBA America
11.2014 - 12.2020

Asst Manager - Internal Control

UBA America
06.2007 - 10.2014

Special Assistant to Director - Group Executive Office

United Bank for Africa
08.2006 - 06.2007

Resident Control Officer/Auditor

United Bank for Africa
08.2003 - 08.2006

Management Control Officer

Pacific Bank Ltd
10.2002 - 08.2003

Accounts/Data Processing Officer

Savannah Bank Plc
03.2001 - 10.2002

Bachelor of Science - Accounting

University of Benin

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