Senior Banking Consumer, Small Business, Business Banking Executive and Retail Grocery Executive with a 30+ year record of success in exceeding net client growth, sales, service, income, and operational goals in banking, and retail grocery stores. A strong, take-charge executive with the ability to drive sustained growth in a challenging, competitive, and volatile market. Highly regarded for visionary leadership build collaboration, and dedication to build rapport and trust with key stakeholders and associates. The ability to attract, retains, and develops talent to increase bench strength, productivity, proficiency and overall competitive position in the area.