Michael Sluder
CANYON,TX
Summary
Dynamic leader with a proven track record at Happy State Bank, enhancing portfolio performance from $18 million to over $52 million. Expert in crafting compelling client proposals and building strong relationships, resulting in increased customer engagement and business growth. Proven ability to mentor teams and foster partnerships while excelling in public speaking and portfolio management. Committed to driving results and nurturing professional connections.
Overview
19
19
years of professional experience
Work History
VP/Sr. Business Development Officer
Happy State Bank
Canyon, Texas
11.2023 - Current
- Managed a territory including Canyon, Amarillo, Hereford, and Happy, making 20 calls per week to engage with former, current, and potential new customers.
- Sold retail and commercial banking products, including CDAR programs and ICS accounts, while referring clients to the Trust Department and Panhandle Wealth Department.
- Collaborated with lenders at the Canyon Branch by referring loan opportunities identified during customer interactions.
Vice President of Commerical Lender III
Happy State Bank
Canyon, Texas
09.2009 - 11.2023
- I increased my commercial portfolio from $18 million to over $52 million while lending in commercial construction, and 1-4 family spec, custom homes, and investment properties. This also consists of developing raw land for subdivisions with builders. My portfolio was 85% real estate, and the rest was consumer loans and small business lines of credit. I encouraged all my builders to build for the Parade of Homes to showcase their homes, and I helped sit in the homes during the Parade to talk to future buyers or get them in contact with the builder if they were interested in building with them.
- Presented to Executive and Sr. Executive loan committees with loans over $5 million to $10 million.
- Developed a processing worksheet that was used to train other lenders, as well as lending assistants throughout the bank.
- Supervised and trained lending assistants on the daily maintenance of the loans, draws, and ensured that we had no exceptions on any of the loans.
- Worked with West Texas A&M Business Department doing mock interviews, judging resumes, and attending WT's job fairs twice a year, looking for new hires for the bank. These new hires were for credit analysts, IT, and accounting. These departments had internships that we could pick from the best of WT.
AVP of Commercial Lending
Frist National Bank of Canadian
Canyon, Texas
09.2005 - 09.2009
- Responsible for processing and closing all consumer mortgage loans, and oversaw the development of the mortgage business in the bank.
- Learned to open and close the bank, count the teller drawer, and vault. Then I ran the work for that day's transactions.
- I learned how to open checking and savings accounts on FNB Systems.
- I leaned towards commercial and consumer lending while doing mortgages at the same time.
- Learned structuring the commercial (Construction and permanent) and consumer loans.
Education
High School Diploma -
Canyon High School
Canyon, TX05-1980
Business Studies
West Texas A&M University
Canyon, TXSkills
- Portfolio Performance Enhancement
- Client Proposals
- Training and mentoring
- Logical Reasoning Skills
- Relationship building
- Customer prospecting
- Partnerships and affiliations
- Business development
- Public speaking
- Lead generation
- Cross-functional team leadership
- Coaching and mentoring
- Customer service
Affiliations
- Member of Lions Club since 2005.
- Board member of Canyon Main Street Organizational committee.
- Help with W T's audio and video class on judging their business plans.
References
References available upon request.
Timeline
VP/Sr. Business Development Officer
Happy State Bank
11.2023 - Current
Vice President of Commerical Lender III
Happy State Bank
09.2009 - 11.2023
AVP of Commercial Lending
Frist National Bank of Canadian
09.2005 - 09.2009
High School Diploma -
Canyon High School
Business Studies
West Texas A&M University
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