Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

MICHAEL TIEKU

Banker and Marketer
The Bronx,NY

Summary

I am a result oriented Banking and Business Administrative Executive with over 7 years of successful experience in positions of increasing responsibilities. Speed, reliability and diligence are the traits i am eager to maintain. With such traits i am able to gain the trust of customers and always exceeding their expectations. To my team of co- workers, i am a great team player, ethical, honest and natural leader

Overview

7
7
years of professional experience
1
1
Certification

Work History

Branch Manager

Consolidated Bank Of Ghana
08.2018 - 02.2019
  • Head of branch Marketing Activities


* Tasked with the marketing and building the deposit portfolio of the branch through market activations, sales storms and corporate presentations


* Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.


* Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.



  • Head of Branch Administrative and Operational Activities


* Ensured the branch operations in loans and deposits ( i.e asset and liabilities) and its implementation procedures were consistent with the corporate objectives and policies, risk reduction and adhering to state regulations.


* Increased branch profitability by implementing cost-saving measures and streamlining operational processes.


* Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and accurate reporting and decision-making support.

Branch Manager

The Beige Bank
07.2016 - 08.2018
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
  • Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
  • Ensured the timely submission and review of reports weekly/ monthly to the appropriate authorities.
  • Monitored market trends to identify new business opportunities and capitalize on potential growth areas within the community or region served.
  • Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.

Operations Manager

Beige Capital Savings And Loans
08.2013 - 06.2016
  • Supervised the processing, issuing and operations of the ATM ( automated teller machine) at the head office.
  • Supervised all banking operation activities and the cash management (central vault) unit of the bank.
  • Ensured the strict adhering of all money transfer regulations by the tellers( i.e wester union, money gram etc)
  • Examines and authorizes all account opened (KYC Compliant) by the customer service advisors.
  • Enhanced customer satisfaction by establishing clear communication channels and addressing concerns promptly.
  • Facilitated smooth collaboration between departments through clear communication channels.
  • Developed and implemented strategies to maximize customer satisfaction.

Deposit Mobilization Co-Ordinator

Beige Capital Savings And Loans
01.2013 - 08.2013
  • Supervised the Team of field Tellers in marketing and mobilization of funds.
  • Improved deposit processing efficiency by streamlining workflow and implementing time-saving procedures.
  • Reduced processing errors through meticulous attention to detail and thorough verification of customer information. ( To avoid customer account imbalances)
  • Enhanced customer satisfaction by promptly addressing inquiries and resolving issues related to deposit accounts.

Credit Monitoring Officer

Beige Capital Savings And Loans
07.2012 - 01.2013
  • Prepares and analyses clients appraisals from credit officers for management approval
  • Visit and monitors clients businesses closely to ensure no diversion of funds
  • Leads the branch's recovery team in retrieving debt from defaulted clients.
  • Educated loan clients on simple accounting procedures (i.e simple book keeping ,stock and inventory taking and prudent fund management).

Education

Master of Science - Marketing

Kwame Nkrumah University of Science And Technology
KUMASI, GHANA
05.2022

Certification - Banking

Chartered Institute of Bankers Ghana Level 3
Accra, Ghana
09.2018

BBA - Banking And Finance

Valley View University
Oyibi, Accra
01.2010

Certification - Microsoft XP Proficiency

National Institute of Information
Takoradi, Ghana
10.2007

High School Diploma -

Mfantsipim High School
Cape Coast, Ghana
2005

Skills

  • Business Development Expertise
  • Customer Service Expertise
  • Branch Operations Management
  • Relationship Building and Management
  • Speed, reliability and loyalty

Certification

  • Due Diligence and Operational Risk Prevention Strategies, [Quest Services Ltd, accra Ghana] 2017
  • Branch Operations and Risk Management, [National Banking College, Ghana] - 09/29/2017-10/01/2017
  • Professional and Excellence in Banking, [ Alkan Business Consult, Accra Ghana]- 09/23/2017-09/24/2017
  • The Art of Selling, [Beige Capital Savings and Loans, Accra Ghana] - 11/06/2015-11/07/2015

Timeline

Branch Manager

Consolidated Bank Of Ghana
08.2018 - 02.2019

Branch Manager

The Beige Bank
07.2016 - 08.2018

Operations Manager

Beige Capital Savings And Loans
08.2013 - 06.2016

Deposit Mobilization Co-Ordinator

Beige Capital Savings And Loans
01.2013 - 08.2013

Credit Monitoring Officer

Beige Capital Savings And Loans
07.2012 - 01.2013

Master of Science - Marketing

Kwame Nkrumah University of Science And Technology

Certification - Banking

Chartered Institute of Bankers Ghana Level 3

BBA - Banking And Finance

Valley View University

Certification - Microsoft XP Proficiency

National Institute of Information

High School Diploma -

Mfantsipim High School
MICHAEL TIEKUBanker and Marketer