Michael West
Concord,NC
Summary
Committed Commercial Real Estate Analyst skilled in executing portfolio reviews and financial reporting audits to detail risks and yields to management and stakeholders on a quarterly reporting basis. Analyzed portfolios containing several billions in assets. Constantly striving to learn and build an all encompassing knowledge foundation in regards to financial analysis and commercial real estate operations effectively increase management/overall workflow structures.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Inventory Accounting Analyst III (Contract)
Food Lion (Ahold Delhaize USA)
10.2023 - Current
- Research, analyze, reconcile, audit, monitor, and summarize financial data such as inventory, margins, and various financial timelines.
- Identify and assess financial variances related to store shrink along with conducting various audit processes.
- Responsible for ensuring the accounting transactions required to adequately report and manage receivable and other revenue accounts are completed in a timely and accurate manner, performing account analysis, and reconciliations of general ledger accounts.
- Enter financial data to preform various tasks in ACIS software such as department transfers, adjustments, UPC item forcing, etc...
CRE Analyst
Pioneer Realty Capital LLC
04.2023 - 08.2023
- Building, updating, or editing financial models used to project property income and profits.
- Find and analyze market data that is relevant to the project being evaluated. For example, analysts may look at market rental rates, absorption figures, and vacancy.
- Prepared preliminary credit analyses to aid in determining viability of potential credit opportunity, with supervision of Management.
- Prepared written analysis in a timely manner for approval by Management.
- Provided covenant monitoring support to commercial lending.
- Developed a base understanding of various types of lending facilities as well as a variety of companies and industries.
- Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies, and procedures.
Portfolio Real Estate Analyst (Contract)
Pacific Life
03.2021 - 02.2022
- Evaluated portfolio performance and risk exposure to support client investment success.
- Assisted Portfolio Managers with due diligence and portfolio maintenance.
- Monitored and analyzed financial, statistical and operational data trends.
- Communicated market developments, portfolio changes and annual performance information to clients.
- Calculate/Adjust Tax and Insurance Escrows
Financial Analyst Manager (OSAR)
Strategic Property Associates, LLC
10.2018 - 02.2021
- Actively managing a team of 4-10 analysts conducting quarterly asset management reviews for a primary client who is one of the largest diversified financial services institutions in the United States.
- Such management responsibilities include but are not limited to monitoring individual analyst performance and initiating action to strengthen results, training/developing existing analysts, staffing accordingly based on projected work volume, and conducting quality control reviews.
- Responsible for gathering and analyzing Rent Rolls and Operating Financials from Q1-Q4 along with Trailing Twelve-Month Operating Financials from a wide array of Multifamily properties to actively monitor degree of risk.
- Correctly pad property taxes and property insurance based on disbursements, annualized constants, and/or borrowers reporting.
- Properly note/detail Debt Service type, drastic DSCR variance, income or expense variances, occupancy, ADR, and RevPAR.
- Correspond with borrowers and/or property managers to clarify abnormal variance in revenues or expenses.
- Assisted Portfolio Managers with due diligence and portfolio maintenance.
- Evaluated portfolio performance and risk exposure to ensure client success.
- Identifying, reviewing, monitoring, abstracting, and providing analysis for commercial loan trigger events such as: lockbox and reserve springing impounds related to leases, deferred maintenance on property, FF&E triggers, tenant credit ratings, Go Dark tenants and occupancy ratio.
- Deferred Maintenance and Post Closing Analyst tasked with quality control finalizations, supervision of current DM/PC analysts, and training of new DM/PC analysts.
Mortgage Banker
Peoples Bank
02.2014 - 10.2018
- Assist clients in structuring residential mortgage financing which consisted mainly of purchase and refinance programs.
- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Accounting Assistant
Holiday Inn
02.2013 - 02.2014
- Maintained accurate and complete documentation for all financial department procedures.
- Balanced reports to submit for approval and verification.
- Reported financial data and updated financial records in ledgers and journals.
Sales Associate
GNC Holdings Inc.
06.2010 - 02.2013
- Worked alongside retail representatives to boost sales by enhancing product presentations and advertising collateral.
- Implemented up-selling strategies such as recommending accessories and complementary purchases to boost revenue.
- Organized racks and shelves to maintain store visual appeal, engage customers and promote specific merchandise.
Education
Bachelor of Science - Finance and Accounting Management
Northeastern University
Boston, MA06.2025
Associate of Science - Business Administration - Finance
Citrus College
Glendora, CA06.2014
High School Diploma -
Bonita High School
La Verne, CA06.2010
Skills
- ACIS Mainframe Software
- SAP Accounting Software
- MicroStrategy Software
- Moody's Analytics
- Argus Enterprise
- Encompass & Calyx Point
- Co-Star
- Pro Forma Projections
- McCracken Software (Strategy)
- General Accounting Practices
- Microsoft Word, Excel, & PowerPoint
- Financial Analysis
- Asset Management
Certification
National Mortgage Lending License (NMLS 1373852)
Letters of Reference available upon request.
Timeline
Inventory Accounting Analyst III (Contract)
Food Lion (Ahold Delhaize USA)
10.2023 - Current
CRE Analyst
Pioneer Realty Capital LLC
04.2023 - 08.2023
Portfolio Real Estate Analyst (Contract)
Pacific Life
03.2021 - 02.2022
Financial Analyst Manager (OSAR)
Strategic Property Associates, LLC
10.2018 - 02.2021
Mortgage Banker
Peoples Bank
02.2014 - 10.2018
Accounting Assistant
Holiday Inn
02.2013 - 02.2014
Sales Associate
GNC Holdings Inc.
06.2010 - 02.2013
Bachelor of Science - Finance and Accounting Management
Northeastern University
Associate of Science - Business Administration - Finance
Citrus College
High School Diploma -
Bonita High School
National Mortgage Lending License (NMLS 1373852)
Letters of Reference available upon request.
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