Summary
Overview
Work History
Education
Skills
Timeline
Generic

Michael Zimmerman

Williamsville,New York

Summary

Seasoned Claims Vice President with a proven track record at CGU Insurance, showcasing exceptional claims management expertise and team leadership. Spearheaded multi-regional operations, enhancing claims processing efficiency and compliance. Excelled in multi-line business, including BI, WC, First party Property and Environmental claims, with a strong focus on building positive client relations and driving sales team collaboration.

Overview

37
37
years of professional experience

Work History

Claim Director

National General Insurance
07.1987 - Current

Manage Northeast Claim operations including BI/MD processes.

Claims Vice President

Tower Insurance
10.2011 - 09.2014

Served as Regional Vice President of a multi-regional Personal Lines operation, in the Northeast.

  • Oversaw all claim operations from daily claim process management to regulatory compliance.
  • Ran multi-office claim platform managing state manager leads.

Claims Vice President

CGU Insurance/OneBeacon Insurance
04.2001 - 09.2011
  • Ran a multi-state Claim operation consisting of 12 offices responsible for a staff of 850+ Claim professionals.
  • Served as part of a multi-function team of professionals managing all aspects of the Insurance operation for the Northeast.
  • Constructed bi-annual National meetings for Corporate claims.
  • Oversaw a 150+ staff Workman's Compensation office
  • Oversaw a centralized PIP operation of 90 staff.
  • Responsible for Environmental claims including oil leaks, mold and caustic gas and pollution exposures.
  • Served as primary contact for Superstorm Sandy Northeast event.
  • Served as primary Claim contact and state laision for NY 911 event.
  • Was chief Claims lead for creation of a seperate claim operation formed to handle a newly created Reciprocal Insurance operation, Adirondack Insurance Exchange. Was an original financial sponsors, 1 of 26 required to seek approval application to the state to secure approval to open a Reciprocal Insurance Exchange in N.Y. Served on the initial newly created board of the Exchange for 5 years.
  • Responsible for all state compliance as well as serving as head of claims in relation to all State contacts and market conduct examinations.
  • In my role I participated in regular agent and sales calls to promote customer and agency relations to attract business.

Claim Manager

CGU Insurance
09.1997 - 04.2001
  • Determined proper course of action for claims processing.
  • Championed insurance claims process by providing expert knowledge and building positive, trusting relationship to support clients during challenging times.
  • Improved claims processing efficiency by implementing streamlined workflow procedures.
  • Coordinated catastrophe response efforts, ensuring prompt deployment of resources during high-volume periods or natural disasters.
  • Oversaw complete Claim operation for multiple states inclusive of Auto and First party property losses
  • Testified as a Coverage expert in Federal court regarding Replacement cost coverages
  • Combined with Branch Manager to drive sales by building agent relations with weekly road trips to "Sell" claim service as a sales tool.

Claims Manager

General Accident Insurance
03.1996 - 09.1997

Oversaw a General adjusting operational team of BI and MD, as well as WC

  • Maintained compliance with industry regulations during all stages of the claims process.
  • Managed a team of adjusters, providing coaching and performance feedback for improved productivity.
  • Mentored new hires on company policies/procedures enabling them to quickly become proficient in managing claims.
  • Collaborated with other departments to improve overall organizational effectiveness in addressing client needs.

Education

Associates in Claims

American Insurance Institute
Malvern, PA

Associates in Underwriting

American Insurance Institute
Malvern, PA

Associates in Insurance Management

American Insurance Institute
Malvern, PA

Associates in Human Resources

American Insurance Institute
Malvern, PA

Bachelor of Arts - Economics And Finance Dual Major

State University of New York College At Buffalo
Buffalo, NY

Chartered Property And Casualty Underwriter

American Institute For CPCU
Malvern, PA

Skills

  • Claims management expertise
  • Team building and motivation
  • Effective communication techniques
  • Decision-making confidence
  • Multi line business experience including MD, BI, WC, PIP Environmental, and First party Property coverages
  • Served on Alternate Dispute Resolution panel
  • Very experienced in working with Sales teams in creating interest in our company and products by demonstrating our claims promise commitment

Timeline

Claims Vice President

Tower Insurance
10.2011 - 09.2014

Claims Vice President

CGU Insurance/OneBeacon Insurance
04.2001 - 09.2011

Claim Manager

CGU Insurance
09.1997 - 04.2001

Claims Manager

General Accident Insurance
03.1996 - 09.1997

Claim Director

National General Insurance
07.1987 - Current

Associates in Claims

American Insurance Institute

Associates in Underwriting

American Insurance Institute

Associates in Insurance Management

American Insurance Institute

Associates in Human Resources

American Insurance Institute

Bachelor of Arts - Economics And Finance Dual Major

State University of New York College At Buffalo

Chartered Property And Casualty Underwriter

American Institute For CPCU
Michael Zimmerman