Michell Burdin

• Handles any conditions sent from underwriting department.

• Maintains compliance with privacy and security requirements, as well as federal statutes covering mortgage loans.

• Manages vehicle title processing.

• Records Deed of Trusts.

• Checks packages for appropriate documentation.

• Reviews loan files for completeness, identified missing documentation and generated condition lists for applicants.

• Prepares documents for Loan Officers, providing quick turnaround times to maintain fast-past schedule.

• Oversaw multiple projects to improve the efficiency of loan processing.

• Evaluates approvals against established bank and government lending standards.

• Receives on-going, comprehensive training on home loan products and mortgage process.

• Produces and submits completed loan packages to title companies.

• Analyzed credit, income, compliance during underwriting process.
• Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
• Determined and documented loan conditions and communicated requirements and decisions.
• Demonstrated respect, friendliness and willingness to help wherever needed.
• Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.

• Maintained confidentiality of bank records and member information to prevent mishandling of data and potential breaches.
• Recommended loan approvals and denials based on member loan application reviews.
• Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set.
• Maintained scheduling for branch to keep all shifts appropriately staffed.
• Approved Payroll
• Identified and capitalized on community business opportunities with effective networking.
• Compiled database of loan applicants' credit histories, financial statements and other financial information.
• Prepared documents for underwriting by verifying member's income, credit reports and other information.
• Processed loans to achieve timely, accurate and fair proceedings.
• Interviewed members regarding loan needs and financial histories and conveyed information regarding application processes.
• Reviewed loan files for completeness, identified missing documentation and generated loan documents for closing.

• Developed and managed employee schedules, balancing individual requests and requirements with business needs.
• Conducted weekly staff meetings to motivate staff members, address concerns and questions, plan improvements, and evaluate progress toward goals.
• Trained and developed new team members in alignment with branch service standards and objectives.