Michelle Cooper
Edgewater,MD
Overview
23
23
years of professional experience
Work History
Director of Finance
REMODEL USA
Capitol Heights, MD
06.2004 - Current
- Oversee and manage a $65M home improvement per year of company’s financial and administrative operations
- Develop and maintain timely and accurate financial statements and reports in accordance with GAAP
- Consistently ensure exceptional customer service and best values
- Design departmental budgets and oversee accounting integration within the organization
- Design and establish financial policies, procedures, programs, and best practices
- Create strategic plans to improve profitability and streamline financial programs
- Oversee credit analysis, debt ratios, and basic underwriting assessments with financial institutions to provide best loan terms for clients
- Coordinate financial reviews with leadership to ascertain customer financing statuses, banking updates, and finance company’s terms on a regular basis
- Control organization’s financial management, forecasting, budgeting, and revenue-producing programs with accounting department
- Manage sales force weekly payroll calculation and reports for commission-based sales team
- Coordinate with production and sales leadership to establish monthly budgets and provide reports to assist them with monthly production/sales goals
- Meet with Executive leadership to provide them with recommendations on current financial rates and programs that best meet customer needs
- Gather and perform customer deposits from Lead Perfection tool and provide accounting department personnel with weekly/monthly financial reports
Senior Underwriter
AMERIFIRST HOME IMPROVEMENT
Calverton, MD
11.2001 - 06.2004
- Examined documents to determine degree of risk from such factors as applicant financial standing and value/condition of property
- Produced exceptional results, processing up to 60 applications per day in a fast paced and stress-induced environment
- Coordinated with dealers by assisting in answering funding questions, examining deals, and preparing any necessary documents/paperwork
- Evaluated the possibility of losses due to catastrophe or excessive insurance and declined excessive risks
Timeline
Director of Finance
REMODEL USA
06.2004 - Current
Senior Underwriter
AMERIFIRST HOME IMPROVEMENT
11.2001 - 06.2004