Michelle Garber
Jonesborough,Tennessee
Summary
Detailed Title Examiner communicates professionally, both in writing and verbally. Working knowledge of real estate title concepts, surveys and plotting metes and bounds. Maintains accurate logs and records, evaluates records and conducting analysis in fast paced environments. Offers 35 years of experience. Collaborates cross functionally with attorneys, lenders, buyer and sellers to resolve issues.
Overview
35
35
years of professional experience
Work History
Title Abstractor/Title Processor
Self-employed
11.1989 - Current
- Streamlined title search processes by implementing a digital database for easier access and improved efficiency.
- Reduced turnaround time for title reports by enhancing research techniques and prioritizing critical tasks.
- Ensured accuracy in title abstracts by meticulously reviewing property documents and identifying potential discrepancies.
- Collaborated with legal teams to resolve complex property issues, resulting in smoother transactions for clients.
- Expedited the closing process by delivering accurate and timely title abstracts to relevant parties.
- Developed strong relationships with county officials, facilitating quicker access to essential information on public records.
- Continuously updated personal knowledge of local laws and regulations to maintain accuracy in title searches and reporting.
- Organized client files effectively, ensuring easy access to vital documentation when needed during the closing process.
- Maintained open communication channels with clients, providing regular updates on progress and answering any questions promptly.
- Conducted thorough due diligence investigations to uncover potential liens or encumbrances on properties before finalizing transactions.
- Analyzed chain of title documents, identifying gaps in ownership history that could impact future sales or developments.
- Worked closely with lenders, realtors, and buyers to ensure a seamless closing process for all parties involved in the transaction.
- Analyzed title documents to identify potential issues and resolve any discrepancies.
- Utilized various online databases and public land records to verify ownership information.
- Conducted comprehensive title searches to maintain accuracy and compliance of real estate transactions.
- Created legal documents such as deeds, mortgages and leases based on title search results.
- Drafted title abstracts and legal documents for real estate transactions.
- Collaborated closely with escrow officers to ensure timely closings on properties, resulting in improved customer experience.
- Conducted thorough research of public records to verify property ownership and uncover any potential issues with titles.
- Resolved complex title issues by working closely with underwriters, attorneys, and other stakeholders to provide accurate information.
- Maintained accuracy in documentation by diligently proofreading legal descriptions, tax records, and loan documents.
- Promoted teamwork within the department through active collaboration on tasks such as deed preparation and lien release tracking.
- Expedited transaction processes by promptly addressing inquiries from buyers, sellers, lenders, and realtors regarding title matters.
- Ensured compliance with industry regulations through staying updated on changes affecting title processing protocols.
- Managed high-volume workloads effectively while maintaining exceptional attention to detail in the review of preliminary title reports.
- Supported clients throughout the closing process by providing necessary documentation and responding to questions or concerns about their transactions.
- Assisted in improving office efficiency by developing streamlined procedures for file management and document retrieval systems.
- Contributed to company growth by cultivating strong relationships with customers through responsive communication and personalized service.
- Reduced turnaround time for title commitments by consistently meeting deadlines while maintaining a high level of accuracy in research findings.
- Aided smooth title transfers by coordinating with surveyors, appraisers, and other professionals to address any discrepancies or concerns effectively.
- Maintained a professional and organized work environment by keeping updated records of all active transactions within the company''s database system.
- Played a vital role in successful property closings by ensuring that all required documents were prepared accurately and delivered promptly to clients.
- Performed data entry and other administrative tasks to keep records and files organized and accurate.
Underwriter
FNF
Franklin , Tennesse
04.2024 - Current
- Worked effectively in fast-paced environments.
- Self-motivated, with a strong sense of personal responsibility.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
- Worked well in a team setting, providing support and guidance.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Passionate about learning and committed to continual improvement.
- Worked flexible hours across night, weekend, and holiday shifts.
- Managed time efficiently in order to complete all tasks within deadlines.
- Organized and detail-oriented with a strong work ethic.
- Paid attention to detail while completing assignments.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Strengthened communication skills through regular interactions with others.
- Adaptable and proficient in learning new concepts quickly and efficiently.
- Learned and adapted quickly to new technology and software applications.
- Proved successful working within tight deadlines and a fast-paced environment.
- Demonstrated strong organizational and time management skills while managing multiple projects.
Skills
Records Evaluation
Title Examinations
Reporting and Document Management
Data Entry
The ability to clearly and effectively communicate with all parties involved in the loan process
The ability to keep track of all different elements of the closing process, including paper work, and deadlines
Time Management
Attention for details
- Underwriting guidelines
- Analyzing data
- Documentation Review
- Quality Assurance
- Application Review
- Coverage Determination
- Organizational Skills
- Multitasking
- Agent support
- Team building
- Quote Preparation
- Written Communication
- Decision-Making
- Excellent Communication
- Multitasking Abilities
- Data Management
- Active Listening
- Customer Service
- Problem-Solving
- Attention to Detail
- Problem-solving abilities
- Reliability
- Critical Thinking
- Team Collaboration
- Effective Communication
- Self Motivation
- Client Relations
- Goal Setting
- Professionalism
- Time management abilities
- Continuous Improvement
- Project Management
Education
Paralegal
Mountain Empire Community College
Big Stone Gap, VA 1997.09 -
Timeline
Underwriter
FNF
04.2024 - Current
Paralegal
Mountain Empire Community College
1997.09 -
Title Abstractor/Title Processor
Self-employed
11.1989 - Current
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