MICHELLE HUFF
Rowlett,TX
Summary
To obtain a full time position as a RSAM Specialist (Shared Loss Agreements) where I can leverage my extensive years of work associated with analyzing financial statements, evaluating loss claim packages, performing compliance reviews of insured depository institutions, documenting and recommending compliance review finding resolutions, ability to use software applications, ability to effectively communicate orally with stakeholders & ability to successfully plan, manage and prioritize tasks while preventing risk. In addition, to assist in the development and implementation of the full range of mission responsibilities related to the FDIC Shared Loss Agreement (SLA) compliance review program.
Overview
26
26
years of professional experience
1
1
Certification
Work History
Front Line Underwriter
Home State Mortgage Group
01.2009
- Responsible for ensuring accurate underwriting and compliance with SunTrust, Franklin, Chase (other investors) and secondary marketing investor standards.
Front Line Underwriter
Wells Fargo Home Mortgage
01.2009
- Responsible for underwriting loan assets by ensuring compliance with Wells Fargo and secondary marketing investor standards.
Due Diligence Consultant
Opus Capital Markets Consultants
01.2007
- Responsible for providing clients with complete QC review by ensuring loans purchased fall within Federal, State and Local predatory lending thresholds.
Founder & Executive Director
Journey Towards Wholeness (Supportive housing provider for adults with disabilities)
01.2016 - 01.2023
- Responsible for creation of and driving the vision, strategy and innovative thinking of the corporation and overseeing daily operations.
Risk Share Asset Management (RSAM)/Compliance Specialist CG-14
FDIC Division of Resolution & Receiverships (DRR)
01.2012 - 10.2017
- Served as a Shared Loss Agreement (SLA) compliance review program subject matter expert to external Compliance Monitoring Contractors (CMC), including providing technical guidance and deliverables assessment for SLA compliance review planning, execution, deliverables development, finding resolution, and management reporting.
Asset Management/Compliance Specialist CG-13
FDIC Division of Resolution & Receiverships (DRR)
06.2010 - 01.2012
- Served as primary RSAM Compliance unit point of contact as defined in the RSAM Compliance program guide providing technical direction to a compliance monitoring contractor for the planning, execution, and reporting of multiple FDIC shared loss agreement compliance reviews of financial institutions.
QC Team Lead
Ocwen
01.2007 - 01.2008
- Responsible for managing an offshore team of 14 underwriters and performing quality control reviews of files underwritten by India team of underwriters.
Underwriting Lead-LA III
GE MONEY/WMC MORTGAGE
01.2005 - 01.2007
- Responsible for ensuring loans made are high performing for investors and making DTI & LTV exceptions.
Underwriter II
COUNTRYWIDE/FSL
01.2004 - 01.2005
- Responsible for ensuring compliance with Full Spectrum and secondary investor standards.
Underwriter II
NEW CENTURY
01.2003 - 01.2004
- Responsible for ensuring compliance with New Century and secondary investor standards.
Underwriter II
WELLS FARGO
01.2001 - 01.2003
- Responsible for ensuring compliance with Wells Fargo and secondary marketing investor standards.
LO/Officer Manager
FIRST PRIORITY FUNDING
01.2000 - 01.2001
- Responsible for recruiting Jr
- Loan Officers and generating new business by focusing on customers' specific program/product needs.
Loan Processor
PNC MORTGAGE
01.1997 - 01.2000
- Responsible for opening file, entering data, correcting data, underwriting 'A' paper loans, and closing file.
Education
Bachelor of Arts in Business - Supervision and Leadership in a Global Business Environment
DePaul University
Skills
- Financial Management
- Consulting
- Operations Management
- Strategic Planning
Citizenship
Yes
Job Announcement Number
2023-DAL-B0292
Availability
Permanent (Remote, telework), Full Time
Salary Range
$136,582 to $235,067 per year
Awards
- Certificate of Appreciation - January 28, 2012
- Star Award - February 23, 2012
- Star Award - November 4, 2013
- Public Service Award - February 2013 through February 2014
Training
- Contract Oversight Managers Training - August 4, 2010 through August 5, 2010
- Branch Manager's Training - August 25, 2010
- Oversight Management Refresher - June 28, 2013
- Contract Oversight Management Level II - October 9, 2015
Certification
CISA
PMP
Timeline
Founder & Executive Director
Journey Towards Wholeness (Supportive housing provider for adults with disabilities)
01.2016 - 01.2023
Risk Share Asset Management (RSAM)/Compliance Specialist CG-14
FDIC Division of Resolution & Receiverships (DRR)
01.2012 - 10.2017
Asset Management/Compliance Specialist CG-13
FDIC Division of Resolution & Receiverships (DRR)
06.2010 - 01.2012
Front Line Underwriter
Home State Mortgage Group
01.2009
Front Line Underwriter
Wells Fargo Home Mortgage
01.2009
Due Diligence Consultant
Opus Capital Markets Consultants
01.2007
QC Team Lead
Ocwen
01.2007 - 01.2008
Underwriting Lead-LA III
GE MONEY/WMC MORTGAGE
01.2005 - 01.2007
Underwriter II
COUNTRYWIDE/FSL
01.2004 - 01.2005
Underwriter II
NEW CENTURY
01.2003 - 01.2004
Underwriter II
WELLS FARGO
01.2001 - 01.2003
LO/Officer Manager
FIRST PRIORITY FUNDING
01.2000 - 01.2001
Loan Processor
PNC MORTGAGE
01.1997 - 01.2000
Bachelor of Arts in Business - Supervision and Leadership in a Global Business Environment
DePaul University