Michelle Richards
Ashville,OH
Summary
Statutory Accountant skilled in financial analysis and regulatory compliance, with a strong background in process improvement and data reconciliation. Expertise in developing robust reconciliation processes and leading training initiatives that enhance financial operations and team performance.
Overview
10
10
years of professional experience
Work History
Statutory Accountant II
GM National Insurance
03.2023 - Current
- Prepared statutory filings, including Page 11, Insurance Expense Exhibits, and Quarterly/Annual Footnotes, ensuring adherence to regulatory standards.
- Developed and implemented reconciliation processes that bolstered financial integrity and ensured compliance with GAAP and statutory reporting requirements.
- Complete monthly GL functions, ensuring timely, accurate, and consistent entries with no material errors.
- Led Claims Automation Dashboard Project, collaborating with Data Engineers to design automated reconciliation tools that reduced manual work and enhanced reporting accuracy.
- Served as a Peer Buddy Mentor, trained new employees, and supported Finance Transformation initiatives.
Senior Accountant
Root Insurance
02.2020 - 03.2023
- Managed bank imports, journal entries, exception reports, claim payment research, and balance sheet reconciliations to maintain financial accuracy.
- Completed amortization schedules, prepaid setups, fixed asset reconciliations, intercompany settle-ups, accruals, and audit support.
- Resolved major discrepancies during the QuickBooks to NetSuite conversion, improving data accuracy and system reliability.
- Led the Unclaimed Property Project, creating reporting processes, researching outstanding items, and establishing policies and procedures.
- Created and updated SOPs, training new team members to establish consistent processes and enhance team integration.
Finance Officer
Organized Home Remodeling LLC
02.2016 - 05.2019
- Reconciled credit cards, bank accounts, and lines of credit; prepared adjusting entries to maintain accurate financial statements.
- Managed payroll, job costing, cash flow forecasting, and quarterly CAT reporting to ensure accurate financial tracking and compliance.
- Produced budgets and monthly profitability analyses; maintained subcontractor compliance documentation.
- Improved cost control, resulting in a 15% increase in net income despite a 9% decline in sales.
- Completed 1099s, BWC reporting, audits, and credit applications to support financial reporting and regulatory compliance.
- Created and implemented policies and procedures to enhance operational efficiency; maintained employee files for compliance and record-keeping.
Education
Master of Science - Business Psychology
Franklin University
05-2026
Six Sigma Yellow Belt -
Udemy
12-2025
Six Sigma White Belt -
Udemy
12-2024
Bachelor of Science - Forensic Accounting
Franklin University
05-2023
Skills
- Statutory reporting
- GAAP accounting
- Regulatory compliance
- Financial analysis
- Data reconciliation
- Process improvement
- Project management
- Team collaboration
Timeline
Statutory Accountant II
GM National Insurance
03.2023 - Current
Senior Accountant
Root Insurance
02.2020 - 03.2023
Finance Officer
Organized Home Remodeling LLC
02.2016 - 05.2019
Master of Science - Business Psychology
Franklin University
Six Sigma Yellow Belt -
Udemy
Six Sigma White Belt -
Udemy
Bachelor of Science - Forensic Accounting
Franklin University