Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
Generic

Mickinley McAtee

Charleston,SC

Summary

A highly skilled and results-oriented banking and underwriting professional with 5 years of experience in financial analysis, risk assessment, and loan underwriting. Proven expertise in evaluating creditworthiness, conducting detailed financial assessments, and managing loan portfolios for both personal and commercial clients. Adept at applying regulatory guidelines, ensuring compliance with industry standards, and driving sound decision-making to minimize risk while supporting business growth. Demonstrates strong communication and interpersonal skills, consistently building positive relationships with clients, colleagues, and stakeholders. Highly organized and detail-oriented, with a commitment to delivering exceptional service and contributing to the overall success of the organization.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Credit Buyer

Global Lending Services
06.2024 - 12.2024

-Reviewed and analyzed credit applications, financial documents, and customer information to assess the risk and determine the creditworthiness of potential borrowers.

-Made informed decisions regarding loan approvals or denials, ensuring that they align with company policies, risk tolerance, and regulatory requirements.

-Ensured that all loan decisions were made in compliance with internal credit policies, as well as industry regulations and guidelines.

-Communicated with dealers and internal teams to clarify credit information, provide updates, and explain credit decisions in a clear and professional manner.

-Monitored and managed the overall risk portfolio by maintaining a balance between loan growth and credit quality.

-Maintained accurate records of all credit decisions and document rationales for approvals and denials.

-Generated and reviewed reports to track performance and ensure compliance with lending guidelines.

-Stayed up-to-date with industry trends, regulatory changes, and best practices in credit analysis and auto lending. Provide recommendations for process improvements to enhance efficiency and reduce risk.

-Worked closely with the sales and operations teams to ensure smooth and efficient loan origination processes.

Personal Banker, Operations Supervisor

Alpine bank
03.2022 - 04.2024
  • Cashing checks, running deposits, creating wires, creating debit cards, walking clients through applications, helping with online banking products, Cash handling, management of client, reviewing accounts, managing accounts, communication with clientele, assistance through online banking, navigating multiple pos system as well as client systems, communication with other departments, relationship management with clients/ coworkers/ departments
  • Setting up new accounts, answering questions around accounts, knowing and selling products, daily balancing, conflict resolution, handling emails, independently working and managing staff and work load

Personal Assistant

The Lou Rose Salon
06.2020 - 06.2022
  • Providing daily assistance to the owner and operator of the salon
  • Sending emails, creating spreadsheets, handling clientele, Talking with brides, organizing partnerships for events, communicating with clientele regarding appointments, handling personal and professional schedule, setting up appointments, booking and keeping track of trips/ appointments out of the office, staying up to date on covid regulations, cleaning the salon, sanitizing all equipment, ordering supplies when needed, renewing state licensing, keeping all files organized

Certified Nursing Assistant (CNA)

Casey's Pond Senior Living Community
04.2019 - 06.2020
  • In both the assisted living as well as the Specialized care ( Doak Walker) I worked as a CNA
  • Providing general assistance with day to day activities, assisting with bathing, prepping meals, feedings, using the restroom, thickening fluids, bed baths, transferring in and out of chairs, wheelchairs, and beds, cleaning homes/ apartments, administering medications, talking with doctors, taking residents to appointments, providing palliative care, handling post mortem care, providing company and comfort using specialized lifts, taking care of wounds, doing first aid, passing meds, care for12-20+ residents, waking residents up, helping residents to bed, Handling dementia residents day to day, Assisting with sundowning, Dealing with all ages of people in all stages of life, day to day record keeping of each resident, tracking activities, and mental capacities of each resident, setting up daily activities, providing families with updates on residents, helping families and residents come to terms with new diagnosis and providing comfort

In Home Caregiver

Advocate, LLC
01.2019 - 04.2019
  • Driving to and from residents homes, providing general assistance with day to day activities, assisting with bathing, prepping and cooking meals, feedings, using the restroom, thickening fluids, bed baths, transferring in and out of chairs, wheelchairs, and beds, cleaning homes/ apartments, buying groceries, administering medications, talking with doctors, taking residents to appointments, providing palliative care, handling post mortem care, providing company and comfort

Caregiver

Spring Creek Inn
06.2018 - 01.2019
  • Overnight stocking, assisting dementia based residents with all forms of personal care, dressing residents, assisting in daily personal care, end of life care, post mortem care, palliative care, assisting with feedings, cleaning the facility, laundry, deescalation of sundowning residents, resident security and safety, manual book keeping and tracking of residents day to day progress

Cashier

Alterra Mountain Company
01.2017 - 04.2018
  • Opening and closing duties, restocking of all supplies needed for the day, cash handling, communication with guests, counting of drawers
  • Answered customers' questions
  • Resolved customer complaints
  • Opened and closed store and restaurant
  • Greeted customers
  • Worked the cash register
  • Counted out cash drawers
  • Stocked shelves

Hostess Manager

Mambo's Restaurant
01.2017 - 04.2018
  • Managing dining reservations, including table allocations, special requests, confirming and communicating with guests and local concierge, supporting the wait and bar staff, providing exceptional guest service

Waitress and Bartender

Catamount Ranch
01.2016 - 01.2017
  • Daily food service, restaurant set up and break down
  • Managing walk in guests and reservations, member, owner and guest relations
  • Supporting banquet staff

Housekeeper

Catamount Ranch
01.2015 - 01.2016
  • Service at the Golf Course and Lake House
  • Ensuring the properties were turn key and ready for the members use

Floor Manager

sweet pea restaurant
01.2015 - 01.2016
  • Managing and oversight of floor service
  • Scheduling, Reservations, Hostessing, Food Runner, Food Service, Expediter, Cash Management, Reports and closing/opening duties
  • Inventory

Education

Associate in Arts (AA) -

Colorado Mountain College
Steamboat Springs, CO
01.2019

Skills

-Management experience
-Risk analysis
-B2B/B2C
-Banking
-Finance
-Underwriting
-Loan processing
-Cash management
-Auditing
-Client Management

Certification

  • First Aid CPR AED
  • Certified Nursing Assistant (CNA)2019 to2021
  • Food Handler Certification
  • QMHP Certification
  • State Tested Nursing Assistant
  • CNA
  • Certified Notary Public

Timeline

Credit Buyer

Global Lending Services
06.2024 - 12.2024

Personal Banker, Operations Supervisor

Alpine bank
03.2022 - 04.2024

Personal Assistant

The Lou Rose Salon
06.2020 - 06.2022

Certified Nursing Assistant (CNA)

Casey's Pond Senior Living Community
04.2019 - 06.2020

In Home Caregiver

Advocate, LLC
01.2019 - 04.2019

Caregiver

Spring Creek Inn
06.2018 - 01.2019

Cashier

Alterra Mountain Company
01.2017 - 04.2018

Hostess Manager

Mambo's Restaurant
01.2017 - 04.2018

Waitress and Bartender

Catamount Ranch
01.2016 - 01.2017

Housekeeper

Catamount Ranch
01.2015 - 01.2016

Floor Manager

sweet pea restaurant
01.2015 - 01.2016
  • First Aid CPR AED
  • Certified Nursing Assistant (CNA)2019 to2021
  • Food Handler Certification
  • QMHP Certification
  • State Tested Nursing Assistant
  • CNA
  • Certified Notary Public

Associate in Arts (AA) -

Colorado Mountain College
Mickinley McAtee