Mike Trumbo
Battle Ground,WA
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Secondary Marketing Analyst
Keller Mortgage
Denver, CO
03.2020 - 04.2023
- Performed detailed analysis of loan origination data and provided recommendations for pricing strategies.
- Evaluated existing hedging strategies and recommended modifications when necessary.
- Maintained accurate records of all transactions related to Secondary Marketing operations.
- Reviewed industry regulations related to secondary marketing activities to ensure compliance with all applicable laws and regulations.
- Monitored secondary marketing activities such as pooling, hedging, and sale of loans on the secondary market.
- Prepared weekly reports detailing pipeline production volume and profitability metrics.
- Compiled data from multiple sources into comprehensive reports for senior management review.
- Developed spreadsheets to track and analyze mortgage loan performance, including prepayment speeds, delinquencies, and losses.
- Calculated yield spreads between primary rates and secondary rates for various loan products offered by the company.
- Participated in regular meetings with senior management team members regarding Secondary Marketing initiatives.
- Established relationships with investors in order to facilitate the sale of loans on the secondary market.
- Reviewed existing literature on topics related to specific markets being researched.
- Participated in brainstorming sessions with senior executives to discuss potential strategies for improvement.
- Summarized raw data and analyses and made recommendations based on findings.
Secondary Marketing Analyst
Computershare Loan Services
Denver, CO
02.2016 - 03.2020
- Secured interest rate and pricing of mortgage loans based upon loan program, and current market conditions.
- Compiled targeted or exhaustive marketing data based on needs of specific research projects.
- Presented findings to management and executive leadership and fielded questions to help refine strategies.
- Provided and presented real-time reports on current market conditions.
- Provided advice and recommendations to clients regarding marketing strategies and tactics.
- Collaborated with internal teams such as advertising, product development, or customer service departments.
- Collaborated with account executives to penetrate new accounts, identify potential customers and coordinate product demonstrations.
Secondary Marketing Analyst
WJ Bradley Mortgage Capital, LLC
Denver, CO
09.2014 - 02.2016
- I was a Lock Desk Specialist responsible for securing interest rate and pricing of mortgage loans based upon loan program, current market conditions and negotiating both rate and fees associated with the mortgage loan transaction.
- Provided guidance on best practices for loan pricing policies based on current market conditions.
- Responsible for communicating current trends to our internal customers so they in turn can secure financing for their customers.
- Evaluated existing hedging strategies and recommended modifications when necessary.
- Collaborated with other departments within the organization to ensure consistency in loan pricing across channels.
- Performed detailed analysis of loan origination data and provided recommendations for pricing strategies.
- Reviewed industry regulations related to secondary marketing activities to ensure compliance with all applicable laws and regulations.
Loan Processor
Urban Lending Solutions
Broomfield, CO
12.2012 - 01.2014
- Reviewed initial client documentation to structure and submit loan package.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Filed completed packages quickly and efficiently.
- Maintained complete confidentiality of submitted information according to release guidelines.
- Created and completed loan submission packages.
- Calculated income, assets and liabilities to meet lender requirements.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
- Verified accuracy of closing figures prior to disbursement of funds.
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
- Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Managed conditions sent from underwriting departments.
Customer Service Representative
Everbank Mortgage
Broomfield, CO
10.2007 - 04.2012
- Educated customers on special pricing opportunities and company offerings.
- Developed strong relationships with customers by providing personalized assistance and support.
- Answered incoming calls and emails, providing frontline customer support or assistance with product and service transactions.
- Maintained detailed records of customer interactions, transactions and comments for future reference.
- Resolved complex problems by working with other departments to provide solutions that meet customer needs.
- Updated databases with new and modified customer data.
Education
High School Diploma -
Lakewood High School
Lakewood, CO05.2002
Skills
- Data Analytics
- Market Analysis
- Price Structuring
- Data Collection and Analysis
- Data Collection Processes
- Analytical Thinking
- Campaign Implementation
- Fact Checking
- Pricing Analysis
- Product Marketing
- Relationship Building
- Pricing Structures
- Developing Presentations and Reports
- Data Collection
- Encompass Software
- Optimal Blue
- Microsoft Excel
- Team Collaboration
- Decision-Making
- Statistical Analysis
- Computer Proficiency
- Customer Service
- Pricing Structures Knowledge
Certification
- Secondary Marketing Basics, Mortgage Bankers Association - 2023
Accomplishments
- Consistently maintained high customer satisfaction ratings.
- Promoted from Secondary Market Analyst to Senior secondary Marketing Analyst, in less than 12-months.
- Consistently maintained high completion percentage with low to no error rate.
- Set and achieved monthly goals consistently.
Affiliations
- Habitat for Humanity - 2019-2020
Additional Information
- Strong knowledge of Encompass software.
- Well educated in using Optimal Blue.
- Enjoy hockey, live music, and hiking with my wife and our dog.
Timeline
Secondary Marketing Analyst
Keller Mortgage
03.2020 - 04.2023
Secondary Marketing Analyst
Computershare Loan Services
02.2016 - 03.2020
Secondary Marketing Analyst
WJ Bradley Mortgage Capital, LLC
09.2014 - 02.2016
Loan Processor
Urban Lending Solutions
12.2012 - 01.2014
Customer Service Representative
Everbank Mortgage
10.2007 - 04.2012
High School Diploma -
Lakewood High School
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