Milina A. Momjian
La Verne,CA
Summary
Dedicated and experienced Life Insurance Agent with over 23 years of total experience in the insurance and financial services industry.
Results-oriented and adaptable professional with a proactive attitude, and a passion for continuous learning and innovation. Known for leveraging analytical thinking and creativity to solve problems and deliver high-impact solutions in fast-paced environments, with a commitment to achieving Company goals and delivering exceptional results.
Overview
1
1
Certification
Work History
Financial Services Professional
New York Life Insurance Company
Glendale, CA
- Worked with clients to develop financial planning strategies and solutions through evaluation of finances.
- Generated quotes and proposals for clients to match individual needs.
- Educated clients on insurance policies and procedures.
- Provided comprehensive product knowledge and guidance to help clients on product selection.
- Cultivated relationships with clients to identify and meet insurance needs and establish trust and rapport.
- Followed up promptly with interested clients to close sales.
- Sought out new clients and developed client relationships through networking, direct referrals, lead databases, and cold calling.
- Recommended type and amount of coverage based on analysis of customers' circumstances using persuasive sales techniques.
- Analyzed customer needs to provide customized insurance solutions.
- Met with prospective clients to discuss insurance needs and provide solutions.
- Met with customers to provide information about available products and policies.
- Registered customer information on database to enable tracking history and maintain accurate records.
- Customized existing insurance programs to suit individual client needs by analyzing specific requirements.
- Negotiated contracts with clients to establish best coverage with lowest cost.
- Determined financial needs by assessing existing coverage and aligning new products and services with long-term goals.
- Conducted annual reviews of existing policies to update information.
- Attended industry conferences to stay informed of latest products and trends.
- Analyzed risk factors to recommend appropriate coverage levels.
- Developed comprehensive marketing plans to promote insurance products to potential clients.
- Designed presentations and marketing materials to promote insurance products.
Real Estate Broker Associate
Coldwell Banker
Beverly Hills, California
- Provided guidance and consultation to clients to make well-informed decisions in real estate investments.
- Negotiated purchase contracts and lease agreements to establish maximum value for clients.
- Conducted competitive market analysis to determine optimal pricing for properties.
- Negotiated real estate contracts to navigate transactions between buyers and sellers.
- Helped clients navigate transactions, complete paperwork and finalize sales or purchases.
- Monitored contract execution to verify complete fulfillment of terms.
- Set up virtual home tours, in-person visits, and open houses for properties.
- Compared properties possessing similar features to determine competitive market prices.
- Advised clients on mortgage and housing conditions to identify successful properties and promote customer satisfaction.
- Evaluated properties for potential salability and pricing.
- Worked closely with clients to facilitate appropriate loans, inspections, and credit reports.
- Organized showings of homes for prospective buyers.
Education
Life Agent FINRA Series 6 & 63,Real Estate Broker - Insurance:Life & Health AHIP,Fire & Casualty
From Different Schools
In California BA - Accountancy
BAU University Lebanon
International Economics
USC
Los Angeles, CASkills
Insurance sales strategy
Financial analysis
Retirement planning
Risk assessment
Effective communication- excellent communication and teamwork abilities
Client education
Sales and Marketing
Insurance product knowledge
Policy adjustment Knowledge
Contract negotiation
Committed to providing exceptional services,
Customer relationship building and
Account retention
Accomplishments
- Achieved Result by completing Task with accuracy and efficiency.
- Documented and resolved Issue which led to Results.
- Consistently maintained high customer satisfaction ratings.
Certification
Life & Health Insurance License (active)
FINRA 6 & 63
CMS (IDM)
AHIP (active)
Real Estate:
CIPS
LHC
GREEN
SRES
CPRES
RSPS
SFR
AHWD
PSA
RENE
ePRO
Additional Information
Fire & Casualty Broker License (active)
Languages
•English
•Arabic
•Armenian
•French
My Qualifications-Traits-Skills
Results-driven professional with a solid track record in delivering quality work.Known for excellent communication and teamwork abilities.Strong work ethics and integrity. Skilled in rapidly acquiring new knowledge and applying it effectively.Strong background in insurance sales & marketing with a proven expertise in providing exceptional care and services to the clients needs.Detail oriented.Empathetic and responsive with positive attitude towards work and life in general.
Eager to contribute to a dynamic team and support organizational goals.
•I will be committed to exploring new opportunities and new values to optimize the company’s growth and profitability and its reputation in the insurance industry.
“I Will Be An Asset To Company’ Success”!
Timeline
Financial Services Professional
New York Life Insurance Company
Real Estate Broker Associate
Coldwell Banker
Life Agent FINRA Series 6 & 63,Real Estate Broker - Insurance:Life & Health AHIP,Fire & Casualty
From Different Schools
BA - Accountancy
BAU University Lebanon
International Economics
USC