Min Jie Gao
New York,NY
Summary
Executive Director with 15+ years of experience leading regulatory capital, risk governance, and enterprise transformation initiatives at JPMorgan Chase. Lead a global organization responsible for governance and reporting of approximately $800B in risk-weighted assets while driving regulatory change, data modernization, and operating model enhancements across risk, finance, and technology.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Executive Director
JPMorgan Chase & CO.,
New York
02.2020 - Current
- Lead global team of ~20 professionals across four locations within Treasury & Chief Investment Office (TCIO) tasked with governance implementation, calculation, and reporting of firmwide regulatory capital results for wholesale credit risk, encompassing ~$0.8T in Basel 3 standardized and advanced RWA (~50% of JPM's capital ratio).
- Spearhead enterprise-wide governance and strategic execution of regulatory capital frameworks in collaboration with senior executives, risk finance, technology, and control organizations to ensure consistent implementation and regulatory compliance.
- Direct cross-functional transformation initiatives supporting the firm's target-state capital infrastructure, including operating model redesign, process optimization, data onboarding, and technology modernization.
- Partner with technology organizations to establish strategic priorities, governance standards, implementation roadmaps, and control frameworks for critical capital platforms and data assets.
- Lead impact assessments and implementation planning for major regulatory changes, including Basel III Endgame proposals, translating complex regulatory requirements into scalable business and technology solutions.
- Managed governance, data integration, and strategic implementation efforts supporting the First Republic Bank acquisition, including data onboarding, model assessments, control reviews, and target-state integration planning.
- Established a Capital Analytics function to provide enhanced transparency, governance reporting, risk insights, and cross-portfolio analysis across multiple capital and risk disciplines.
- Directed modernization of legacy calculation platforms and control processes, resulting in significant operational efficiency gains and enhanced transparency, traceability, and governance.
- Serve as senior advisor to executive stakeholders on regulatory developments, capital strategy, governance enhancements, risk management practices, and organizational priorities.
Vice President
JPMorgan Chase & CO.,
New York
02.2016 - 02.2020
- Led strategic regulatory implementation initiatives and governance programs supporting Basel capital requirements across multiple asset classes and risk portfolios.
- Partnered with quantitative risk, technology, finance, and control teams to implement internally modeled Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) methodologies, strengthening risk measurement, governance, and regulatory compliance.
- Chaired governance forums and working groups responsible for reviewing control effectiveness, issue management, regulatory implementation, process risks, and operating model enhancements.
- Led remediation efforts supporting regulatory examinations, internal reviews, and Matters Requiring Attention (MRAs), ensuring sustainable control enhancements and timely issue closure.
- Oversaw implementation of significant regulatory initiatives including Basel reforms, TLAC, and NSFR, coordinating business, risk, finance, and technology stakeholders through end-to-end delivery.
- Supported enterprise data and system transformation initiatives, including platform migrations, governance enhancements, data quality improvements, and implementation readiness activities.
Associate
JPMorgan Chase & CO.,
New York
08.2013 - 02.2016
- Managed end-to-end governance, production, validation, and reporting processes supporting wholesale credit regulatory capital calculations.
- Conducted quantitative analysis and executive reporting on risk-weighted asset trends, capital impacts, and emerging regulatory developments.
- Developed implementation guidance, governance documentation, procedures, and control standards supporting regulatory compliance and operational effectiveness.
- Partnered with stakeholders across risk, finance, technology, and operations to improve data quality, reporting accuracy, and process controls.
Associate
Ernst & Young LLC,
New York
08.2011 - 08.2013
- Planned and executed assurance engagements for banking and capital markets clients, assessing financial reporting, governance practices, risk management processes, and internal controls.
- Evaluated control environments, identified process risks, and developed recommendations to strengthen governance, compliance, and operational effectiveness.
- Performed Sarbanes-Oxley (SOX) testing and control assessments, including evaluation of control design and operating effectiveness across complex financial processes.
Education
Master of Science - Accounting
Binghamton University, State University of New York
Binghamton, NY05-2011
Bachelor of Science - Accounting
State University of New York At Geneseo
Geneseo, NY05-2010
Skills
- Risk Governance Enterprise Risk Frameworks Data Governance Regulatory Change Management Capital Management Risk & Controls Technology Transformation Operating Model Design Executive Stakeholder Management Issue Management & Remediation Regulatory Compliance Strategic Planning Global Team Leadership Risk Analytics & Reporting
Certification
Certified Public Accountant in New York State
Timeline
Executive Director
JPMorgan Chase & CO.,
02.2020 - Current
Vice President
JPMorgan Chase & CO.,
02.2016 - 02.2020
Associate
JPMorgan Chase & CO.,
08.2013 - 02.2016
Associate
Ernst & Young LLC,
08.2011 - 08.2013
Master of Science - Accounting
Binghamton University, State University of New York
Bachelor of Science - Accounting
State University of New York At Geneseo