Mireya Trejo
Perryton,TX
Summary
Knowledgeable Escrow Officer with 7 years of banking experience. Well-versed in real estate contracts, lender policies and title requirements. Detail-oriented and thorough with excellent analytical and independent thinking skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills. Ready to help team achieve company goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
5
5
years of professional experience
Work History
Escrow Officer
Covenant Title Company
02.2021 - Current
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Checked signatures and legal descriptions for accuracy and integrity.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Proven ability to learn quickly and adapt to new situations.
- Worked well in a team setting, providing support and guidance.
- Worked effectively in fast-paced environments.
- Passionate about learning and committed to continual improvement.
- Strengthened communication skills through regular interactions with others.
- Organized and detail-oriented with a strong work ethic.
- Excellent communication skills, both verbal and written.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Managed time efficiently in order to complete all tasks within deadlines.
- Skilled at working independently and collaboratively in a team environment.
- Self-motivated, with a strong sense of personal responsibility.
- Developed and maintained courteous and effective working relationships.
- Identified issues, analyzed information and provided solutions to problems.
- Participated in team projects, demonstrating an ability to work collaboratively and effectively.
- Cultivated interpersonal skills by building positive relationships with others.
- Paid attention to detail while completing assignments.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Adaptable and proficient in learning new concepts quickly and efficiently.
- Proved successful working within tight deadlines and a fast-paced environment.
- Worked flexible hours across night, weekend and holiday shifts.
Lending Assistant
Interstate Bank
09.2018 - 01.2021
- Communicated with customers daily to request information and complete paperwork.
- Liaised with clients to guide through loan closing process and skillfully handle any concerns.
- Answered inquiries and provided superior customer service to clients.
- Helped loan officers in preparing repayment plans for timely processing.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Checked signatures and legal descriptions for accuracy and integrity.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Forwarded title clearing documentation to title officer for approval.
- Managed real estate closing process in compliance with applicable standards and legal requirements.
- Communicated requirements and title exception information to clients.
- Followed-up on status of releases, policies, and return of recorded documents.
- Developed and maintained relationships with customers, lenders and other third parties.
- Compiled closing packages for drafting and presentation accuracy.
- Explained very technical financial information to applicants in easy to understand language.
- Opened incoming orders and set up escrow files within [Number] hours of receiving purchase agreement.
- Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
- Processed loan applications and monitored progress from start to finish.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Assisted customers with completing loan applications and other paperwork.
- Researched and updated industry knowledge on changing legislation and regulations.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
Education
Associate of Business Administration - Accounting And Business Management
Frank Phillips College
Perryton TexasHigh School Diploma -
Perryton High School
Perryton Texas05.2001
Skills
- Financial Planning Expertise
- Complete Loan Applications
- Funds Disbursement
- Calculate Payments
- Escrow Management
- Title Requirements
- Customer Satisfaction
- Closing Process Coordination
- Government Standards
- Real Estate Industry Understanding
- Lender Relationship Management
- Legal Requirements
- Clerical Support
- Closing Disclosures
- Title Document Review
- Verify Agreements
- 10-Key Data Entry
- Serve Customer Needs
- Invoice Preparation
- Performance Assessment and Improvement
- Microsoft Office
- Understanding of Contracts
Accomplishments
Achieved my role in Leadership Perryton 2023. I am also in a club called Rotary in Perryton.
Timeline
Escrow Officer
Covenant Title Company
02.2021 - Current
Lending Assistant
Interstate Bank
09.2018 - 01.2021
Associate of Business Administration - Accounting And Business Management
Frank Phillips College
High School Diploma -
Perryton High School
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