Mortgage Specialist with 27 years of experience working as a mortgage professional. Seeking to obtain a challenging position with a growth-oriented company where my processing and organization skills can be utilized.
Overview
27
27
years of professional experience
Work History
Mortgage Specialist
OakStar Bank
Springfield, MO
08.2016 - 02.2024
Complied applications and paperwork and double-checked for accuracy.
Submitted applications to credit analysts.
Verified income of borrower and gathered credit information.
Analyzed customer financial data to determine eligibility for mortgage programs.
Prepared loan documents such as credit reports, income statements, and appraisals.
Secondary Market Mortgage Operations Manager/Assistant Vice President
Metropolitan National Bank
Springfield, MO
03.2013 - 07.2016
Assessed each employee's individual strengths and delivered mentoring to improve upon skill levels.
Trained, managed and motivated employees to promote professional skill development.
Collaborated with staff to maximize customer satisfaction, streamline procedures and improve bottom-line profitability.
Implemented effective customer service surveys to encourage feedback.
Conducted staff evaluations and determined promotions and realignments or reductions in workforce.
Mortgage Sales Associate/Mtg Loan Specialist III
Wells Fargo Home Mortgage/Homeservices Lending
Springfield, MO
02.2002 - 03.2013
Ordered appraisals and title work on all files, promptly preparing documents for processing.
Conducted client engagement activities in professional manner, providing borrowers with all needed information to make decisions concerning mortgage loans.
Interviewed borrowers to collect loan application information.
Fielded incoming and outgoing calls to borrowers and real estate professionals.
Underwriter
Conseco Finance Mortgage
Springfield, NO
06.1997 - 02.2002
Assisted the Branch Manager with all reports, staffing, training and Underwriting for CONV and Goverment loans.
Inspected financial statements, credit information and title data to complete underwriting process.
Analyzed loan-to-value ratios, debt to income ratios and credit scores to make underwriting decisions.
Conducted comprehensive analysis and evaluated risk to control underwriting loss.
Demonstrated self-reliance by meeting and exceeding workflow needs.
Skills
Loan terms explanation
Underwriting process expertise
Income verification
File documentation
Financial analysis
Timeline
Mortgage Specialist
OakStar Bank
08.2016 - 02.2024
Secondary Market Mortgage Operations Manager/Assistant Vice President