
As a participant in Aetna/CVS Health's Risk Management & Underwriting Leadership Development Program (ULDP), I have developed strong skills in identifying, assessing, and mitigating risk to maximize revenue, membership, and earnings, while also having involvement in project and committee work to develop myself professionally. I have experience in fully-insured, self-insured, and stop loss medical underwriting.
• Assess and mitigate risk to maximize revenue and earnings by preparing financial exhibits and delivering unique renewal packages for a self-funded book of business for 10 renewal clients, totaling over 50,000 employees and 200,000 members.
•Deliver monthly reports to our clients that highlights enrollment, lagged claim data, projections, and risk measurements to empower the client in their financial decisions.
•Project manager for 2 problem solves identified by leaders that will enhance work flow, provide savings through efficiency, and reduce employee turnover.
•Involvement with our internships and externships as a recruiter, interviewer, trainer, and mentor.
• Independently assessed and mitigated risk to maximize revenue and earnings by preparing financial exhibits and delivering unique new business quotes for administrative fees and stop loss leveraging our captive partners.
• Managed 2 large books of business for multiple states with 55 sales and an 18.3% sale ratio.
•Primarily sold Pareto Custom and Pareto Spire captive quotes.
•Quoted many other captives such as Benecon, Simplepay, Roundstone, Berkley, and CRI.
• Developed strong relationships with account managers by responding quickly and effectively to solve problems.
• Independently assessed and mitigated risk to maximize revenue and earnings by preparing financial exhibits and delivering complex fully-insured new business quotes and renewals.
• Utilized advanced underwriting tools and systems to produce accurate quotes, while growing and retaining 4621 members for our market.
• Trained new hires, mentored team members, and tested new underwriting tools, and sold $37 million in annual premium.
• Prepared and delivered complex fully-insured new business quotes to maximize revenue and earnings.
• Utilized advanced underwriting tools and systems to produce accurate quotes.
• Anticipated questions from brokers and sales team to explain risk factors and maintain competitive position.
Exceptional Performer Award - Issued by CVS Health - March, 2023