Mitchell Mahan
Ortonville,MI
Summary
Professional underwriter with comprehensive knowledge in risk assessment, policy development, and client relationship management. Proven track record in delivering high-quality results through collaborative efforts and adaptability to changing market conditions. Strong analytical skills, attention to detail, and strategic approach drive impactful decisions and foster team success.
Overview
4
4
years of professional experience
Work History
Senior Underwriter
United Wholesale Mortgage
08.2023 - Current
- Led the initial mortgage loan approval process, meticulously adhering to underwriting guidelines to evaluate the overall risk associated with each credit profile
- Demonstrated expertise in accurately calculating and analyzing various income types, utilizing multiple financial statements to assess overall financial stability
- Managed the company's top key accounts, delivering exceptional client service and fostering long-term relationships
- Produced productivity and quality reports, and conducted second-level reviews on complex files and credit exceptions
- Participated in industry conferences and seminars to stay informed about the latest trends, regulatory changes, and best practices in underwriting.
- Mentored junior underwriters, fostering their professional growth and enhancing team performance.
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Streamlined underwriting processes for increased efficiency and faster turnaround times.
Underwriter II
United Wholesale Mortgage
01.2022 - 08.2023
- Conducted comprehensive risk assessments of loan applications by analyzing various documents and financial ratios to inform final lending decisions
- Implemented a robust evaluation process to ensure compliance with credit risk management protocols and established guidelines
- Cultivated and maintained strong client relationships through proactive outreach, offering personalized guidance and addressing inquiries effectively
Car Detail/Delivery
Maple Hill Auto Group
03.2021 - 12.2021
- Monitored and managed new inventory, ensuring accurate documentation and organization for optimal showroom display efficiency
- Collaborated with the sales team to ensure customer preferences and specifications were thoroughly addressed throughout the preparation process
- Implemented a comprehensive quality control process to eliminate errors and ensure 100% customer satisfaction with vehicle purchases
Education
BBA - Finance
Western Michigan University
Kalamazoo, MI12.2021
Skills
- Verbal and written communication skills
- Microsoft office
- Ratio analysis
- Superior organization skills
- Attention to detail
- Credit analysis
- Trend analysis
- Problem-Solving skills
- Analyzing data
- Relationship building
- Risk management
- Time management
Timeline
Senior Underwriter
United Wholesale Mortgage
08.2023 - Current
Underwriter II
United Wholesale Mortgage
01.2022 - 08.2023
Car Detail/Delivery
Maple Hill Auto Group
03.2021 - 12.2021
BBA - Finance
Western Michigan University
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