M Kurt Garrard
Artesia,NM
Summary
Dedicated Chief Financial Officer familiar with financial decision making and company-wide policy development. Talent for overcoming operational issues and driving proactive improvements. Offering 25 years' experience in financial leadership.
Overview
37
37
years of professional experience
Work History
CFO
Penasco Valley Telephone Cooperative, Inc
09.2018 - Current
- Created, planned, and implemented policies and procedures to increase productivity and maximize return on investments.
- Analyzed operational issues and implemented corrective action to maximize profits.
- Authored, evaluated and reviewed reports to highlight company financials to key stakeholders.
- Implemented cost reduction initiatives and process improvements to optimize efficiency and productivity.
- Oversaw budgets, payroll, and accounts payable and receivable.
- Set and monitored effective financial policies to analyze company financial strengths and weaknesses and propose corrective actions.
- Directed budget development, creation of budgetary controls and recordkeeping systems and investment management.
- Developed future financial plans to inform critical decision-making related to spending cuts, rightsizing labor force and timing planned business investments.
Controller
Silver Star Telephone
12.2006 - 08.2018
- Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing, and sales tax returns.
- Reviewed documents and data to give accurate presentations and forecasts to upper management.
- Created and distributed reports on internal and external finances, audits, and budgets.
- Directed corporate decision-making and planning by monitoring and setting policies and procedures to optimize fiscal performance.
- Projected monthly cash expenditures through efficient budgeting and detailed document reviews.
- Prepared balance sheets, cash flow reports and income statements.
- Completed year-end close processes through effective supervision financial functions and regular treasury transactions.
- Mitigated risk by implementing internal controls and safeguards for revenues and expenditures.
Accounting Manager
Project Mutual Telephone
12.1997 - 11.2006
- Complied with established internal controls and policies.
- Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.
- Improved overall financial reporting by streamlining control processes and reporting structures.
- Developed strategic plans for day-to-day financial operations.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Generated monthly and quarterly financial statements for executive review.
- Managed banking reconciliations and monthly balance sheet statements.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
Controller
CARNE, Inc
11.1993 - 12.1997
- Maximized year-end tax benefits by efficiently managing cash flows.
- Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing, and sales tax returns.
- Worked with both internal and external users to create detailed financial reports.
- Created and distributed reports on internal and external finances, audits, and budgets.
- Reviewed processes and procedures to guide program implementation and optimize auditing.
- Prepared balance sheets, cash flow reports and income statements.
- Completed year-end close processes through effective supervision financial functions and regular treasury transactions.
- Followed up with delinquent accounts to obtain funds and reduce aging balances.
- Prepared and filed tax returns and generated monthly reports in compliance with regulatory and organizational standards.
Crew Boss
Bureau of Land Management
05.1987 - 11.1994
- Directed work of 20 firefighters engaged in extinguishing wildland fires.
- Led team in fighting fires and exercised considerable judgment in deciding best way to extinguish based on type of fuel and environment.
- Drove productivity of each worker through communication and counseling.
- Inspected apparatus, equipment, grounds, and stations for proper order and condition.
- Conducted periodic firefighter written performance evaluations and completed written recommendations on probationary firefighters.
- Oversaw scene operations and assigned firefighters to strategic locations.
Education
Bachelor of Science - Accounting
Utah State University
Logan, UT03.1993
Skills
- Performance Optimization Strategies
- Risk Management
- Operational Management
- Trends Monitoring and Forecasting
- Regulatory Compliance
- Accounting Principles Understanding
- Business Forecasting
- Documentation Compliance
Technology & Tools
Microsoft Office Suite including Project, One Note, Teams, SharePoint and Visio
Video Conferencing applications like Zoom, Webex, etc.
Accomplishments
- F.F.A. Idaho State Farmer Award 1983
- Eagle Scout 1979
Timeline
CFO
Penasco Valley Telephone Cooperative, Inc
09.2018 - Current
Controller
Silver Star Telephone
12.2006 - 08.2018
Accounting Manager
Project Mutual Telephone
12.1997 - 11.2006
Controller
CARNE, Inc
11.1993 - 12.1997
Crew Boss
Bureau of Land Management
05.1987 - 11.1994
Bachelor of Science - Accounting
Utah State University
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