Mohammed Hussain
Bellerose,United States
Summary
Seasoned finance professional with a rich and diverse background spanning 14 years in the finance industry. Proven expertise in trade finance, Commercial lending coupled with comprehensive financial analysis skills, defines my career trajectory. Throughout my professional journey, I have successfully navigated the intricacies of financial operations, consistently delivering results that align with strategic business objectives. Adept at combining technical financial acumen with a strategic mindset, I bring a robust foundation in trade finance, contributing to enhanced financial performance and fostering growth. My extensive experience positions me as a reliable and insightful professional in the dynamic landscape of finance.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Vice President Branch Manager/NYM Trade Finance Lead
Popular Bank
01.2023 - Current
- Increased new bank relationships within the local community through the execution of quarterly promotions.
- Coordinated innovative strategies to achieve marketing objectives and enhance long-term profitability.
- Achievements: Increased branch deposits to $118 million, secured commercial loans totaling $18 million, and generated $75,000 in cash management revenue.
- Promoted to a role with expanded responsibilities focused on elevating and broadening the scope of our trade finance business, reflecting the organization's trust in my abilities.
- Cultivated strong relationships with key stakeholders, including customers, vendors, regulators, and community leaders to promote collaboration and long-term success.
- Collaborated with the trade finance team on structured trade finance concepts to increase deposits and boost lending activities.
- Collaborated closely with the Business Banking Relationship Manager to develop and implement strategic initiatives aimed at expanding the Commercial and Industrial (C&I) business segment. This included identifying potential C&I clients, tailoring financial solutions to meet their unique needs, and leveraging our combined expertise to drive business growth and enhance client satisfaction.
Vice President Business Banking Relationship Manager
Citizens Bank
01.2022 - 01.2023
- Client Acquisition & Relationship Management: Identify and target C&I clients, develop strong relationships, and conduct regular meetings to understand client needs.
- Customized Financial Solutions: Analyze financial statements, propose suitable products, and offer comprehensive banking solutions.
- Credit Risk Assessment: Perform credit analysis, prepare credit proposals, and manage risk exposure.
- Cross-Functional Collaboration: Work with internal teams to deliver solutions, coordinate marketing campaigns, and ensure seamless service delivery.
- Revenue & Profitability Management: Drive revenue growth and monitor profitability.
- Client Advisory & Support: Provide financial advice, support clients through challenges, and ensure exceptional service.
- Regulatory Compliance & Risk Management: Ensure compliance with regulations, mitigate risks, and stay updated on regulatory changes.
Vice President Business Banking Relationship Manager
HSBC USA N.A
01.2020 - 01.2022
- Developed and managed a portfolio of business clients, fostering strong relationships and acquiring new accounts.
- Provided tailored banking solutions aligned with client's financial needs and business goals.
- Identified growth opportunities within the business banking segment, implementing strategies to expand market share and enhance profitability.
- Conducted financial analysis, assessed client creditworthiness, and prepared credit proposals for review by the credit committee.
- Offered a diverse range of banking products including loans, lines of credit, and treasury services to meet client needs.
- Ensured compliance with HSBC’s internal policies and regulatory requirements, implementing risk mitigation measures.
- Advised clients on financial management strategies, supported them through challenges, and maintained high levels of satisfaction.
Manager
Emmons Inc
09.2017 - 12.2019
- Accomplished multiple tasks within established timeframes
- Maximized sales and minimized shrinkage through excellent customer service and adherence to standard practices
- Coached sales associates in product specifications, sales incentives and selling techniques, significantly increasing customer satisfaction ratings.
Portfolio Manager
HSBC Bank Middle East
09.2013 - 01.2017
- Managed commercial client portfolios, ensuring financial health and optimizing credit quality.
- Conducted thorough financial analysis, assessed credit risks, and prepared strategic credit proposals.
- Cultivated strong client relationships, providing tailored financial solutions aligned with business goals.
- Implemented risk mitigation strategies and ensured compliance with regulatory standards.
- Monitored portfolio performance, prepared detailed reports, and collaborated cross-functionally to deliver integrated client solutions.
Corporate Relationship Manager
Credit Risk Management Consultancy Services
10.2009 - 08.2013
- Retained and strengthened current relationships and developed new business through various channels such as cross-sell and referrals
- Identified prospects, evaluated financial needs and developed new business opportunities through superior consultative and negotiation skills
- Managed and developed complex commercial accounts to meet bank's lending requirements and maximize profitability while minimizing risk
- Handled a portfolio of USD 250+ Million
Education
Financial Management - Finance
Harvard Business School
USA05.2023
Bachelors of Commerce - Cost and Accounting -
Madurai Kamaraj University, Dubai
United Arab Emirates03.2012
Skills
- Trade Finance
- Commercial Banking
- Loans
- Risk Management
- Collaboration
- Credit Analysis
- Relationship Management
- Underwriting
- Credit Risk Management
- Cash Management
- Working Capital
- Credit Risk
Certification
Financial Management - Harvard Business School Online
Timeline
Vice President Branch Manager/NYM Trade Finance Lead
Popular Bank
01.2023 - Current
Vice President Business Banking Relationship Manager
Citizens Bank
01.2022 - 01.2023
Vice President Business Banking Relationship Manager
HSBC USA N.A
01.2020 - 01.2022
Manager
Emmons Inc
09.2017 - 12.2019
Portfolio Manager
HSBC Bank Middle East
09.2013 - 01.2017
Corporate Relationship Manager
Credit Risk Management Consultancy Services
10.2009 - 08.2013
Financial Management - Finance
Harvard Business School
Bachelors of Commerce - Cost and Accounting -
Madurai Kamaraj University, Dubai