Summary
Overview
Work History
Education
Skills
Roles And Responsibilities
Languages
Work Availability
Quote
Timeline
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Mohammed Naif

Mohammed Naif

Mountain House,CA

Summary

Diligent Accountant with a strong accounting background and proven industry expertise. Monitored business operations and regulatory compliance for large corporations. Superior account management and reconciliation skills leading to the achievement of desired results. Motivated Assistant Accountant focused on maintaining accurate, compliant records and controls. Responsive to dynamic operating conditions. Detail-oriented and methodical with excellent mathematical skills, GAAP expertise, and IFRS knowledge. A reputable Accountant is skillful in valuing prospects and using diverse statistical techniques. Well-versed in generating models and forecasting trends. Key financial team member valued for insight and input into financial decisions. Motivated Accountant is proficient in MS Office and accounting software. Bringing 28 years of hands-on experience managing payroll functions and maintaining accounts payables. Independent and self-motivated team player possessing outstanding mathematics and analytical abilities.

Overview

13
13
years of professional experience

Work History

Insurance & Financial Brokerage

Mohammed Naif Agency
Mountain House, CA
08.2018 - Current
  • Developed and maintained accurate financial statements for insurance clients.
  • Created and managed monthly balance sheets to ensure the accuracy of client accounts.
  • Managed and trained team members to enhance audit department performance and increase operational efficiency.
  • Delivered a superior level of customer service to small business clients.
  • Cross-trained employees, enabling the completion of priority tasks during personnel absences.

Insurance & Financial Brokerage

Mohammed Naif Agency
Union City, CA
09.2016 - 08.2018
  • Developed and maintained accurate financial statements for insurance clients.
  • Created and managed monthly balance sheets to ensure the accuracy of client accounts.
  • Analyzed customer policies to determine proper coverage levels according to company regulations.
  • Monitored cash flow for all clients, ensuring timely payment of premiums as needed.
  • Prepared detailed reports on account activity, including premium payments and policy changes.
  • Ensured compliance with governmental regulations related to insurance policies and procedures.
  • Researched billing issues and worked with customers to resolve disputes or errors.

Insurance & Financial Brokerage

State Farm Agent Mohammed Naif
Union City, CA
11.2013 - 09.2016
  • Developed and maintained accurate financial statements for insurance clients.
  • Created and managed monthly balance sheets to ensure accuracy of client accounts.
  • Reconciled general ledger accounts and prepared reports to identify discrepancies in data.
  • Implemented strategies to reduce costs associated with insurance premiums.
  • Analyzed customer policies to determine proper coverage levels according to company regulations.
  • Prepared detailed reports on account activity, including premium payments and policy changes.
  • Monitored cash flow for all clients, ensuring timely payment of premiums as needed.
  • Ensured compliance with governmental regulations related to insurance policies and procedures.
  • Conducted audits of customer accounts to verify accuracy of information provided by customers.
  • Responded promptly to inquiries from customers concerning their accounts or policies.
  • Maintained an organized filing system for easy retrieval of documents related to customer accounts.
  • Participated in training sessions designed to stay up-to-date on industry trends and advancements in technology that impact insurance accounting practices.
  • Identified potential risks associated with certain investments or policies prior to approval by senior management.
  • Prepared monthly and year-end closing statements, financial documents and invoices.
  • Calculated and prepared checks for utilities, taxes and other payments.
  • Monitored balance sheets and income statements to evaluate financial performance.
  • Reviewed financial information detailing assets, liabilities and capital and prepared balance sheets and profit and loss statements.
  • Examined financial statements and income statements to review company's financial performance.

Mortgage Consultant

Wells Fargo
Sacramento, CA
10.2010 - 04.2013
  • Developed and implemented strategies to improve customer satisfaction with mortgage products.
  • Facilitated the application process by gathering documentation and verifying accuracy of information.
  • Educated customers on various types of mortgages, interest rates and other related topics.
  • Maintained up-to-date knowledge of changes in the mortgage industry, including regulations, policies and procedures.
  • Coordinated with underwriters and processors to ensure timely processing of loan applications.
  • Assisted clients in selecting the best loan product for their needs based on budget constraints and goals.

Education

Series 6 and 63 Licenses -

Kaplan University
12.2013

P&C License and Life & Health in Insurance -

Pre-License Training
06.2013

Bachelor of Business Management -

University of Sana’a
09.1999

Skills

  • P&C license (10 years)
  • Life and Health License (10 years)
  • Security insurance license (10 years)
  • Banking Finance (16 years)
  • Arabic speaking (48 years)
  • Confident negotiation skills
  • Reliability and honesty
  • Excellent time management
  • Decision-making
  • Analytical skills
  • Accuracy and attention to detail
  • Interpersonal skills
  • Verbal and written communication skills
  • Insurance company billing
  • Insurance billing
  • Monthly financial statements
  • Insurance decisions
  • Health insurance plan knowledge

Roles And Responsibilities

  • Liaise between clients and insurance companies
  • Finding the client, the best deal for insurance cover
  • Provide general cover in areas such as property, travel, motor, and pet insurance, or in commercial insurance
  • Dealing with more complex, high-value areas.
  • Building and maintaining business relationships with clients
  • Scheduling and attending meetings
  • Discussing and assessing clients' current and future insurance needs
  • Researching insurance policies and products
  • Negotiating policy terms and costs with insurance providers
  • Arranging insurance cover for clients with the insurance provider
  • Collecting insurance premiums
  • Keeping detailed computer records
  • Preparing reports for insurance underwriters
  • Advising clients on making claims on their policies
  • Renewing or amending existing policies for clients
  • Undertaking general administrative duties
  • Marketing services

Languages

English
Professional
Arabic
Native/ Bilingual

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

Every problem is a gift—without problems we would not grow.
Tony Robbins

Timeline

Insurance & Financial Brokerage

Mohammed Naif Agency
08.2018 - Current

Insurance & Financial Brokerage

Mohammed Naif Agency
09.2016 - 08.2018

Insurance & Financial Brokerage

State Farm Agent Mohammed Naif
11.2013 - 09.2016

Mortgage Consultant

Wells Fargo
10.2010 - 04.2013

Series 6 and 63 Licenses -

Kaplan University

P&C License and Life & Health in Insurance -

Pre-License Training

Bachelor of Business Management -

University of Sana’a
Mohammed Naif