MOHAMMED AWAL ABDUL RAZAK
New York
Summary
I am a determined, hardworking individual whose cardinal priority is always geared towards achieving the goals of an organization. Penultimate among my priorities is to cooperate professionally and friendly with my co-workers in making every day of work a success. With a considerable amount of work experience—both in the town and country planning field and other related sectors like land management —discipline has always been my motivation, and with that, I have achieved excellence in my honors, graduating with a Second-class honor.
Demonstrated organizational and communication skills in collaborative, fast-paced environments. Proven track record of managing multiple tasks and meeting deadlines while contributing to team objectives. Ready to leverage transferrable skills for success in diverse professional settings and aims to leverage these skills to contribute to team success and drive positive outcomes.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Intern
Lands Commission
03.2018 - 01.2019
- Learned the various processes in the acquiring lands legally;
- Became conversant with the safety precautions that must be adhered in brokering deals between individuals and government agency;
- Understood the use of GPS coordinates and mapping lands; and
- Lastly, I learned some good work ethics that fosters cooperation among workers in other to achieve set goals.
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
- Sorted and organized files, spreadsheets, and reports.
- Gained hands-on experience in various software programs, increasing proficiency and expanding technical skill set.
- Analyzed problems and worked with teams to develop solutions.
- Developed organizational skills through managing multiple tasks simultaneously while adhering to strict deadlines.
- Collected, arranged, and input information into database system.
Loan Analyst
Consolidated Bank Ghana
11.2021 - 01.2023
- As a Loan Analyst at Consolidated Bank Ghana(CBG) — I worked in the Personal Lending Credit Unit which involves analysis of loans before disbursement. The various CBG products available for analysis in the unit ranged from the Personal Loans, Dreamlife loans and Corporate Scheme Loans —I performed the following duties:
- I worked in a position where I was responsible for recording controller loans that were disbursed. To ensure that the Personal Lending Credit Unit abided to the company’s policies;
- Secondly, I and other team members oftentimes embarked on analysis of loans before there were disbursed by the credit unit; and
- At the end of every week, I engage in the calculation of the principal E.M.I and uploading new loan into the Third-Party Reference System (TPRS).
- Collaborated with loan officers to effectively communicate complex financial concepts to clients.
- Developed customized financial models for analyzing potential investment opportunities, enhancing portfolio diversification and return on investment.
- Reviewed borrower financial statements through calling them directly, ensuring accuracy of information used in decision-making processes.
- Increased efficiency within the department by identifying areas for improvement and recommending appropriate changes to workflow processes.
- Assisted customers with completing loan applications and other paperwork.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Assessed loan portfolios for compliance with underwriting policies.
- Processed loan applications and monitored progress from start to finish.
- Participated in ongoing training programs to stay current on industry best practices, regulations, and emerging trends in loan analysis.
Education
Master of Science - Town And Country Planning
University For Development Studies
07.2021
General Science (WASSCE) - undefined
T.I. Ahmadiyya Senior High School
07.2015
Skills
- Excellent analytical skills and problem solving ability;
- Detail oriented with the ability to manage multiple tasks simultaneously;
- Ability to pay close attention to detail;
- Excellent time management skills;
- Excellent firefighting skills
- Ability to perform routine maintenance on equipment when necessary;
- Excellent organizational skills;
- Proficient in the use of Microsoft Office products including spreadsheet applications such as Ms Excel; and
- Ability to be self-directed while working independently
- Teamwork and collaboration
- Fast learner
- Problem-solving
- Computer skills
- Team collaboration
- Goal-oriented mindset
- Interpersonal and social skills
- Client relationships
- Flexible schedule
- English fluency
- Microsoft Office Suite
- Social media
- Verbal and written communication
- Budget tracking
- Interpersonal skills
- Analytical thinking
- Multitasking
Certification
- Awards: Awarded a Second-Class Bachelor in Town and Country Planning at the University for Development Studies, Ghana.
- Certificate: House Prefect Certificate at T.I. Ahmadiyya Senior High School, 2015. For good leadership and
Languages
English
Native or Bilingual
Interests
- Video Gaming
- 3D Printing
- Video Game Design
- Homelessness Outreach
- Volunteer Work
- Volunteering at community kitchens and food-related charities
- Enjoy participating in overall physical and mental well-being
- Gym Workouts
- Volunteer Travel
Timeline
Loan Analyst
Consolidated Bank Ghana
11.2021 - 01.2023
Intern
Lands Commission
03.2018 - 01.2019
General Science (WASSCE) - undefined
T.I. Ahmadiyya Senior High School
Master of Science - Town And Country Planning
University For Development Studies
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