Moiz Danish

MBN is a robust, family-owned construction and contracting group comprising multiple specialized entities. The parent company operates as a qualified government contractor, undertaking substantial civil construction, roadway development, and facility maintenance projects for prominent clients such as TxDOT, Metro Harris County, and the City of Pasadena. Complementing these core operations, affiliated companies focus on residential construction, comprehensive remodeling services, and construction equipment rental.

As the inaugural external Chief Financial Officer, I was directly engaged by the ownership to establish a sophisticated finance function within this dynamic family business. My role involves close collaboration with the CEO to not only fortify our financial infrastructure but also to strategically manage existing investments and provide rigorous business evaluations for prospective investments and acquisitions, thereby guiding the group's expansion and value creation efforts. Led the transformation of the finance function for a multi-entity construction group with > $27M annual revenue, establishing structured financial governance, strategic planning, and performance management across government and private-sector operations.

· Strengthened full-cycle accounting and multi-entity financial management and monthly management reporting, including project costing, WIP reporting, revenue recognition, consolidation with YTD and PY comparison and analysis.

· Migrated financial operations from QuickBooks Desktop to QuickBooks Suite, significantly improving financial visibility, reporting accuracy, internal controls, improved work flow approvals, and executive-level decision support.

· Implemented robust project-level cost control and profitability monitoring, enhancing transparency of contract performance and protecting expected gross margins across complex construction projects.

· Designed and executed advanced cash flow and working capital strategies, improving liquidity, optimizing fund utilization, and minimizing reliance on bank credit facilities while supporting record topline and profit growth.

· Built and managed strategic financial relationships with banks, key customers, and major vendors, supporting financing negotiations, credit optimization, and stronger commercial partnerships.

· Led financial evaluation, due diligence, and negotiation support for potential acquisitions and strategic investments, while advising owners and board on business expansion, capital allocation, and long-term value creation.

Collaborated with project operations and customer compliance teams to finalize project closeouts.

ADGC KSA expanded its operations in Saudi Arabia in 2019. Despite initial setbacks due to COVID-19, the ambitious expansion plans regained momentum and entered the execution phase in early 2022. Joining in January 2023 as the Department Head of Finance KSA, I was tasked with establishing a robust and efficient local finance function. Working closely with the Country Manager and reporting directly to the Group CFO at the Head Office in the UAE, I oversee all day-to-day financial operations with my team of 9+ subordinates and represent KSA business and KSA Finance function at all levels and forums within KSA and UAE.

· Established the foundational financial function to ensure timely and efficient data capture, enabling accurate monthly and quarterly reporting in compliance with IFRS and group reporting requirements.

• Developed and implemented comprehensive financial strategy internally and set the right base to support the company's growth and operational goals

· Planned and spearheaded the successful implementation of an ERP system along with robust internal controls and SOPs.

· Implement best practices to ensure compliance with Internal Control over Financial Reporting (ICFR) and ERM requirements outlined in the SOX and COSO framework.

· Established KSA local Finance Committee, and conducting monthly meetings to present Monthly/ YTD performance, with an organized agenda of business Issues and approvals requests with GCFO, GCOO and other stakeholders.

· Developed comprehensive bottom-up annual and dynamic five-year projections to formulate both standalone and consolidated budgets, aligning with organizational strategic objectives with multiple scenarios.

· Instituted an in-house tax function to manage monthly VAT and WHT reporting and ensure full compliance with ZATCA requirements, including E-invoicing.

· Spearheaded a cost optimization plan to streamline operational expenses resulted in the savings of 1.2 M USD from Financial initiatives out of overall savings of around 2M USD in FY23.

· Opex saving, right cost classification/recognition and efficient accounting/financial reporting results in enhancing EBITA and meeting the yearly EBITA targets by 95%

· Submit Business plans of acquisitions to the management and Investment Committee after evaluating and reviewing each case by given criteria (Required IRR, NPV, Free cashflows and Payback) and conduct yearly post investment reviews for management and Ex-Com.

· Oversaw post-approval controls and monitored CAPEX, conducting post-investment reviews with senior management.

· Designed reporting packages for monthly and quarterly business reviews and to support external audits on a quarterly basis.

· Cultivated and managed strong relationships with numerous local and international banks for both funded and non-funded facilities and banking products.

· Provided insights and recommendations to key management regarding business financial and operational performance.

· Implemented project-wise control over CWIP and Capitalization through defined methodologies and approval matrices.

· Manage Cashflow for Working Capital and Capex requirements monthly and quarterly.

· Part of ELT (Executive Leadership Team) and Support GCFO and GM KSA in Excoms, ELT, and Board Meetings at the group level.

I joined the healthcare (Tibbiyah) division of Al Faisaliah Group (AFG), where I reported directly to the CFO, COO and in dotted line to CEO and GCFO, leading a team of 13 subordinates responsible for managing the portfolios of six companies.

This included standalone operations and two joint ventures, requiring consolidated accounting, audits, and preparation of monthly, quarterly, and yearly reporting decks

Notable companies in our portfolio included a joint venture with Philips Healthcare KSA and international principle partners such as Smith & Nephew, Medtronic, BD Becton Dickinson, and Stryker.

· Managed the annual budgeting process to monitor business performance and ensure the healthcare division met its financial targets

· Led monthly, quarterly, and yearly closing and reporting processes, aligning reporting packs with organizational and group requirements for acquisitions, joint ventures, and merged businesses.

· Managed relationships with ZATCA, external auditors (EY, KPMG, PwC, & GT), consultants, vendors, and banks, handling various technical and operational matters such as audits, VAT filings, Zakat filings, withholding tax reporting, custom reconciliations, actuarial tasks, and transfer pricing assignments.

· Ensured compliance with IFRSs (9, 10, 15, and IAS 16, 37) for standalone and consolidated reporting.

· Implemented new ZATCA guidelines related to VAT, WHT, and E-Invoicing for the holding company and business units.

· Supervised and approved GL accounts reconciliation to ensure reporting accuracy.

· Developed SOPs for the finance and shared services department.

· Served as the finance liaison for department heads involved in the organization's restructuring process for IPO and listing on the Nomu-Parallel Market of Tadawul KSA.

· Contributed to corporate strategies and long-term business plans, including M&A activities, through scrutinizing, developing, and implementing strategies for management and board presentations.

· Coordinated with senior management and cross-functional teams to facilitate collaborative planning, tracking metrics, and producing quarterly estimates of budgets.

· Monitored performance indicators, analyzing trends, and providing in-depth insights to support monthly, quarterly, and yearly reviews.

· Managed cash flow and bank facilities efficiently through cash-flow planning and scheduling.

· Assisted the CFO in analyzing, appraising, and finalizing acquisition, merger, and joint venture deals post-IPO, collaborating with external consultants as needed.

· Along with CEO,COO& CFO managed board meetings, financial steering committee sessions, audit committee sessions, investor relations meetings.

I established and managed the Financial Administration Department in collaboration with the Finance Director from the project's inception. Leading a team of 15 subordinates, I oversaw the full spectrum of accounting and financial activities for the company at both the group and consortium levels.

Controlled and reported Value Added Tax (VAT), Withholding Tax (WHT), and Corporate Tax for foreign entity to GAZT (now ZATCA).

· Controlling and Reporting of Value Added Tax (VAT), Withholding Tax (WHT), and Corporate Tax (foreign Entity) to GAZT (now ZATCA).

· Implemented VAT and IFRSs reporting mechanism in 2017/18; helped the company in GAP analysis and implementation for IFRS 15.

Established schedule for timely monthly, half-yearly, and yearly closings and reporting packages to ensure proactive reporting of activities to head office in Spain.

Ensured accuracy, completeness, and timeliness of accounting functions and reporting.

· Using SAP R/3 (Integra) and Oracle PCC for Finance and logistic module to extract accurate cost breakdowns and consumption for management reports and budgeting.

· I am also overseeing and supporting in Project Financial Planning including cash flow forecasting, budgeting and analysis of work performed vs financial performance by implementing very useful reporting packages for director project and director financial affairs.

Acted as the finance and accounting point of contact, handling internal and external activities, including statutory and internal audits.

Managed the accounting department of the company, including head office and branches, with a team of 4 subordinates and handled all operations of financial and accounting activities (AR, AP, GL, and treasury), budgeting, financial analysis for performance evaluation, and control through monitoring reports to analyze performance against established KPIs.

· Finalization of Financial statements and detailed Analysis.

· Successfully Implemented accounting controls and SOPs (procedures) within the organization.

· Supervised and reconciled all branches and consolidated accounts at monthly /quarterly and yearly closings.

Conducted business operational analysis with HOD and operations supervisors through direct meetings and ad hoc reporting.

· Sales Budgeting, Receivable management, Credit Control for big customers.

· Product Costing using standard and target costing approach and doing Operational Budgeting & Variance Reporting Monthly.

· Maintained and Developed MIS Reporting Packages as per management and organization requirements.

· Business Operational Analysis with HOD and Operations supervisors through direct meetings and ad hoc reporting as per the requirement of business owners.

· Managed Payroll of +200 Employees Via WPS Channel.

I joined ICIL Group In 2008 as an Assistant Business analyst in their operations department head office in Karachi, was working with all banks and renowned corporates of Pakistan. Initially, my job was to assist the business analyst to do Financial Analysis of their business and credit reports. With time and performance, I became a business analyst and finally after 5 years in the year 2012 I was promoted to Manager of Business operation.

· Managed business analysis for project ranking top 300 listed companies in Pakistan based on market capitalization, revenues, net worth, and net profits in 2007/08.

· Overall Business Operations Management Against Established KPIs.

· Business analysis for independently reconciling financial statements of SMEs for business and financial forecasting on behalf of banks and other institutions.

Conducted business analysis for ERP development and implementation.

· Business analysis for independently reconciling financial statements of SME`s for business and financial forecasting on behalf of banks and other institutions.

· Business analysis of business for ERP development / Implementation. (Occasionally).

· Interpretation of Financial Statements of different companies for different assignments on different methodologies.

· Maintained Consolidated Expense Control Sheet of Individual Branches & head Office.

· Budgeting & Budgetary Monitoring of PKR 5m/year.

· Reviewed credit and business analysis for over 1500 companies worldwide for credit and business information reports.

· Supervised and Managed accounts payable ($60,000+ /year) and accounts receivable (PKR 5m/year).

· Managed A/R and A/P with a team of 2 people

· Checked the Credit and Business Analysis for more than 1500 different companies of the world for Credit and Business information Reports.

· Staff Performance Evaluation and appraisals Management.

It was my first job and was started before my graduation, Agrimark was a small family-owned trading agro-chemicals company. I was assisting the Manager who was taking care of the accounting department in day-to-day activities (Treasury, Posting & Reporting).

· Assist Manager Accounts in Preparing Financial Statements Manually.

· Vouching, Invoicing, Data Entry [ Manual & Accounting Software (Peachtree)]

· Manual Database Management, for reconciliation and Backup Journal Posting in Accounting Software (Peachtree)

Supported preparation of financial statements, ensuring accuracy and compliance with accounting standards.

· Credit Control/Monitoring.

Compiled consolidated sales reports to provide insights on business performance.

· Retail Shop Cash and Stock Management