Monica Mosley
Summary
Motivated professional offering proficiency in data entry combined with strong analytical thinking skills. Personable team player with exceptional customer service abilities. Fast learner and committed to continuous, self-directed learning. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. A hardworking and passionate job seeker with strong organizational skills. Ready to help the team achieve company goals.
Overview
21
21
years of professional experience
Work History
Judiciary Clerk
The State Of New Jersey
01.2023 - Current
- Coordinated and prepared exhibits and other materials for hearings.
- Prepared bench memoranda and bench briefs for judges on various legal issues.
- Attended depositions and drafted comprehensive summaries for review.
- Managed court sessions, maintaining attendant records for court proceedings.
- Proven ability to learn quickly and adapt to new situations.
- Gained extensive knowledge in data entry, analysis and reporting.
- Ran errands and provided general office support in a professional environment.
- Paid attention to detail while completing assignments.
- Proved successful working within tight deadlines and a fast-paced environment.
- Passionate about learning and committed to continual improvement.
Post Closer
The Money Store Mortgage
01.2021 - 10.2022
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Prepared loan packages and closing instructions for bank employees.
- Reviewed and validated details of loan applications and closing documentation.
- Completed post-closing quality control evaluations of originated mortgage loans.
- Worked with warehouse banks to manage shipment of collateral documents.
- Checked accuracy and completeness of all paperwork.
Mortgage Loan Funder
MDE Home Loans
09.2020 - 12.2020
- Reviewed loan files and updated to match current standards.
- Checked loan documents for accuracy prior to closing.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Compiled closing packages for drafting and presentation accuracy.
- Worked with warehouse banks to manage shipment of collateral documents.
Allocation Analyst
MLB Residential Lending
07.2019 - 09.2020
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
- Prepared loan packages and closing instructions for bank employees.
- Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
- Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
- Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
- Compiled closing packages for drafting and presentation accuracy.
- Checked loan documents for accuracy prior to closing.
Loan Servicing Specialist
Homebridge Financial
02.2015 - 07.2019
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
- Offered friendly and efficient service to customers, handled challenging situations with ease.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
- Submitted loan applications to underwriter for verification and recommendations.
- Monitored performance of existing loan portfolios to identify and address any issues.
- Maintained strict confidentiality of bank records and client information.
- Developed strong relationships with customers through high levels of customer service.
- Collaborated with other departments to promptly process loan applications.
Loan Servicing Specialist
Weichert Financial Services
Parsippany, NJ
09.2002 - 10.2013
- Proved successful working within tight deadlines and a fast-paced environment.
- Offered friendly and efficient service to customers, handled challenging situations with ease.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
- Managed disbursements, cut and processed checks and mailed correspondence.
- Completed post-closing quality control evaluations of originated mortgage loans.
- Prepared loan packages and closing instructions for bank employees.
- Reviewed and validated details of loan applications and closing documentation.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
Education
High School Diploma -
Morristown High School
Morristown, NJ06.1997
Skills
- Advanced Clerical Knowledge
- Encompass (Mortgage Software)
- Microsoft Office
- Excellent Communication Skills
- Mail Handling
- Email Communication
- Document Scanning
- Filing
- Postage Meter
- Data Integrity
- Error Identification
- Attention to Detail
- Multitasking Abilities
- Critical Thinking
- Data Entry
Certification
- GLB privacy act
- Truth In lending act
- Real estate settlement procedures act Reg X
- Equal credit opportunity act; fair credit reporting act
- Fair housing act; Ethics for Bankers; The safe act
- Residential mortgage ABC mortgage regulations.
- Understanding of current mortgage compliance and regulatory requirements (ex: RESPA, REG Z, ECOA, Fair Lending, TRID, and etc.)
Timeline
Judiciary Clerk
The State Of New Jersey
01.2023 - Current
Post Closer
The Money Store Mortgage
01.2021 - 10.2022
Mortgage Loan Funder
MDE Home Loans
09.2020 - 12.2020
Allocation Analyst
MLB Residential Lending
07.2019 - 09.2020
Loan Servicing Specialist
Homebridge Financial
02.2015 - 07.2019
Loan Servicing Specialist
Weichert Financial Services
09.2002 - 10.2013
High School Diploma -
Morristown High School
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