MONIKA KARBOWSKA
CHURCHVILLE,PA
Summary
Dynamic Senior Financial Associate with a proven track record at Mid Penn Bank, excelling in cash flow management and customer service. Expert in financial analysis and reporting, driving strategic decisions that enhance operational efficiency. Recognized for fostering teamwork and collaboration, while consistently delivering high-quality results in fast-paced environments.
Overview
16
16
years of professional experience
Work History
Senior Financial Associate
Mid Penn Bank
01.2022 - Current
- Analyzed financial data to identify trends and inform strategic decision-making.
- Developed comprehensive financial reports to support management in budgeting processes.
- Managed client accounts, ensuring timely resolution of inquiries and adherence to regulatory standards.
- Conducted risk assessments to mitigate potential financial discrepancies across various portfolios.
- Opened accounts for new and existing customers and assisted customers in completing application forms.
- Provided financial reports and interpreted financial information to managerial staff while recommending further courses of action.
- Administered account transactions with customers and assisted in generating sales opportunities.
- Maintained knowledge of new investment products and assisted in developing sales strategies.
- Recorded deposits, reconciled monthly bank accounts and tracked expenses.
Universal Branch Associate
Pfcu
09.2009 - 12.2021
- Assisted members with account inquiries and transactions, ensuring prompt resolution of issues.
- Educated clients on financial products and services to enhance member engagement.
- Processed loan applications and account openings, maintaining compliance with regulatory standards.
- Collaborated with team members to streamline branch operations, improving workflow efficiency.
- Implemented strategies for cross-selling products that increased overall member satisfaction.
- Supported branch management by completing operational tasks such as balancing cash drawers, preparing reports, and maintaining records.
- Assisted in the opening of new accounts, ensuring accurate documentation and compliance with bank policies and regulations.
- Boosted branch sales by actively promoting bank products and services to existing clients and prospects.
- Continuously updated knowledge of banking products, services, policies, and procedures through regular training initiatives offered by the institution.
- Collaborated with team members to create a positive work environment, fostering strong professional relationships among colleagues.
Education
Associate of Arts - English Language And Literature
SCHOOL OF LINGUISTICS
POLAND06-2001
Skills
- Cash flow management
- Audit support
- Financial software
- Cost analysis
- Cash reconciliation
- Account reconciliation
- Organization skills
- Teamwork and collaboration
- Customer service
- Problem-solving
- Attention to detail
- Multitasking
Languages
Polish
Native or Bilingual
Timeline
Senior Financial Associate
Mid Penn Bank
01.2022 - Current
Universal Branch Associate
Pfcu
09.2009 - 12.2021
Associate of Arts - English Language And Literature
SCHOOL OF LINGUISTICS
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