Morgan Mallard
Yukon,OK
Summary
Qualified mortgage professional with over 7 years of experience and a robust background in several different areas of the mortgage industry. Skilled in loan structuring and embodying professionalism, I excel in fast-paced environments, achieving significant milestones with a detail-oriented approach.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
8
8
years of professional experience
Work History
Jr. Loan Underwriter/ Doc Handling Team Lead
Mortgage Connect (Formerly Adfitech Inc.)
03.2020 - Current
- Assisted in the implementation of new underwriting tools and technologies, optimizing workflow within the department.
- Enhanced underwriting efficiency with thorough risk assessments and timely decision making.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Compiled closing packages for drafting and presentation accuracy.
Owner
Orion's Belt Vintage
09.2022 - Current
- Expanded retail business through effective marketing campaigns and ongoing promotions.
- Managed inventory efficiently, ensuring optimal stock levels and minimizing waste.
- Maximized profitability by setting and enforcing stringent budgetary guidelines for the efficient allocation of resources.
- Implemented inventory management systems which reduced storage costs while maintaining adequate stock levels for seamless business operations.
- Managed purchasing, sales, marketing and customer account operations efficiently.
- Implemented business strategies, increasing revenue, and effectively targeting new markets.
Jr. Loan Processor
American Mortgage Bank
07.2019 - 03.2020
- Identified potential issues within the loan pipeline early on, allowing for proactive resolution before impacting deadlines or client satisfaction.
- Reduced processing time for loan applications by maintaining organized files and promptly responding to inquiries.
- Provided ongoing training to new hires within the department while sharing expertise among peers to foster a collaborative work environment.
- Utilized advanced software tools to efficiently manage large volumes of loan applications, reducing administrative burdens on team members.
- Supported senior processors with complex loan files, ensuring timely completion and accurate information submission.
- Attended industry workshops and conferences to stay current on best practices, applying new knowledge to daily tasks.
Mortgage Loan Closer
Adfitech Inc.
06.2017 - 07.2019
- Managed a high volume of loans simultaneously, prioritizing tasks efficiently to meet deadlines consistently.
- Safeguarded regulatory compliance by staying current on industry laws, policies, and guidelines.
- Enhanced loan closing efficiency by streamlining the document preparation process.
- Collaborated with title companies for smooth and accurate execution of closing documents.
- Reduced errors in loan documents through meticulous review and verification procedures.
- Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.
Education
High School Diploma -
Piedmont High School
Piedmont, OK05-2017
Skills
- Customer relations
- Loan structuring
- Conflict resolution
- Critical thinking
- Risk evaluation
- Professionalism and ethics
- Detail-oriented
Timeline
Owner
Orion's Belt Vintage
09.2022 - Current
Jr. Loan Underwriter/ Doc Handling Team Lead
Mortgage Connect (Formerly Adfitech Inc.)
03.2020 - Current
Jr. Loan Processor
American Mortgage Bank
07.2019 - 03.2020
Mortgage Loan Closer
Adfitech Inc.
06.2017 - 07.2019
High School Diploma -
Piedmont High School
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