Morgan Timoney
BELLEVUE,ID
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
16
16
years of professional experience
Work History
Mortgage Loan Officer
Zions Bank
Ketchum, ID
10.2017 - 10.2023
- Developed and maintained relationships with local real estate agents.
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Helped clients fill out loan applications and find ideal loan options.
- Informed customers of application deadlines, approvals and denials.
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
- Analyzed new markets and developed referral networks to locate new loan prospects.
- Stayed abreast of lending regulations, industry trends and market rates.
Private Mortgage Banker
Wells Fargo
Ketchum, ID
03.2011 - 10.2017
- Verified client financial information to determine creditworthiness and loan eligibility.
- Located and suggested loan packages that met client needs and priorities.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
- Work in a fast-paced environment and meet closing deadlines.
- Confer with underwriters to aid in resolving mortgage application problems.
- Establish relationships with realtors, builder, and referral partners.
Personal Financial Representative
Mountain West Bank
Ketchum, ID
02.2009 - 03.2011
- Determine customers' financial services needs and prepare proposals to sell services that address these needs.
- Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night
deposits, and mail deposits. - Obtain and process information required for the provision of services, such as opening accounts, savings plans, and
purchasing bonds.
Listing Manager
Coldwell Banker
Ketchum, ID
06.2007 - 01.2009
- Promote sales of properties through advertisements, open houses, and participation in multiple listing services.
- Created and compiled advertising copy and photography for marketing purposes
- Provided maximum exposure on all listings through marketing vehicles (internet, mail outs, open house flyers, etc.)
- Compile pre-listing and listing presentations
Education
Bachelor of Science - Organzational Communications
Utah State University
Logan, UT05.2005
Skills
- Relationship Selling
- Sales Forecasting
- Market Research and Analysis
- Sales Development
- Problem-Solving
- Customer Relations
Timeline
Mortgage Loan Officer
Zions Bank
10.2017 - 10.2023
Private Mortgage Banker
Wells Fargo
03.2011 - 10.2017
Personal Financial Representative
Mountain West Bank
02.2009 - 03.2011
Listing Manager
Coldwell Banker
06.2007 - 01.2009
Bachelor of Science - Organzational Communications
Utah State University
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