M. Ryan Mckinney
Woodland Park,Colorado
Overview
29
29
years of professional experience
Work History
Division Manager
- Managed operations of 7 modular/manufactured home retail locations/dealerships
- Trained and managed retail location General Managers
- Led the design, purchase, and placement of all inventory for division
- Directed managed the division customer service and warranty departments
- Worked with Director and CEO of division planning and executing company-wide marketing campaigns
- Budgeting and profit and loss management for all location to maximize profitability.
General Manager
- Developed and managed newly purchased retail location
- Designed and managed construction of new sales center
- Hired staff of 8 including sales, service and finance positions
- Managed the sales, delivery, construction, finance and warranty work for all new sales
- Managed profit and loss for retail location working with accounting department, division manager and director of operations to maximize net profitability
- Sales, origination and processing conventional and government loans for all sales working directly with processors, underwriters, appraisers and title companies to insure timely closings with the highest level of customer satisfaction.
President
McKinney Management, Inc. (d/b/a McKinney Homes/McKinney Financial)
03.2006 - Current
- Oversee construction and site development of homes from start to delivery - manage financial aspects of business from raising capital, P&L management, and all final financial decisions
- Origination of high volume of loans thru the sales and marketing of residential properties available on site and/or for construction thru McKinney Homes
- Proficient in FHA, VA, USDA, and Conventional mortgage programs and guidelines for both single family and manufactured/modular homes in order to maximize and complete sales of units available for sale
- Determine which program will best fit customer by reviewing and analyzing the clients credit reports, income/assets and type of property being sold
- Execute 1003, collection of income/asset documentation, order all deed and title work to be performed, order appraisals, schedule closings
- Work with Loan Originator, Processor, Appraisers and Underwriters, Surveyors and local municipalities to insure the expedient closing of the loan while maintaining the highest level of customer satisfaction
- Proficient with processing and origination along with all underwriting and appraisal guidelines required for every residential program and specific to each bank and their overlays that may exist
- In depth understanding of all appraisal guidelines, specifications, and comparable requirements for all residential loan programs
- Proficient with all abstract and title requirements set forth to meet all residential mortgage programs.
Owner/Branch Manger
Amstar Mortgage
12.2004 - 03.2008
- Start-up location with a staff of six - responsible for staffing, advertising/marketing, accounting, and compliance for a mortgage brokerage specializing in all single family, multifamily and manufactured/modular homes
- Originated, processed, and funded over $3 million in residential loans on a monthly basis utilizing FHA, VA, USDA, Conventional and Subprime mortgage products available thru over 50 mortgage companies and banks located throughout the united states
- Licensed to originate, process, and fund in over 25 states.
Director of Field Operations
ARC Retail, Inc.
12.1998 - 12.2004
- Reporting directly to CEO and COO, strategically placed credit and finance applications with preferred lenders, prepared and closed loans, including title, taxes, insurance, rate participation
- Managed over 150 employees in 15 sales/retail locations and two regional service locations servicing Wyoming and Colorado, as well as an inventory of over 100 units with a net value of $25,000,000
- Developed and created a centralized finance/mortgage department that serviced 25 locations and over $20,0000 in closings a month with a staff of 15, which included but not limited to mortgage origination, processing and underwriting departments
- Created ancillary service programs such as centralized finance/mortgage division, warranty and service division and insurance division
- Supervised product design, purchasing, and placement of inventory
- Established relationships with multiple banks and lending institutions to provide financing thru construction/permanent, conventional and government loans for single and multi-family units, modular and manufactured home units
- Developed and implemented company-wide consumer centered sales, finance and service training programs to insure maximum profitability while maintaining the highest level of customer satisfaction.
Sales Manager of Community Sales
Treadwell Incorporated (Eagle Ridge Homes)
04.1995 - 12.1998
- Generated sales of manufactured homes located in seven different manufactured home communities
- Managed and trained sales and office staff
- Responsible for determining which homes to carry in inventory based on price point and demographic model.
Education
Finance/Marketing Studies -
Oklahoma Baptist University
Shawnee, OKSkills
- Staff Motivation
- Performance Management
- Performance Improvement
- Inventory Control
- Financial Administration
- Sales and Marketing Expertise
- Budget Administration
- Policy Development
- Strategic Planning
- Operations Planning
- Performance Improvements
- Customer Relationship Development
- Sales Management
Employee Trainings Created
Schnepfinger Sales System for Eagle Ridge Homes Developed Customer Centered Sales system for ARC
Presented multiple presentations and seminars regarding: Finance, Mortgages, First Time Home Buyers, Financial Management and Placement
Timeline
President
McKinney Management, Inc. (d/b/a McKinney Homes/McKinney Financial)
03.2006 - Current
Owner/Branch Manger
Amstar Mortgage
12.2004 - 03.2008
Director of Field Operations
ARC Retail, Inc.
12.1998 - 12.2004
Sales Manager of Community Sales
Treadwell Incorporated (Eagle Ridge Homes)
04.1995 - 12.1998
Division Manager
General Manager
Finance/Marketing Studies -
Oklahoma Baptist University