Summary
Overview
Work History
Education
Skills
Timeline
Generic

Muhammad Asif

Marietta,GA

Summary

A Career Job that will capitalize on acquired expertise and experience with career growth potential. Possess excellent analytical with diverse exposure and high rated interpersonal and communication skills. Potential to provide highest standard of services in accordance with the standards implemented in the firm. Ability to handle multiple tasks in real time situation and work in teams and groups both as a team leader and a team player. Possess excellent analytical skills with diverse exposure and good interpersonal skills. Potential to provide highest standard of services in accordance with the standards implemented in the firm. Ability to handle multiple tasks in real time situation and work in teams and groups both as a team leader and a team player. Resourceful Manager offering history of success coordinating and monitoring operations across various departments. Effective leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Highly committed with hardworking mentality to maintain quality of services and products.

Overview

22
22
years of professional experience

Work History

Comptroller

Used Imports Auto LLC
01.2014 - 02.2023
  • My job responsibilities include the following:
  • Set aggressive targets for employees to drive company success and strengthen motivation.
  • Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty.
  • Assisted in organizing and overseeing assignments to drive operational excellence.
  • Controlled finances to lower costs and keep business operating within budget.
  • Updated reports, managed accounts, and generated reports for company database.
  • Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
  • Analyzed examination findings to identify areas of concern, determine methods of resolution and recommend appropriate courses of action to remedy deficiencies.
  • Analyzed business processes to identify cost savings and operational efficiencies.
  • Supervision of staff, dealership operations and resolution of issues
  • Supervise and Maintain CIT
  • Appraising Vehicles, Take Deal related decisions on case to case basis
  • Make sure all deals are compliant with all required legal documentation
  • Manage daily financial transactions end to end Ensure compliance of internal business policies
  • Bank and Funding Reconciliation
  • Cash and Credit Management Taking care of all day-to-day banking transactions
  • Handling and processing all back-end product claims
  • Updating all entries in general ledger and also handling financial audit
  • Handling floor plans and audit
  • Processing Payroll Vendor Management Interact with different departments for resolution of pending legal, corporate, auction related issues
  • Supervise titles handling unit
  • Working experience on software systems such as AS400, Frazer, Dealer Track system, DealerSocket, DealerCarsearch, Titletec, CVR and DLRDMVsystems

Assistant Manager

HSBC Bank Middle East Limited
08.2006 - 12.2013
  • Operations, Karachi August ‘06 to December, My job responsibilities include the following:
  • Prepare facility offer letters for renewal of existing limits and for fresh approved facilities
  • Preparing security related documentation as per approved facility structure for Corporate Institutional Banking, Corporate Middle Market Banking, Financial Institutions & Business Banking Unit
  • Scrutiny of Syndicate finance documents
  • Implementation of Limits, enhancement / reduction of limits, interest rate maintenance on HUB (The Hongkong Universal Banking) system
  • Maintenance of securities on HUB and their lodgement in safe custody
  • Registration of Hypothecation, Mortgage charges with the Securities and Exchange Commission of Pakistan (SECP)
  • Marking of lien on deposits/shares and Pledge of goods under banks effective control through banks appointed muccadam
  • Review and follow-up of security exception & limit excess reports with relationship managers
  • Coordinate with lawyers for any necessary change in documents in order to secure the banks risk in line with legal requirements
  • Monthly, Quarterly & half yearly reporting to the State Bank of Pakistan (SBP)

Foreign Trade Officer

KASB Bank Limited
09.2005 - 07.2006
  • Handling of Export FBP/FDBC/Advance Payment documents till realization
  • Scrutiny of Export Documents as per Letter of Credit
  • Negotiation of Exchange Rate with Treasury as well as Customer for discounting/negotiation the export documents
  • Handling Local Bills transaction, Collection & Negotiations
  • Maintaining/Issuance/Certification of ‘E’ forms & its follow up
  • Preparation of Statements related with FBP/FDBC for Head Office and SBP
  • Preparation of all other Statements related with import & Export documents.

Credit Officer

KASB Bank Limited
04.2005 - 08.2005
  • Review and analyzing branch proposals of south region
  • Prepare recommendations and approvals of branch proposals
  • Actively interact with Credit Risk Department and Credit Administration Department regarding the shortfalls and requirements by the said departments
  • Prepare post facto branch ratifications of south region.

Credit Administration Officer

Crescent Commercial Bank Limited, Trust Commercial Bank Ltd, Commercial Bank Ltd
10.2004 - 03.2005
  • Preparation of periodic statements for State Bank
  • Preparation of periodic & consolidated reporting for management info
  • Bank’s Staff Loans Documentation
  • Preparation of periodic reporting for House Finance & SME’s
  • CIB reporting to State Bank.

Accounts Officer

Trust Commercial Bank Ltd, Trust Investment Bank Ltd. Doha Bank Ltd, Fidelity Investment Bank Ltd
03.2002 - 10.2004
  • Money Market:
  • Preparation of weekly reporting for State Bank
  • Preparation of Daily Banks and Fund Position
  • Money & Capital Market Settlement
  • Accounts: Preparation of periodic financial statements & other related management info including cash flow statements, branch reporting, bank reconciliation & information for Internal & External Auditors.

Internal auditor

Fidelity Investment Bank Limited
09.2000 - 02.2002
  • Engaged in operations relating to Leasing, Brokerage House, Modaraba and Money Market
  • Responsibilities included adherence to management policies & prescribed procedures and ensuring presence of internal controls in all operations

Education

Masters in Business Administration - Banking & Finance

Muhammad Ali Jinnah University
KARACHI, PAKISTAN
2008

Bachelor of Commerce -

Government Premier College
KARACHI, PAKISTAN
1999

Skills

  • Good working knowledge of AS400, Frazer, Dealer Track, Windows 2000, Office XP and related applications
  • Staff Supervision
  • Time Management
  • Managing Multiple Priorities
  • Monetary Transactions
  • Vendor Negotiations
  • Payroll Preparation
  • Accounts Payable and Accounts Receivable
  • Cost Control

Timeline

Comptroller

Used Imports Auto LLC
01.2014 - 02.2023

Assistant Manager

HSBC Bank Middle East Limited
08.2006 - 12.2013

Foreign Trade Officer

KASB Bank Limited
09.2005 - 07.2006

Credit Officer

KASB Bank Limited
04.2005 - 08.2005

Credit Administration Officer

Crescent Commercial Bank Limited, Trust Commercial Bank Ltd, Commercial Bank Ltd
10.2004 - 03.2005

Accounts Officer

Trust Commercial Bank Ltd, Trust Investment Bank Ltd. Doha Bank Ltd, Fidelity Investment Bank Ltd
03.2002 - 10.2004

Internal auditor

Fidelity Investment Bank Limited
09.2000 - 02.2002

Masters in Business Administration - Banking & Finance

Muhammad Ali Jinnah University

Bachelor of Commerce -

Government Premier College
Muhammad Asif