Muhammad Usman Zia
Spring,TX
Summary
Analytical Financial Analyst skilled in forecasting, risk management, and data analysis. Excel in problem-solving, critical thinking, and communication to drive business success.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Financial Professional Associate
New York Life Insurance Co
Houston, TX
09.2024 - 01.2025
- Delivered customized financial and insurance advice to individuals, business owners, and retirees.
- Guided clients in enhancing their financial management through strategic investment advice.
- Provided detailed insurance quotations during online meetings for clear decision-making.
- Increased client engagement by educating them on solutions for their insurance and financial planning requirements.
Financial Analyst
Mozack
10.2023 - 05.2024
- Conducted financial analysis and market research, enhancing data interpretation for investment choices.
- Developed and sustained financial models, forecasts, and reports for budget planning.
- Collaborated with diverse teams to evaluate financial data, optimizing departmental insights.
- Conducted in-depth analysis of industry trends and economic indicators, resulting in a 10% revenue increase.
- Analyzed financial reports and economic indicators to identify potential investment risks and opportunities.
- Provided actionable recommendations through coordination with diverse departments, mitigating market exposure effectively.
Financial Analyst
Alfalah Securities
04.2023 - 09.2023
- Performed primary and secondary research on cement sector demand and supply dynamics.
- Constructed a comprehensive 5-year financial model for a cement company.
- Performed detailed financial modeling for risk identification and quantification.
- Analyzed asset performance to support trading team in making informed investment decisions.
- Oversaw real-time market data and issued trade recommendations to clients and internal teams.
Tax Associate
Moore Stephens
12.2022 - 03.2023
- Ensured successful monetary clearing on FBR platform for tax relief purposes.
- Prepared and reviewed individual and business tax returns for accuracy.
- Executed comprehensive tax research for accurate client advisement on minimizing liabilities.
- Created comprehensive summary sheet for PSID and CPR as required by Section 149.
- Contributed to preparing tax returns alongside compliance documents.
Accounting Associate
Ernst & Young
05.2022 - 10.2022
- Prepared vendor data sheet for evaluation of active taxpayer classification.
- Managed customer clearance processes within SAP systems.
- Performed invoice audits to examine quantities ordered, pricing per unit, total amounts before and after taxes.
- Conducted comprehensive reviews inspecting tax rates, quantities, units, and prices in purchase orders.
- Executed thorough audits through data extraction and analysis from SAP systems.
- Reviewed and verified general ledger figures against monthly bank account statements for accuracy.
- Enhanced departmental organization by keeping precise financial transaction records.
- Ensured confidentiality and professionalism while dealing with sensitive financial data.
Education
BBA - Finance
Bahria University
Pakistan01-2024
Skills
- Strategic Financial Planning
- Strategic Insurance Solutions
- Budget Forecasting
- Financial Asset Distribution
- Strategic Tax Planning
- Financial Budgeting Expertise
- Power BI Proficiency
- Microsoft Application Skills
- Experience in Financial Services
- Liquidity Management
- Financial Statement Analysis
Certification
- Life, Accident, Health & HMO
- Preparing for CFA level 1
- Corporate Financial Statement Analysis
- Financial Modeling
Accomplishments
- Improved financial forecasting accuracy by 15%, enabling better decision-making and budget allocation.
- Identified and mitigated financial risks, reducing potential losses through strategic analysis and proactive solutions.
- Streamlined financial reporting processes, cutting analysis time by, improving productivity and data accuracy.
- Provided data-driven insights that contributed to revenue growth by identifying key financial trends and investment opportunities.
Timeline
Financial Professional Associate
New York Life Insurance Co
09.2024 - 01.2025
Financial Analyst
Mozack
10.2023 - 05.2024
Financial Analyst
Alfalah Securities
04.2023 - 09.2023
Tax Associate
Moore Stephens
12.2022 - 03.2023
Accounting Associate
Ernst & Young
05.2022 - 10.2022
BBA - Finance
Bahria University
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