Mykeya Williams

• Conducted initial review of Periodic KYC Reviews.
• Identified key risks in the current client lifecycle management process.
• Ensured the client vetting data and documentation processing comply with regulations, guidelines standards and policies.
• Conducted completion of final Due Diligence Checklist and negative news searches.
• Maintained subject matter expertise of applicable anti-money laundering laws, regulations and supported the Front Office by providing KYC compliance requirements.
• Reviewed higher and high-risk client relationships to ensure that client due diligence is complete accurately, and whether the client's actual activity was consistent to the client's expected activity.
• Review DCI, risk factors, negative news/adverse news
• Review TMO for transitional activities
• Complete narrative and Identify information for legal entities and documentary verification through open source searches
• Reporting escalations for bank risks and closure of accounts

• Supporting Customers by verifying all the required elements to open / maintain the account
• Collecting and analyzing basic identity information following standard Know Your Customer (KYC) procedures from approved internal and external data sources
• Managing work queues across processes and prioritizing to minimize operational impact
• Working knowledge of AML/Financial Crime red flags, risks, investigation processes and reporting requirements
• Working alerts/cases in case management systems and utilizing vendor-based research systems
• Reviewed 12 alerts per day to clear or escalate specific cases
• Diligently investigated institutional activities to verify the legality of transactions, write SARs reports
• Completed all required paperwork within anticipated timeframes.

• Centralized documentation department perform pre-funding QC - Conduct pre-funding loan file quality control reviews, including review of credit report, appraisal, occupancy, red flags, underwriting and compliance
• Prepare loan documents for various types of loans including Commercial Real Estate, Commercial Term Loans and Revolving Lines of Credit, Residential Construction, Lines of Credit, Consumer Loans, Consumer Real Estate Loans, SBA loans, and Letters of Credit in an accurate and timely manner
• Review attorney prepared loan documents for accuracy
• Produce renewal and/or change in terms loan documents as needed
• Perform Pre-Funding loan documents review for other Pre-Funding Specialist prior to closing
• Ensure proper approvals are on credit memos and verify loan document guidelines are accurate
• Coordinate with title company, lending assistant, loan officer and commercial attorney to ensure they are ready for closing
• Finalize Pre-Funding checklist to confirm terms match loan approval, all closing documents have been executed, settlement statement is what was pre-approved
• Communicates with Loans assistants, Lenders, and third-party originating entities/vendors
• Other project and tasks as may be assigned by management.

• Conduct research over available Bank systems, the Internet and Commercial Databases consistent with the resolution of case reviews and investigations
• Collect and examine financial statements and documents to assist in identifying unusual transaction patterns
• Document and report the review/investigation findings and prepare case files with required supporting documentation (e.g
• Media search results, copies of statements/checks, results from internal system searches etc.) Follow-up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case
• Liaise with other FIU units, Advisory, Business Compliance teams, CSIS, FIU Legal, GIU, and Law Enforcement
• Draft and file Suspicious Activity Reports (SARs) consistent with FinCEN requirements Recommend relationship retention or termination and track account closures as required.
• Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
• Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.