Skilled professional with experience in collections, customer service and data entry. Exceptional interpersonal and problem-solving skills. Effectively mediates customer disputes and collects payment in timely manner.
Overview
15
15
years of professional experience
Work History
Collections Specialist 1
M&T Bank, Remote/Maryland
10.2020 - Current
Initiate contact with consumer borrowers that are in the early stage of delinquency; assess the prospect of repayment and arranging repayment schedules or other solutions such as: Loan Workout, Alternative Lending, Consumer Credit Counseling Services or Extensions
Document outcomes of all calls
Accept inbound calls from various internal departments as well as customers; respond to questions regarding all Consumer products at various stages of delinquency
Identify suspect situations (i.e
Fraud, lack of insurance) and investigate exposure, escalating issues to management along with recommendation of course of action
Utilize internal collections systems and accounting systems for all loan types
Identify and resolve problematic account situations where appropriate referring more complex problems to the supervisor and understand the workflow necessary for account maintenance/corrections
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Promote an environment that supports diversity and reflects the M&T Bank brand
Complete other related duties as assigned.
M&T Bank, Float/Maryland
08.2019 - 10.2020
Build trust with current clients through regular proactive outreach by email or phone
Develop new customer relationships through outbound calling
Support branch goals by identifying sales, service and referral opportunities
Complete basic customer research to recommend new solutions and drive informed discussions of customers’ financial goals
Schedule, prepare for, and lead appointments with current and prospective customers
Deliver customer solutions in their moments that matter
Educate customers so they understand their options, making recommendations when appropriate
Identify M&T team members who can solve complex customer problems
Support operational needs such as cash ordering, vault, ATM, wire transfer, Know Your Customer (KYC), Anti-Money Laundering (AML), fraud prevention, and compliance-related tasks
Support a diverse environment that supports the M&T Bank brand
Complete required training under the Federal SAFE Act
Server, Bartender and Key (Hourly Manager)
Copper Canyon Grill
09.2008 - 06.2023
Oversees food preparation, ensuring compliance with health, safety, food handling, and hygiene standards
Ensures customer satisfaction with all aspects of the restaurant and dining experience
Handles customer complaints, resolving issues in a diplomatic and courteous manner
Ensures compliance with alcoholic beverage regulations
Estimates food and beverage costs
Manages inventory and purchases food and supplies
Conducts daily inspection of restaurant and equipment to ensure compliance with health, safety, food handling, and hygiene standards
Periodically evaluates restaurant equipment for repairs and maintenance; schedules for service
Collaborates with chefs to develop appetizing menus
Maintains sales records and tracks cash receipts
Prepares and submits operations reports and other documentation requested by the regional manager
Performs other duties as assigned.
Performed opening and closing duties, printing sales reports, setting up for incoming shift, preparing cash drawers, and taking inventory.
Served high customer volumes during special events, nights, and weekends.
Fusion Grill
03.2013 - 04.2014
Oversees food preparation, ensuring compliance with health, safety, food handling, and hygiene standards
Ensures customer satisfaction with all aspects of the restaurant and dining experience
Handles customer complaints, resolving issues in a diplomatic and courteous manner
Ensures compliance with alcoholic beverage regulations
Estimates food and beverage costs
Manages inventory and purchases food and supplies
Conducts daily inspection of restaurant and equipment to ensure compliance with health, safety, food handling, and hygiene standards
Periodically evaluates restaurant equipment for repairs and maintenance; schedules for service
Collaborates with chefs to develop appetizing menus
Maintains sales records and tracks cash receipts
Prepares and submits operations reports and other documentation requested by the regional manager
Performs other duties as assigned.
Education
Mass Communication Online
University of Maryland Global College
2026
Skills
Proficient in
Microsoft Outlook, Word, Works, Excel, and PowerPoint
Analytical and Critical Thinking
Team Oriented
Environmental Monitoring
Patient Relations
Timeline
Collections Specialist 1
M&T Bank, Remote/Maryland
10.2020 - Current
M&T Bank, Float/Maryland
08.2019 - 10.2020
Fusion Grill
03.2013 - 04.2014
Server, Bartender and Key (Hourly Manager)
Copper Canyon Grill
09.2008 - 06.2023
Mass Communication Online
University of Maryland Global College
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