Dynamic and results-oriented professional with a proven track record of exceeding performance goals and driving operational success. Adept at leveraging analytical skills and a collaborative approach to solve complex problems and improve processes. Recognized for exceptional communication abilities, fostering positive relationships across organizational levels. Committed to continuous learning and development, ready to bring a wealth of experience to diverse roles in any forward-thinking organization.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Licensed Auto Adjuster
Allcat Claims Service on behalf of USAA
San Antonio, TX
05.2023 - Current
Investigated and analyzed auto insurance claims to determine validity, accuracy, and coverage.
Analyzed policy language to ensure compliance with state regulations and company policies.
Negotiated settlements with claimants when appropriate.
Managed multiple cases simultaneously while meeting established deadlines.
Processed payments according to terms outlined in policy contracts.
Researched and verified insurance policy coverage.
Negotiated settlements with customers and lien holders paid out total loss settlements and obtained necessary documents to process titles for branding.
Assisted attorneys in claimant defense if claim is contested.
Maintain quality standards by reviewing claims while working off project list.
Evaluated claims for possible fraud, contacting appropriate department for assistance and further investigation.
Grocery Store Owner
Nada Food Mart
San Antonio, TX
02.2013 - 02.2016
Developed strategies to increase sales and improve profitability.
Managed financial activities such as budgeting, forecasting, cash flow management, and accounting.
Ensured compliance with all local health codes and safety regulations in the store.
Collaborated with vendors to negotiate pricing for products purchased by the store.
Implemented cost-saving measures throughout the business while maintaining high standards of quality service.
Provided leadership support during times of transition within the organization.
Supervised day-to-day operations of the grocery store, including stocking shelves, hiring and training staff, and resolving customer complaints.
General Manager
TMX Finance of Texas
San Antonio, TX
01.2011 - 03.2013
Developed and implemented effective financial planning strategies to ensure the smooth running of operations.
Analyzed financial data to identify potential cost savings opportunities and areas for improvement.
Prepared monthly, quarterly, and annual reports on financial performance and projections.
Monitored internal controls in order to ensure accuracy of reporting and compliance with applicable laws and regulations.
Managed accounts payable and receivable activities including invoice processing and payments.
Approved and qualified applications for financing, closed sales contracts while complying with state laws.
Coached, mentored and trained team members in order to improve their job performance.
Provided leadership during times of organizational change or crisis situations.
Scheduled interviews for potential candidates and conducted reference checks prior to hire.
General Manager
Eve's Beauty Store
Cedar Hill, TX
04.2009 - 01.2011
Managed all aspects of daily business operations including budgeting, staffing, scheduling, inventory control, customer service and sales.
Maintained relationships with vendors to obtain the best pricing on supplies and materials.
Monitored financial performance and identified areas for improvement in cost savings and revenue generation.
Analyzed existing processes for effectiveness and developed new systems as needed to enhance overall productivity levels.
Resolved customer complaints quickly while maintaining high quality standards of service delivery.
Performed routine audits of internal controls in order to maintain accuracy of financial records.
Built and maintained loyal, long-term customer relationships through effective account management.
General Manager
Exxon On The Run
Greenville, TX
03.2007 - 03.2009
Directed, coordinated and supervised staff activities to ensure adherence to established policies and procedures.
Monitored staff performance and provided feedback, coaching and counseling to improve job performance.
Conducted daily store operations, including opening and closing procedures and cash handling.
Monitored inventory levels and placed orders to restock shelves.
Recruited, trained and supervised new employees.
Managed daily banking activities such as deposits and withdrawals.
Prepared weekly schedules to verify proper floor coverage within fiscal guidelines.
Generated repeat business by responding to customer concerns with friendly and knowledgeable service.
Executive Manager
Diazo Export
Cassablanca, Morrocco
05.2000 - 05.2005
Developed sales strategies to increase export opportunities.
Managed logistics issues related to international shipments, including customs clearance, insurance and freight forwarding.
Created reports on export sales performance and presented them to senior management.
Reviewed customer feedback from international markets and implemented changes accordingly.
Ensured compliance with all applicable laws and regulations related to exporting goods internationally.
Maintained detailed records of all exports transactions, including invoices, purchase orders, shipping documents.
Analyzed letter of credit and documentation to comply with government regulations.
Coordinated transportation activities, developed transportation relationships and monitored transport costs to facilitate smooth transportation actions.
Law Specialist
Bassamat and Laraqui Law Firm
Cassablanca, Morrocco
2019 - 2023
Reviewed and organized legal documents, such as pleadings, motions, and briefs.
Conducted research on relevant laws, regulations, judicial decisions, and legal articles.
Assisted in the preparation of legal arguments and memoranda of law.
Maintained client files according to established protocols.
Collaborated with attorneys in all stages of litigation process.
Drafted discovery responses including interrogatories and requests for production of documents.
Advised clients on procedural matters related to their cases.
Proofread documents prior to filing them with courts or submitting them to opposing counsels.
Reviewed legal documents for accuracy and completeness.
Drafted pleadings, motions, discovery requests, subpoenas and other court filings.
Reviewed briefs, memoranda of law and other documents for accuracy prior to submission to the court.
Participated in client interviews, observed questioning process and documented information.
Education
Master of Science -
Hassan II University of Casablanc
Casa Blanca, NM
05-2021
Bachelor of Science - Private Law
Hassan II University
Casa Blanca, NM
05-2019
International Degree (BTS) - Management Assistance For SMEs And SMIs
Lyon CRESPA School of Sciences-U Lyon
Lyon
05-2000
Associate of Applied Science - Business Management
Haute Etudes De Management (HEM)
Casa Blanca, NM
05-1998
High School Diploma -
Experimental Sciences in Cassablanca
Casablanca, Morrocco
05-1997
Some College (No Degree) - Science In General
Richland College
Dallas, OR
Skills
Supervision and leadership
Conflict Resolution
Self-Directed
Time Management
Social Perceptiveness
Analytical and Critical Thinking
Data Entry
Project Planning
Research
Friendly, Positive Attitude
Accomplishments
Employee of the month for production and quality consequetivley
Certification
P&C Adjuster's license in all United States with the exclusion of New York & Hawaii
Languages
English
Professional
Arabic
Professional
French
Professional
Spanish
Limited
Timeline
Licensed Auto Adjuster
Allcat Claims Service on behalf of USAA
05.2023 - Current
Grocery Store Owner
Nada Food Mart
02.2013 - 02.2016
General Manager
TMX Finance of Texas
01.2011 - 03.2013
General Manager
Eve's Beauty Store
04.2009 - 01.2011
General Manager
Exxon On The Run
03.2007 - 03.2009
Executive Manager
Diazo Export
05.2000 - 05.2005
Law Specialist
Bassamat and Laraqui Law Firm
2019 - 2023
Master of Science -
Hassan II University of Casablanc
Bachelor of Science - Private Law
Hassan II University
International Degree (BTS) - Management Assistance For SMEs And SMIs
Lyon CRESPA School of Sciences-U Lyon
Associate of Applied Science - Business Management
Haute Etudes De Management (HEM)
High School Diploma -
Experimental Sciences in Cassablanca
Some College (No Degree) - Science In General
Richland College
P&C Adjuster's license in all United States with the exclusion of New York & Hawaii
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