Naga Lokesh Myneedu

• Architected the Check Rails Platform, driving digital transformation from paper checks to ACH and eLockbox, reducing physical check volume by 18% and unit costs by $1.90, delivering $7M in annualized savings while managing integrations with JPMC, Deluxe, and FIS.

• Designed an AI-driven Decision Management Service using Azure OpenAI to dynamically select optimal fulfillment providers based on cost, SLA, and reliability, optimizing millions of transactions daily.

• Conceptualized and delivered a Confidence Scoring Service using Azure Cognitive Services, exposing internal payment certainty logic as a buyer-facing SaaS offering and creating a new revenue stream.

• Defined the roadmap and architecture for a Common Data Platform using Azure Databricks, Spark, and Kafka-based CDC to unify data across SQL Server, PostgreSQL, and Cosmos DB for operational analytics.

• Established Enterprise Disaster Recovery standards, implementing granular failover strategies across Azure paired regions to guarantee business continuity.

• Led cloud cost optimization initiatives, including Azure SQL to PostgreSQL migrations and consolidation of non-production environments through shared App Service Plans.

• Pioneered development of an Enterprise AI Architecture Agent using CrewAI and LangChain/LangGraph, deploying RAG pipelines on Microsoft Foundry with OpenAI models and Hugging Face Llama transformers to generate architecture recommendations from Teams transcripts and Wiki data.

• Designed real-time fraud prevention pipelines, streaming transactions through Azure Event Hubs to external fraud engines with automated blocking based on fraudulent error codes.

• Implemented Human-in-the-Loop exception handling pattern where ambiguous fraud signals trigger "Review Required" events, populating an Operational UI for manual analyst intervention without blocking throughput.

• Led Supplier Master Data Management (MDM) integration with Reltio to establish "Golden Record" for supplier data and physical address validation for compliance.

• Designed event-driven Revenue Operations workflow where new supplier discovery triggers integration events to Salesforce, automatically creating Leads and Opportunities to accelerate supplier onboarding.

• Engineered proprietary Invoice Data Capture solution using Azure OpenAI and Cognitive Services to extract Critical-to-Pay (CTP) data from unstructured invoices and emit validated events to downstream AP systems.

• Built encrypted, microservices-based Document Generation Service for rendering sensitive financial instruments (Checks, Remittance Advice) on a pub/sub model.

Led strategic database modernization, upgrading legacy SQL Server estates to SQL Server 2022 with physical partitioning and Data Lifecycle Management (DLM) policies for multi-terabyte datasets.

• Led design and development of the Payment Management Platform processing 10–15 million events per day, serving as enterprise event backbone across Payment, ACH, Check, and Virtual Card rails using Azure Event Hubs (Kafka).

• Spearheaded Payment Technology Transformation, modernizing a legacy .NET Framework monolith and Neuron ESB into cloud-native Event-Driven Architecture using .NET Core, Azure Service Bus, and Durable Functions, reducing inter-service latency by 45%.

• Designed and provisioned entire cloud infrastructure using Terraform, enabling fully automated, repeatable CI/CD deployments with 24×7 zero-downtime capabilities.

• Designed and led Money Movement Platform (ACH & Wire) processing $250M–$500M in daily transaction volume with 99.99% uptime, integrating with Modern Treasury for regulatory compliance.

• Architected multi-channel Virtual Card Delivery platform supporting Email, Web, and IVR distribution with Straight-Through Processing (STP) through Stripe and NMI integrations.

• Designed and exposed secure, ISO 20022–compliant REST APIs consumed by external partners (RealPage, Concur, CINC) using asynchronous ingress pattern to decouple API validation from downstream processing.

• Built enterprise shared services including Notification Platform integrated with SendGrid and Bank Account Management system leveraging PNC EWS for KYC/KYB verification.

Led migration of ~500 GB of historical payment data using Azure Data Factory, staging servers, and validation workflows ensuring data integrity and seamless platform cutover.

• Engineered NachaService using .NET Web API and Entity Framework, implementing complex stored procedures to generate NACHA-compliant files for high-volume money movement.

• Developed FileService using Azure Blob Storage to manage lifecycle of 60+ daily payment files, raising lifecycle events upon successful storage to trigger downstream workflows.

• Built Distribution Service to securely transmit NACHA files to banking partners via SFTP, implementing completion events post-transmission to update canonical payment lifecycle status.

• Built backend services for Virtual Card platform with integrations to Comdata, DXC, and InControl providers, utilizing TokenEx for PCI-compliant data handling.

• Developed Transaction Management Service ingesting card data via webhooks, ETL jobs, and AC29 files, exposing REST APIs for providers and downstream consumers.

• Published lifecycle events to Azure Event Hubs, enabling real-time monitoring through Azure Stream Analytics and Power BI dashboards.

• Migrated authentication from Windows Authentication to Azure Active Directory, integrating Microsoft Graph API for role-based authorization.

• Implemented Redis caching strategies within legacy applications, significantly improving performance and reducing latency for critical payment workflows.

• Developed and owned backend REST APIs for Supplier Portal using .NET Web API, Entity Framework, and Autofac for dependency injection.

• Built Angular and TypeScript frontend application delivering responsive single-page experience for supplier onboarding and management.

• Implemented IdentityServer-based authentication service as standalone component, enabling secure login with Bearer tokens and role-based authorization.

• Authored advanced T-SQL queries, stored procedures, triggers, and cursors to enforce business rules, maintain data integrity, and support transactional workflows.

Developed and maintained nightly SSIS ETL pipelines, integrating data from multiple source systems and Enterprise Data Warehouse (EDW).

• Developed Windows Forms utility to support QA teams in validating NACHA (ACH) processing workflows; re-architected to web-based solution using Aurelia and RESTful APIs.

• Implemented third-party authentication integrations (Google, Microsoft) and Redis-based configuration management across six testing environments.

• Contributed to fantasy exchange social platform, implementing user profiles, authentication via IdentityServer, group management, and discussion forums.
• Integrated location-based discovery using Google Nearby Connections API, real-time sports news feeds, and live video streaming for NFL game analysis.

• Developed enterprise web applications for Lexis Advance, including a Law School Academic Portal using ASP.NET MVC, ADO.NET, and SQL Server.
• Built internal Web APIs and data-access layers using Entity Framework; designed internal talent management application (Aspire) with HTML5, CSS3, JavaScript, and Bootstrap.
• Developed backend workflow orchestration using Windows Workflow Foundation (WF), implementing custom activities, state machines, and sequential workflows.