Summary
Overview
Work History
Education
Skills
Technical skills and Interests
Timeline
Generic

Nalini Yarlagadda

Atlanta,GA

Summary

Responsible Production Specialist with history of contributing to production success. Completes quality work and maintains schedules to consistently meet customer demand. Knowledgeable about quality control processes and efficient and troubleshooting causes of mechanical and production issues. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

11
11
years of professional experience

Work History

Production Specialist

TD Bank
07.2024 - Current
  • Conduct research, evaluate customer behavior in relation to internal and external information sources and KYC documentation, and offer suggestions for additional review and/or SAR filing
  • Investigate any unusual activities to see if an unusual activities Report is necessary. Every case should have a draft narrative supporting the recommendation or decision
  • Suspicious Activity Reports should be prepared and sent to FinCEN
  • Provide recommendations for ending client accounts or relationships based on the findings. Verify that all KYC requirements are met and up to date for both new and existing customers
  • Comply with strict privacy and data security regulations. Collaborate with internal teams to ensure accurate reporting and compliance with rules
  • Suspicious activity reports (SARs) should be filled up and filed with the appropriate narrative and comprehensive case documentation, which should include but not be limited to transaction photos, due diligence documents, and customer statements
  • To help find odd transaction patterns, gather and review financial statements and other documents
  • Record and communicate the results of the review or inquiry, and create case files with the necessary supplementary materials (e.g., results from internal system searches, copies of statements or checks, media search results, etc.).

AML/KYC Analyst

JP Morgan Chase Bank NA
05.2019 - 08.2022
  • Produced a risk-based written analysis of customers who required periodic review and escalated to the appropriate department for file remediation as needed
  • Worked within aggressive timelines to ensure goals were accomplished for KYC customer profile reviews
  • Identified, reviewed, and monitored higher risk customers to minimize risk for the enterprise. Managed negative news and PEP screening functions as appropriate
  • Conducted research, analyzed, and evaluated additional verification via non-documentary methods and notified the appropriate departments to take reasonable measures to restrict the customer's ability to use, liquidate, and close the account or covered product
  • Reviewed customers' annual transaction analyses to ensure that customers aligned with the risk manager responses provided and to ensure that there was no risk identified with the customers' transactions. Documented all results of findings
  • Performed KYC and client documentation analysis in support of the approval of new customers and remediation, renewal, or amendments to existing ones
  • Reviewed client accounts to identify potential issues and risks and ideal mitigation strategies. Identified and applied regulatory requirements of the different applicable jurisdictions and internal procedures
  • Reviewed KYC documentation (including entity corporate documentation, partnerships, LLC's, etc.), information, and due diligence research on negative news for new and existing clients
  • Completed OFAC and Worldcheck screenings and all CIP regulatory requirements. Documented and reported KYC client onboarding findings in the case management system.

Financial Crimes Associate

JP Morgan Chase Bank NA
05.2019 - 08.2022
  • Participated in and provided compliance support for projects and initiatives with low to moderate risk to identify, assess, and mitigate regulatory risk in business activities
  • Reviewed premium online wires and treasury management wires to determine if structuring was occurring, mitigating all risk exposure where applicable
  • Drafted reports of findings and recommendations for compliance risk management
  • Monitored deposit transactions, ATM transactions, and credit card transactions to ensure regulatory standards
  • Reviewed incoming and outgoing wires to access whether or not the business or personal accounts made sense for the customer or business primary focus needs and risk indicator
  • Partnered with other lines of business reviewing individual and business background information for accuracy for enhanced due diligence as well as to get to know the customer better for all records
  • Trained new hires.

Fraud Prevention Specialist

Bank Of America, N.A.
06.2013 - 06.2018
  • Research and analyzed high risk transactions to identify control issues or weaknesses
  • Prepared reports for management, covering investigative details, results, losses, and preventative actions
  • Provided consultation and guidance to management on investigative related issues
  • Identified fraud patterns to report back to analysts and management
  • Maintained a role in the preparation of suspicious activity reports
  • Performed backup duties for key department functions
  • Provided investigative support to the onshore and offshore investigation team
  • Responsible for the investigation, and analysis of fraud related regulatory complaints
  • Ensured all cases details are provided for accurate reporting
  • Reviewed detailed fraud detection information from various sources that provide suspect or unusual activity requiring research and follow-up.

Lead Chargeback & Dispute Analyst

Bank Of America, N.A.
06.2013 - 06.2018
  • Performed in-depth investigations on transaction disputes, including fraudulent activities, billing errors, and merchant discrepancies
  • Ensured all fraud investigations follow compliance standards and are completed in accordance with Reg Z
  • Engaged with customers, operational partners, and internal teams to gather essential information and resolve disputes
  • Mentored and provided support to junior investigators
  • Leveraged several third-party tools to conduct investigations
  • Analyzed patterns and trends in chargebacks and disputes to identify root causes and develop strategies to minimize future occurrences
  • Identified and championed process improvement opportunities, and collaborated with various teams to implement those improvements
  • Worked closely with the fraud analytics team to leverage data in investigations and enhance fraud detection methodologies.

Mortgage Loss Mitigation Specialist

Bank Of America, N.A.
06.2013 - 06.2018
  • Conducted first level reviews on imminent default and default loans while maintaining a high level of customer service communication throughout the loan process
  • Determined risk and the potential impact of risks to the organization
  • Reviewed loan files to verify procedures per guidelines
  • Reviewed loan applications against the documentation requested from the borrower and analyzed all documents for accuracy and errors
  • Provided required support to internal staff to strengthen governance, risk, and control environments in a fast-paced environment
  • Reviewed loan delinquencies to determine root causes and determine corrective action for audit findings
  • Acted as a liaison between operations and quality control to reduce the loan defect rate to meet company standards by performing reviews with documents to ensure compliance measures were accurate documenting all errors and resolutions found based on results.

Education

MS in Management Science(Business Analytics) -

New Jersey Institute of Technology
Newark, NJ

Bachelor of Science: Biochemistry -

V.S.Lakshmi Women's Degree College

Skills

  • Proven collaboration and relationship building skills
  • Strong verbal and written communication skills
  • Familiarity with federal regulations, AML, KYC, EDD, transactional reviews, Bank Secrecy Act, SAR Writing
  • Enhanced Due Diligence
  • Financial Crime Prevention
  • Transaction monitoring
  • Customer Due Diligence
  • Know Your Customer (KYC)
  • Anti-Money Laundering (AML)
  • Process Improvement
  • Strong attention to detail
  • Excellent communication and presentation skills
  • Critical Thinking
  • Problem-Solving
  • Detailed-Oriented
  • Teamwork
  • Leadership Skills
  • Mentoring
  • Training and Education
  • Regulatory Knowledge
  • Microsoft Office (Excel, Word, PowerPoint)

Technical skills and Interests

  • Proficient in analyzing production data to identify trends, inefficiencies, and areas for improvement. Ability to create dashboards and visual reports using tools like Tableau or Power BI to communicate production metrics.
  • Skills in identifying and mitigating risks associated with production operations.
  • Proficient in presenting analytical findings and recommendations to stakeholders.
  • Understanding of supply chain processes and their impact on production efficiency.
  • Knowledge of quality management systems and standards to ensure product quality throughout the production cycle.

Timeline

Production Specialist

TD Bank
07.2024 - Current

AML/KYC Analyst

JP Morgan Chase Bank NA
05.2019 - 08.2022

Financial Crimes Associate

JP Morgan Chase Bank NA
05.2019 - 08.2022

Fraud Prevention Specialist

Bank Of America, N.A.
06.2013 - 06.2018

Lead Chargeback & Dispute Analyst

Bank Of America, N.A.
06.2013 - 06.2018

Mortgage Loss Mitigation Specialist

Bank Of America, N.A.
06.2013 - 06.2018

MS in Management Science(Business Analytics) -

New Jersey Institute of Technology

Bachelor of Science: Biochemistry -

V.S.Lakshmi Women's Degree College

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Nalini Yarlagadda