
Results-driven Long-Term Disability Analyst with a strong focus on regulatory compliance, policy interpretation, and effective communication. Proven ability in managing complex claims and delivering clear documentation to support defensible outcomes.
• Manage a block of long-term disability claims, analyzing medical, financial, and occupational information to determine ongoing eligibility and liability decisions.
• Evaluate medical documentation, functional capacity information, and vocational evidence to assess disability status and support defensible claim outcomes.
• Interpret policy provisions and contractual language to ensure accurate benefit determinations consistent with plan guidelines and regulatory requirements.
• Produce clear, objective written rationales outlining claim decisions, ensuring transparency, consistency, and compliance with internal standards.
• Maintain productivity and quality expectations while handling complex claim scenarios requiring sound analytical judgment.
• Communicate effectively with claimants, employers, medical providers, and other stakeholders to gather information and resolve discrepancies impacting claim determinations.
• Identify potential return-to-work opportunities through evaluation of medical and occupational information.
• Ensure adherence to federal and state regulatory requirements governing disability claims.
• Investigated complex property claims by analyzing coverage, damages, and policy provisions to determine appropriate claim outcomes.
• Evaluated independent adjuster reports to verify accuracy of scope, causation, and estimate recommendations.
• Applied policy language to determine coverage eligibility and appropriate claim payments.
• Established and adjusted reserves based on exposure evaluation and claim development.
• Managed high-volume caseloads while meeting productivity and quality performance expectations.
• Investigated equipment breakdown and property losses by analyzing cause of loss, damage scope, and policy coverage.
• Reviewed technical reports and documentation to support claim determinations.
• Maintained strong audit results through accurate documentation and timely claim resolution.
• Consistently met performance expectations for claim quality and cycle time.
• Investigated claims by reviewing statements, police reports, and supporting documentation to determine liability and coverage decisions.
• Interpreted policy language and applied guidelines to ensure accurate claim outcomes.
• Negotiated settlements and communicated claim decisions clearly to customers and stakeholders.