Namrata Wadekar
Senior Banker
Torrance,CA
Summary
Profile Summary : Accomplished Branch Manager with a track record of enhancing operational efficiency, team leadership, and client relationships. Proven success in revenue generation, compliance, business development & demonstrated success in coordinating team and financial activities. Friendly and adaptable professional with remarkable leadership and program management skills.
Overview
16
16
years of professional experience
5
5
years of post-secondary education
Work History
Branch Manager
HDFC Bank Ltd
01.2010 - 11.2018
- Led the comprehensive management of branch operations and sales targets
- Supervised branch operations and made continuous improvements in each area.
- As a Branch Manger successfully oversaw four significant branches with a portfolio exceeding 1000 Cr
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Complied with regulatory guidelines and requirements.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales by 15% YOY
- Achieved a consistent "Satisfactory" rating in Audit & Operations, ensuring stringent audit and compliance standards
- Spearheaded revenue generation from Investment & Deposit products, Retail, and Business Banking Assets
- Consistently exceeded targets for Third-Party products, including Insurance, Mutual Funds, General Insurance, Forex Income, Consumer loans, and Business Banking loans
- Conducted market analysis, providing valuable feedback to upper management to refine sales, marketing strategies, and product quality
- Planned and implemented marketing strategies and promotions, boosting market penetration, revenue, and profitability through increased sales by 10%
- Ensured customer-centric operations and achieved delivery timelines and service quality norms, prioritizing customer satisfaction
- Utilized up-to-date information to make effective decisions governing bank operations.
- Provided expert advisory services to meet client requirements, training and monitoring team members to enhance operational efficiency.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
- Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
- Generated financial and operational reports to assist management with business strategy.
- Examined customer loan applications for loan approvals and denials.
- Launched new training program to boost employee skills and staff retention rate.
- Complied with established internal controls and policies.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
Deputy Branch Manager
ICICI Bank
01.2003 - 12.2009
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
- Complied with established internal controls and policies.
- Developed strategic plans for day-to-day financial operations.
- · Monitored complete branch operations like locker operations & branch maintenance
- · Formulated best business & sales strategy to improve audit rating of branches
- · Developed strategies for improving all-round business with deposits and sales
- · Administered overall operations of the branch & providing performance feedback to the staff
- · Managing the Branch Score card.
Education
Post Graduate - Digital Marketing and Communication
MICA
11.2019 - 06.2020
Bachelor - Commerce
Mumbai University
04.1995 - 03.1999
Skills
- Customer and Vendor Relations
- Business Activity Tracking
- Sales Planning
- Strategic and Financial Planning
- Conflict Resolution
- Team Supervision
- Revenue Enhancement
- Excellent Team Leadership
- Excellent Time Management Skills
- Strong Interpersonal Skills
- Client Acquisition
- Operations Management
- Revenue Generation
- Cost and Budget Analysis
- Investment Guidance
- Plan Budgets
Accomplishments
- Received the “ Best Branch In Cluster Award” for exemplary performance and recognition for handling the Branch and achieving all Milestones Defined by the Bank .
- Both Myself and Branch Qualified for MDRT . It signifies a high level of success and achievement in terms of sales and service within the financial services sector.
- Repeatedly received recognition from superiors for excellence in service.
- Increased monthly revenue 10% through implementation of strategic initiatives.
- Managed a team of 40 Staff and achieved a 80% improvement in productivity.
- Received Several Awards from Group Head and Branch banking Head year on year basis for several categories .
- Increased the Book Size of Branches by 30% YOY .
- Received the Best Branch Manager Award” for exemplary performance with Zero Attrition in the Zone for consecutive 3 years .
- Felicitated as Best Branch ,Best Relationship Manager Best PB sales, Best Branch Operation head in the Cluster for 3 Consecutive years.
Timeline
Post Graduate - Digital Marketing and Communication
MICA
11.2019 - 06.2020
Branch Manager
HDFC Bank Ltd
01.2010 - 11.2018
Deputy Branch Manager
ICICI Bank
01.2003 - 12.2009
Bachelor - Commerce
Mumbai University
04.1995 - 03.1999
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