Narinderbir Kahlon
Tracy,CA
Summary
Organized Mortgage Loan Officer with 22 years of experience in Residential Mortgage Lending and Real estate services . Extensive real estate knowledge and success in client education. Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase company revenue and cement loyalty. Hardworking and passionate job seeker with strong organizational skills eager to secure full time Mortgage professional position. Ready to help team achieve company goals.
Overview
23
23
years of professional experience
Work History
Mortgage Loan Originator
United Lending Partners
10.2013 - Current
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Checked loan documents for accuracy prior to closing.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Reviewed loan files and updated to match current standards.
Mortgage Loan Originator
Bank Of America, NA
10.2012 - 10.2013
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Checked loan documents for accuracy prior to closing.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed and implemented marketing campaigns to generate new business opportunities.
Mortgage Loan Officer
Allstate Group
09.2006 - 10.2012
- Worked with underwriters to fix application problems and resolve issues.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Mortgage Loan Originator
Countrywide Mortgage
02.2001 - 08.2006
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Developed extensive network of referral partners to source new mortgage loan opportunities.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Checked loan documents for accuracy prior to closing.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Education
Associate In Engineering Technology - Information Technology
Heals College
Hayward, CA04.2001
Associate Of Business Administration - Computer Business Administration
Herald College
Hayward, CA04.2000
Skills
- Mortgage Loan Closing
- Loan Evaluations
- Underwriting Guidelines
- Creative Solutions
Languages
Punjabi
Native or Bilingual
Hindi
Native or Bilingual
Urdu
Native or Bilingual
Timeline
Mortgage Loan Originator
United Lending Partners
10.2013 - Current
Mortgage Loan Originator
Bank Of America, NA
10.2012 - 10.2013
Mortgage Loan Officer
Allstate Group
09.2006 - 10.2012
Mortgage Loan Originator
Countrywide Mortgage
02.2001 - 08.2006
Associate In Engineering Technology - Information Technology
Heals College
Associate Of Business Administration - Computer Business Administration
Herald College
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