Loan processing professional prepared to excel in results-driven environment. Proven track record in managing loan documentation and ensuring compliance with industry standards. Known for collaborative team efforts and ability to adapt to changing needs, leveraging organizational skills and customer service expertise.
Overview
13
13
years of professional experience
Work History
Loan Processor
Nationstar Mortgage DBA Mr. Cooper
Farmers Branch, TX
07.2023 - Current
Processed and reviewed loan applications for accuracy and compliance with regulatory standards.
Coordinated communication between clients, underwriters, and third-party vendors to expedite loan approvals.
Analyzed financial documents to determine borrower eligibility and ensure adherence to lending guidelines.
Mentored junior processors on industry best practices and procedural improvements.
Managed complex loan files, addressing discrepancies and ensuring timely resolution of issues.
Sr. Loan Processor
Caliber Home Loans
1525 Belt Line Rd. Coppell, TX 75019
08.2019 - 08.2022
Gather customer information
Provide borrower with real time updates as to the status of their loan along with request for supplemental loan documentation
Help facilitate loan movements from origination from funding
Understanding of how to analyze loan information and problem solve to ensure loan meets guidelines
Handled any conditions sent from underwriting departments.
Reviewed financial statements and contacted institutions and customers to clarify details.
Coordinated closing process with attorneys, title companies and government clerks.
Prepared documents for underwriting by verifying client income, credit reports and other information.
Sr. Loan Processor
Aspire Financial
4100 Alpha Rd #300 Dallas, TX 75244
02.2017 - 08.2019
Evaluate loan packages for missing and/or incomplete information
Pre-audit and prepare quality loan files that meet underwriting and closing objectives
Perform analysis of income, assets, liabilities, credit, AUS (DU/LP)
Work with both internal and external parties to obtain final loan decision
Maintained compliance with privacy and security requirements, as well as federal statutes covering Conventional, FHA, and VA loans.
Sr. Loan Processor
LoanDepot
5456 Legacy Dr. #400 Plano, TX 75024
01.2013 - 12.2016
Serve as subject matter expert regarding processing policies, procedures, and technology
Manager multi-state pipeline of 50+ loans; coordinate pipeline management with sales, underwriting, closing, and funding
Manage key dates such as lock expiration, contingency date, contact date, credit doc expiration, ECOA, MDIA, and other compliance related dates
Review and analyze documents from borrowers and third party to ensure they are complete and acceptable
Provided quick turnaround times to maintain fast-past schedule.
Education
Bachelor of Science - Business Administration - Finance
The University of Texas At Arlington
Arlington, TX
01.2013
Skills
File Management
Risk Management
Regulatory Compliance
Legal Documentation
Customer Service
Income Evaluation
Attention to Detail
Mortgage Loan Software
Credit Reporting Software
Federal Statutes
Lending Software Systems
Creditworthiness Determination
Timeline
Loan Processor
Nationstar Mortgage DBA Mr. Cooper
07.2023 - Current
Sr. Loan Processor
Caliber Home Loans
08.2019 - 08.2022
Sr. Loan Processor
Aspire Financial
02.2017 - 08.2019
Sr. Loan Processor
LoanDepot
01.2013 - 12.2016
Bachelor of Science - Business Administration - Finance