Credit Specialist with a proven track record, adept in credit decision-making and delinquency monitoring. Exceptional at managing time and multitasking in fast paced diverse environments. Excellent written and verbal communication skills leading to the ability to establish appreciable relationships with clients and co-workers. Reliable, driven and results-oriented; focused on contributing to company success.
Overview
11
11
years of professional experience
Work History
Credit Specialist
VF Outdoor
08.2019 - 12.2024
Provide customers with statements, invoices, and credit memos
Prioritized high-risk accounts and strategizing appropriate actions
Referred delinquent accounts to collections department or outside resources
Review daily credit holds to determine if orders can be released
Apply account adjustments, issue credit/debit memos and request small balance write offs
Review tax exempt certificate status and issue tax credits as needed
Reviewed customer credit status to determine eligibility for credit terms upon request from customer or sales team
Monitored accounts for potential risks and flagged concerns for further review with management
Educated customers on credit policies and payment options
Assisted in resolving customer inquiries related to billing and payment discrepancies including shortages and pricing disputes by obtaining the correct documentation
Maintained accurate documentation of all credit-related activities, ensuring compliance with company policies and industry regulations
Developed effective relationships with customers, which helped improve overall payment processes.
Provided hands-on training in daily processes and job duties to new hires
Collaborated with sales team to achieve revenue targets while maintaining credit risk within acceptable limits
Improved cash flow with diligent follow-up on overdue accounts and effective negotiation strategies
Performed account credit limit reviews
Updated client accounts with new information and changes affecting billing and shipping
Salon Coordinator
Periwinkles Salon & Boutique
08.2016 - 08.2019
Collect and update client information
Maintained accurate financial records, facilitating smooth daily operations and timely reporting for accountant including employee payroll and commission reports
Review and balance previous days register summary report to ensure accuracy daily
Prepare weekly bank deposits
Resolved client concerns professionally and promptly, fostering positive relationships and repeat business
Managed inventory levels for salon products, ensuring adequate stock to meet client needs
Provided exceptional support to both stylists and clients alike during high-volume periods such as holidays or special events
Collected payments, making sure that services were charged and applied accurately
Managed salon's master calendar to organize customer appointments, employee schedules and special events
Updated social media platforms regularly with engaging content showcasing salon services, promotions, and achievements
Accounts Receivable Clerk
Quaker Bakery
11.2013 - 08.2016
Prepared and sent statements to customers as well as made collection attempts on past due accounts
Posted payments to customer accounts
Submitted cash and check deposits and generated cash receipts to record money received
Collected and maintained up-to-date customer contact information, enabling effective communication regarding account status and payment inquiries
Set up new accounts
Maintain commission reports for brokerage companies
Verifying shipments have been loaded correctly
Collected and submitted customer orders via phone and email
Maintained company wide daily sales reports and submitted to G.M and CEO
Provided exceptional customer service when addressing client inquiries about their account status or billing concerns, building strong, long-lasting relationships